Brik-Bouw
ActiveBrik-Bouw has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €414k and a net result of €-72k. Equity is growing by ~77.8% per year across the filed fiscal years. Its solvency ranks better than 37% of 9981 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability12▼-78
Solvency55▼-14
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days only on tighter terms
Liquidity tight (current ratio 1.48 against 1.69 in 2023; short-term debt: 64.6% and cash: 0% of total assets), and 70.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
29.8%
Return on assets
-5.2%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
61 d late
2022
31 d late
2021
26 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€414k▼ 15.2%
2023 · €489k
2018: €-22k
2019: €36k
2020: €85k
2021: €106k
2022: €319k
2023: €489k
2018 → 2024
Total assets
€1.39M▲ 26.1%
2023 · €1.10M
2018: €254k
2019: €276k
2020: €316k
2021: €458k
2022: €948k
2023: €1.10M
2018 → 2024
Net result
€-72k
2023 · €190k
2018: €-62k
2019: €59k
2020: €48k
2021: €38k
2022: €218k
2023: €190k
2018 → 2024
Working capital
€432k▲ 3.2%
2023 · €419k
2018: €-31k
2019: €34k
2020: €60k
2021: €81k
2022: €264k
2023: €419k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€85k-€106k▲ 24.9%€319k▲ 201%€489k▲ 53.3%€414k▼ 15.2%
Operating result€49k-€49k▼ 0.7%€283k▲ 482%€236k▼ 16.6%€-47k
Net result€48k-€38k▼ 22.2%€218k▲ 479%€190k▼ 12.7%€-72k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €47k after €236k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.39M
Fixed assets
€60k▼ 21.1%
Current assets
€1.33M▲ 29.6%
Equity and liabilities €1.39M
Equity
€414k▼ 15.2%
Debt
€975k▲ 59.1%
The debt ratio rises from 55.6% to 70.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-16k▼
2023 · €265k
Cash flow
€-41k▼
2023 · €219k
Solvency
29.8%▼
2023 · 44.4%
Current ratio
1.48▼
2023 · 1.69
Quick ratio
1.27▼
2023 · 1.37
Debt / equity
2.35▲
2023 · 1.25
ROE
-17.3%▼
2023 · 38.9%
ROA
-5.2%▼
2023 · 17.3%
Interest coverage
-1.31▼
2023 · 11.84
Debt
€975k▲
2023 · €613k
Debt ≤ 1 year
€897k▲
2023 · €606k
Debt > 1 year
€75k▲
2023 · €5k
Income taxes
€24k▼
2023 · €30k
Staff costs
€190k▼
2023 · €250k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.10M€1.39M▲
Fixed assets21/28€76k€60k▼
Tangible fixed assets22/27€75k€59k▼
Land and buildings22€15k€14k▼
Plant, machinery and equipment23€38k€16k▼
Furniture and vehicles24€22k€29k▲
Financial fixed assets28€1k€1k=
Current assets29/58€1.02M€1.33M▲
Amounts receivable after more than one year29€18k€18k=
Trade receivables290€0-
Other amounts receivable291€18k€18k=
Stocks and contracts in progress3€192k€193k▲
Stocks30/36€39k€40k▲
Contracts in progress37€153k€153k▲
Amounts receivable within one year40/41€798k€1.11M▲
Trade receivables40€631k€1.08M▲
Other amounts receivable41€167k€30k▼
Cash at bank and in hand54/58€13k€656▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.10M€1.39M▲
Equity10/15€489k€414k▼
Contributions10/11€6k€6k=
Reserves13€43k€43k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€41k€41k=
Profit (loss) carried forward14€439k€365k▼
Amounts payable17/49€613k€975k▲
Amounts payable after more than one year17€5k€75k▲
Financial debts170/4€5k€75k▲
Amounts payable within one year42/48€606k€897k▲
Current portion of amounts payable after more than one year42€21k€6k▼
Financial debts43€107k€175k▲
Credit institutions430/8€31k€0▼
Other loans439€76k€175k▲
Trade debts44€230k€243k▲
Suppliers440/4€230k€243k▲
Taxes, remuneration and social security45€14k€36k▲
Taxes450/3€9k€25k▲
Remuneration and social security454/9€6k€11k▲
Other amounts payable47/48€235k€438k▲
Accrued charges and deferred income492/3€1k€3k▲
Income statement
Code20232024
Non-recurring operating income76A-€433
Remuneration, social security and pensions62€250k€190k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€31k▲
Other operating charges640/8€4k€6k▲
Non-recurring operating charges66A€3k€0▼
Gross operating margin9900€522k€180k▼
Operating profit (loss)9901€236k€-47k▼
Financial income75/76B€7k€11k▲
Recurring financial income75€7k€11k▲
Financial charges65/66B€22k€12k▼
Recurring financial charges65€22k€12k▼
Profit (loss) for the period before taxes9903€220k€-48k▼
Income taxes67/77€30k€24k▼
Profit (loss) for the period9904€190k€-72k▼
Profit (loss) for the period to be appropriated9905€190k€-72k▼
Appropriation of the result
Profit (loss) to be appropriated9906€444k€365k▼
Profit (loss) brought forward from the previous period14P€254k€437k▲
Transfer from equity791/2€15k€0▼
Profit to be distributed694/7€20k€0▼
Return on contributions (dividend)694€15k€0▼
Directors or managers695€5k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-72k ▼138%
Net result drops to €-72k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €218k ▲479%
Operating result €283k, net result €218k, both a record.
31-12
Financial
Equity above €200kEq €319k ▲201%
4 profitable years in a row build equity to €319k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Equity above €100kEq €106k ▲24.9%
3 profitable years in a row build equity to €106k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Back to profitnet €59k
Net result €59k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
21-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Kapelstraat 119120 Beveren-Kruibeke-ZwijndrechtGround area
1,299 m²
Building footprint
122 m²
Volume, LiDAR
798 m³
Parcel 46016C1033/00K000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BRIK-BOUW
since 20112.200.970.976
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016C1033/00K000 | Flanders | 1,299 m² | 1 · 122 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 664 EUR awarded · 664 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 664 EUR | 664 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
4 live approvals · 1 endedMedewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Metselaar (vwo)
Ruwbouw duaal (so)
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LWK
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 9,949 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-07-2011
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.