Techno Image
ActiveSummary
Techno Image has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €337k and a net result of €158k. Equity is growing by ~38.8% per year across the filed fiscal years. Its solvency ranks better than 38% of 837 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▼-1
Solvency49▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.25 in 2024; short-term debt: 67.5% and cash: 35.4% of total assets), and 75.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.4%
Return on assets
11.4%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-09-2025, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
31 d early
2023
36 d early
2022
33 d early
2021
37 d early
2020
32 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€158k▲ 32.3%
2024 · €119k
2019: €11k
2020: €-23k▼ -316% vs 2019lowest in 7 years
2021: €10k▲ +143% vs 2020
2022: €20k▲ +96.9% vs 2021
2023: €19k▼ -5.7% vs 2022
2024: €119k▲ +531% vs 2023
2025: €158k▲ +32.3% vs 2024highest in 7 years
2019 → 2025
Working capital
€411k▲ 127%
2024 · €181k
2019: €-13k
2020: €-41k▼ -225% vs 2019lowest in 7 years
2021: €-25k▲ +38.2% vs 2020
2022: €-343▲ +98.7% vs 2021
2023: €19k▲ +5694% vs 2022
2024: €181k▲ +846% vs 2023
2025: €411k▲ +127% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€50k▲ 48.1%€65k▲ 30.2%€181k▲ 178%€337k▲ 86.5%
2021: €34klowest in 5 years
2022: €50k▲ +48.1% vs 2021
2023: €65k▲ +30.2% vs 2022
2024: €181k▲ +178% vs 2023
2025: €337k▲ +86.5% vs 2024highest in 5 years
Operating result€7k-€20k▲ 208%€20k▲ 1.2%€166k▲ 719%€212k▲ 27.5%
2021: €7klowest in 5 years
2022: €20k▲ +208% vs 2021
2023: €20k▲ +1.2% vs 2022
2024: €166k▲ +719% vs 2023
2025: €212k▲ +27.5% vs 2024highest in 5 years
Net result€10k-€20k▲ 96.9%€19k▼ 5.7%€119k▲ 531%€158k▲ 32.3%
2021: €10klowest in 5 years
2022: €20k▲ +96.9% vs 2021
2023: €19k▼ -5.7% vs 2022
2024: €119k▲ +531% vs 2023
2025: €158k▲ +32.3% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 28% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.38M
Fixed assets
€38k ▼ 13.4%
Current assets
€1.34M ▲ 46.4%
Equity and liabilities €1.38M
Equity
€337k ▲ 86.5%
Provisions
€113k ▲ 152%
Debt
€933k ▲ 26.6%
Debt's share of the balance-sheet total falls from 76.6% to 67.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€234k▲
2024 · €187k
Cash flow
€179k▲
2024 · €140k
Current ratio
1.44▲
2024 · 1.25
Quick ratio
1.00▼
2024 · 1.16
Debt to equity
2.77▼
2024 · 4.08
ROE
46.9%▼
2024 · 66.1%
ROA
11.4%▼
2024 · 12.4%
Interest coverage
20.68▼
2024 · 54.77
Debt ≤ 1 year
€933k▲
2024 · €737k
Income taxes
€51k▼
2024 · €53k
Staff costs
€55k▼
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€962k€1.38M▲
Fixed assets21/28€44k€38k▼
Tangible fixed assets22/27€41k€33k▼
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€26k€26k▼
Other tangible fixed assets26€5k€190▼
Financial fixed assets28€3k€5k▲
Current assets29/58€919k€1.34M▲
Stocks and contracts in progress3€66k€408k▲
Stocks30/36€66k€408k▲
Amounts receivable within one year40/41€213k€330k▲
Trade receivables40€187k€282k▲
Other amounts receivable41€26k€48k▲
Current investments50/53€345k€113k▼
Cash at bank and in hand54/58€292k€489k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€962k€1.38M▲
Equity10/15€181k€337k▲
Contributions10/11€19k€19k=
Reserves13€121k€121k=
Distributable reserves133€121k€121k=
Profit (loss) carried forward14€39k€197k▲
Investment grants15€2k-
Provisions and deferred taxes16€45k€113k▲
Provisions for liabilities and charges160/5€45k€113k▲
Environmental obligations163€45k€113k▲
Amounts payable17/49€737k€933k▲
