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Bref Conseil

Active
Private limited companyfounded 201312 yrs activeWaterloosesteenweg 1153, 1180 Ukkel, BelgiumKBO/BCE: BE 0542.613.149
Summary

Bref Conseil has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,177 and a net result of €83,626. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 16% of 8524 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Public relations and communication consultancy
NACE 73300NACE 70210
1 site
Size
€385,380total assets 2025
Equity
€20,177
Profit
€83,626
Turnover not published (abridged schema)
Financial health
84 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Accounts 7 d early0 of 3 deeds read
Why 84- 1 of the last 3 late- Equity €20,177 (5.2% of total assets)+ Size: total assets €385,380+ Liquidity: current ratio 0.67, cash €101,790Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Better than 36% of its sector peers (NACE 73, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 30-12
equity 5.2% of total assets
Liquidity 53+4
short-term debt 57.5% · cash 26.4%
Profitability 96+15
return on assets 21.7%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,215 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● 0.0% vs 11-2024 01-2025: 0.5%▼ -2.8% vs 12-2024 02-2025: 0.5%● 0.0% vs 01-2025 03-2025: 0.5%● 0.0% vs 02-2025 04-2025: 0.4%▼ -4.0% vs 03-2025 05-2025: 0.4%▲ +1.9% vs 04-2025 06-2025: 0.4%▼ -1.8% vs 05-2025 07-2025: 0.5%▲ +10.9% vs 06-2025 08-2025: 0.7%▲ +55.5% vs 07-2025 09-2025: 0.9%▲ +22.4% vs 08-2025 10-2025: 0.9%▲ +2.1% vs 09-2025 11-2025: 0.9%● 0.0% vs 10-2025 12-2025: 0.9%● 0.0% vs 11-2025 01-2026: 0.9%▼ -0.6% vs 12-2025 02-2026: 0.9%● 0.0% vs 01-2026 03-2026: 0.9%▼ -0.5% vs 02-2026 04-2026: 0.9%▲ +1.6% vs 03-2026highest value 05-2026: 0.4%▼ -58.1% vs 04-2026 06-2026: 0.4%▼ -1.8% vs 05-2026 07-2026: 0.4%▲ +1.3% vs 06-2026 08-2026: 0.3%▼ -20.5% vs 07-2026lowest value 09-2026: 0.3%● 0.0% vs 08-2026lowest value 10-2026: 0.3%● 0.0% vs 09-2026lowest value
  • 1 of the last 3 late raises the probability
  • Equity €20,177 (5.2% of total assets) raises the probability
  • Size: total assets €385,380 lowers the probability for this profile
  • Liquidity: current ratio 0.67, cash €101,790 lowers the probability
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.67 against 0.64 in 2024; short-term debt: 57.5% and cash: 26.4% of total assets), and 94.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 16%, liquidity 44%, profitability 73%, growth against the median 11%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Equity €20,177 (5.2% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €385,380
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.67, cash €101,790
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 8524 sector peers (2025).
NBB · sector comparison
Position among 8524 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 d early
2024
40 d late
2023
26 d late
2022
23 d late
2021
29 d late
2020
39 d early
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €83,626 ▲172%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Result rose in 2025from €30,709 to €83,626 ▲ 172% View
  • Caution: Among the weakest 16% on solvencysector median 53.8% · 8,524 companies 5.2% View
  • Positive: 8 profitable years in a rowprofit 2025: €83,626 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€385,380
Profit
€83,626
Solvency
5.2%
Total assets▲ 24.9%
Net result
20182025
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 31-07-2027
  1. 24-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 09-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Public relations and communication consultancyNACE 73300
Founded
02-12-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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