Equity
€506,892 ▲ 50.5%
Equity rose in 2026 from €336,727 to €506,892.
Techno Image
Lifetime
14 annual accounts with figures on one time axispeak €368,811 (2025)
€325,548▼ 11.7%
lowest -€23,449 (2020)
€170,165▲ 7.7%
peak €506,892 (2026)
€506,892▲ 50.5%
€895,608▼ 4.0%
peak 1.2 FTE (2015)
1 FTEunchanged
Board8 names since 2022
8 directorsGHEORGHIU Emil and 7 others
Documentsfilings and deeds
29-09-202632 days before the deadline
2026abbreviated format
Equity from €336,727 to €506,892Cash from €488,726 to €297,071
Key points
from the 2026 annual accountsFilings
14 annual accounts since 2012
The last five annual accounts were filed 31 to 36 days before the end of the period.
At the same address
33 companies
Checked score
89
Excellent
Financially stronger than 53% of micro companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.4%▲ +0.1 percentage points vs 08-2025highest value
10-2025: 0.2%▼ -0.2 percentage points vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.3%▲ +0.1 percentage points vs 08-2026
10-2026: 0.2%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Figures for financial year 2026 (filed on 29-09-2026)
Founded in 2011
Liquidity: current ratio 1.57, cash €297,071
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 42% of them on solvency, 41% on liquidity, 48% on profitability and 80% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as Techno Image has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of Techno Image itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for Techno Image. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.57 (1.44 in 2025), above the usual 1.5. Short-term debt is 61.8% and cash 20.5% of total assets. However, 65% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.
NBB · annual accounts 2026Equity per financial year
1920212223242526
2019 to 2026 · latest year €506,892
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 29-09-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
32 days early
2025
32 days early
2024
31 days early
2023
36 days early
2022
33 days early
2021
37 days early
2020
32 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 33 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 29 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-03-2027 year end31-10-2027 deadline
Board and ownership
AA
ALEXE Adrian
Director
AV
ALEXE Valentin
Director
BP
BIJA Paul
Director
CI
CATALIN Ilie
Director
GE
GHEORGHIU Emil
Director
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0836428327
Change of role: NICHITA Alin Dan, from manager to director
Legal-form conversion: from private limited company (pre-2019) to private limited company · Director discharge: NICHITA Alin Dan · General meeting of 24-11-2023 · Gazette deed
Registered office moved from Châtelet to Marcinelle
New registered office: Rue des Forgerons 102 à 6001 Marcinelle · Previous registered office: RUE DU GOUFFRE 184, 6200 CHATELET · Gazette deed
2 establishments registered
Charleroi
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Techno Image Charleroi | €1.4m | €325,548 | 35.0% | 1 |
| BOUWWERKEN STIJN MATTHYS Oostkamp | €1.3m | €348,905 | 18.0% | 0.9 |
| CLASS Brussels | €1.4m | €268,542 | 21.5% | 1 |
| Bert Vandamme Wervik | €1.5m | €358,166 | 34.0% | 1 |
| ART TECH BETON Soignies | €1.8m | €318,285 | 62.7% | 1 |
| CELES-TECH Colfontaine | €1.5m | €471,613 | 37.8% | 0.5 |
| Roch Développement Brussels | €1.4m | €282,650 | 38.8% | 1 |
These companies have the same main activity as Techno Image: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €1.3m and €1.8m, founded between 2006 and 2014.
Official details
Source: KBO- Status
- Active since 20-05-2011Normal situation
- Registered office
- 34 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- General construction of residential buildingsNACE 41001and 3 others
- Joint committees
- 124Construction
- 200Auxiliary committee for white-collar workers · annual accounts 31-03-2026
- Establishment units
- 2.208.110.374since 02-04-2012
- 2.255.299.2906001 Charleroi, since 02-04-2012
- Financial year end
- 31 March
- Peppol
- Reachable since 29-10-2025
Annual accounts to 31-03-2026
- ≈ €690,000estimated
- €1.4m▲ 4.9%
- Employeeson 31-03-2026
- 1=
- Filing
- Filed on 29-09-2026, 32 days before the end of the filing period
Insights on Techno Image
Techno Image files the abbreviated format. That format states no turnover. The gross margin rose from €2,460 in 2012 to €325,548 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Techno Image
- What is the company number of Techno Image?
- The company number of Techno Image is 0836.428.327. The VAT number is the same number with BE in front: BE 0836.428.327.
- Where is Techno Image based?
- The registered office is at Rue des Forgerons 102, 6001 Charleroi.Company details
- What does Techno Image do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of Techno Image?
- Techno Image is a private limited company (BV).
- When was Techno Image founded?
- Techno Image was founded on 20-05-2011.
- Is Techno Image still active?
- Yes, Techno Image is an active enterprise in the KBO register.
- How many employees does Techno Image have?
- Techno Image had an average of 1 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
- Which joint committee does Techno Image fall under?
- In its 31-03-2026 annual accounts, Techno Image states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of Techno Image?
- The turnover in financial year 2026 is ≈ €690,000. This figure is estimated from the gross margin of €325,548 and 30 comparable companies (NACE 41001). It probably lies between €560,000 and €1.0m.
- Is Techno Image profitable?
- In financial year 2026, Techno Image made a profit of €170,165.
- Where can I find the annual accounts of Techno Image?
- Techno Image filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of Techno Image due?
- Techno Image must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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