Amounts payable within one year42/48€737k€933k▲
Trade debts44€615k€764k▲
Suppliers440/4€615k€764k▲
Advances received on contracts in progress46€26k€101k▲
Taxes, remuneration and social security45€78k€54k▼
Taxes450/3€54k€12k▼
Remuneration and social security454/9€24k€42k▲
Other amounts payable47/48€18k€15k▼
Income statement
Code20242025
Remuneration, social security and pensions62€56k€55k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€4k
Provisions for liabilities and charges: additions (uses and reversals)635/8€45k€68k▲
Other operating charges640/8€8k€9k▲
Gross operating margin9900€295k€369k▲
Operating profit (loss)9901€166k€212k▲
Financial income75/76B€10k€8k▼
Recurring financial income75€10k€8k▼
Financial charges65/66B€3k€11k▲
Recurring financial charges65€3k€11k▲
Profit (loss) for the period before taxes9903€173k€209k▲
Income taxes67/77€53k€51k▼
Profit (loss) for the period9904€119k€158k▲
Profit (loss) for the period to be appropriated9905€119k€158k▲
Appropriation of the result
Profit (loss) to be appropriated9906€158k€197k▲
Profit (loss) brought forward from the previous period14P€39k€39k=
Transfer to equity691/2€119k-
To other reserves6921€119k-
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €5k | €36k | €56k | €55k | ▼ 1.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20k | €23k | €20k | €21k | €21k | ▲ 3.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €4k | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | €45k | €68k | ▲ 51.7% |
| Other operating charges640/8 | - | €3k | €4k | €8k | €9k | ▲ 8.3% |
| Non-recurring operating charges66A | - | - | €9k | - | - | - |
| Gross operating margin9900 | €30k | €51k | €88k | €295k | €369k | ▲ 24.8% |
| Operating profit (loss)9901 | €7k | €20k | €20k | €166k | €212k | ▲ 27.5% |
| Financial income75/76B | - | €5k | €5k | €10k | €8k | ▼ 19.9% |
| Recurring financial income75 | €4k | €5k | €5k | €10k | €8k | ▼ 19.9% |
| Financial charges65/66B | - | €2k | €1k | €3k | €11k | ▲ 231% |
| Recurring financial charges65 | €307 | €2k | €1k | €3k | €11k | ▲ 231% |
| Profit (loss) for the period before taxes9903 | €10k | €23k | €24k | €173k | €209k | ▲ 20.8% |
| Income taxes67/77 | €115 | €3k | €5k | €53k | €51k | ▼ 5.0% |
| Profit (loss) for the period9904 | €10k | €20k | €19k | €119k | €158k | ▲ 32.3% |
| Profit (loss) for the period to be appropriated9905 | €10k | €20k | €19k | €119k | €158k | ▲ 32.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €336k | €419k | €690k | €962k | €1.38M | ▲ 43.6% |
| Fixed assets21/28 | €59k | €50k | €46k | €44k | €38k | ▼ 13.4% |
| Tangible fixed assets22/27 | €56k | €47k | €43k | €41k | €33k | ▼ 18.6% |
| Plant, machinery and equipment23 | - | €3k | €4k | €10k | €7k | ▼ 22.4% |
| Furniture and vehicles24 | - | €21k | €24k | €26k | €26k | ▼ 2.4% |
| Other tangible fixed assets26 | - | €24k | €14k | €5k | €190 | ▼ 96.2% |
| Financial fixed assets28 | €3k | €3k | €3k | €3k | €5k | ▲ 62.6% |
| Current assets29/58 | €277k | €369k | €644k | €919k | €1.34M | ▲ 46.4% |
| Stocks and contracts in progress3 | €66k | €63k | €71k | €66k | €408k | ▲ 521% |
| Stocks30/36 | - | €63k | €71k | €66k | €408k | ▲ 521% |
| Amounts receivable within one year40/41 | €157k | €201k | €356k | €213k | €330k | ▲ 54.8% |
| Trade receivables40 | - | €183k | €329k | €187k | €282k | ▲ 50.6% |
| Other amounts receivable41 | - | €18k | €27k | €26k | €48k | ▲ 85.1% |
| Current investments50/53 | - | - | - | €345k | €113k | ▼ 67.3% |
| Cash at bank and in hand54/58 | €50k | €101k | €214k | €292k | €489k | ▲ 67.5% |
| Deferred charges and accrued income490/1 | - | €4k | €3k | €3k | €5k | ▲ 51.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €336k | €419k | €690k | €962k | €1.38M | ▲ 43.6% |
| Equity10/15 | €34k | €50k | €65k | €181k | €337k | ▲ 86.5% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €121k | €121k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | - | - | €121k | €121k | = |
| Profit (loss) carried forward14 | €-183 | €20k | €39k | €39k | €197k | ▲ 407% |
| Investment grants15 | - | €10k | €6k | €2k | - | - |
| Provisions and deferred taxes16 | - | - | - | €45k | €113k | ▲ 152% |
| Provisions for liabilities and charges160/5 | - | - | - | €45k | €113k | ▲ 152% |
| Environmental obligations163 | - | - | - | €45k | €113k | ▲ 152% |
| Amounts payable17/49 | €302k | €369k | €625k | €737k | €933k | ▲ 26.6% |
| Amounts payable within one year42/48 | €302k | €369k | €625k | €737k | €933k | ▲ 26.6% |
| Trade debts44 | €282k | €329k | €439k | €615k | €764k | ▲ 24.3% |
| Suppliers440/4 | - | €329k | €439k | €615k | €764k | ▲ 24.3% |
| Advances received on contracts in progress46 | - | €23k | €160k | €26k | €101k | ▲ 280% |
| Taxes, remuneration and social security45 | - | €2k | €12k | €78k | €54k | ▼ 30.7% |
| Taxes450/3 | - | €2k | €7k | €54k | €12k | ▼ 78.3% |
| Remuneration and social security454/9 | - | €390 | €5k | €24k | €42k | ▲ 76.8% |
| Other amounts payable47/48 | - | €15k | €15k | €18k | €15k | ▼ 20.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10k | €20k | €19k | €119k | €158k | ▲ 32.3% |
| + Depreciation and write-downs630 | €20k | €23k | €20k | €21k | €21k | ▲ 3.7% |
| Operating cash flow (approximation) | €30k | €43k | €39k | €140k | €179k | ▲ 28.1% |
| Investment in fixed assets (approximation) | - | €-14k | €-15k | €-19k | €-16k | ▲ 17.0% |
| Change in cash | - | €51k | €113k | €78k | €197k | ▲ 153% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial
Highest result since 2019net €158k ▲32.3%
Operating result €212k, net result €158k, both a record.
31-03
Financial
Equity above €200kEq €337k ▲86.5%
5 profitable years in a row build equity to €337k.
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-03
Financial
Equity above €150kEq €181k ▲178%
4 profitable years in a row build equity to €181k.
2023
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
24-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
16-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
07-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 2 establishment units since 2012
Ground area
2,705 m²
Building footprint
356 m²
Volume, LiDAR
3,085 m³
2 parcels, Wallonia · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
34
companies at this address
See who is registered here
2 establishment units
TECHNO IMAGE SPRL
since 20122.208.110.374
Techno Image
since 20122.255.299.290
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52013A0257/00H006 | Wallonia | 2,471 m² | 1 · 74 m² | 11.8 m · 3 fl. |
| 52392C0438/00X000 | Wallonia | 234 m² | 1 · 282 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
20 categoriesTechno Image SRL34361
Legal Entity Identifier
8755000J8T1GBC51RA17
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 10,631 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-05-2011
Fiscal year end31-03
Activities, NACEBEL 2025
41001General construction of residential buildings
43320Joinery installation
43310Plastering work
43331Floor and wall tiling
Contact
Scores and ratios are computed by Checked and are not a credit decision.