Losses
-€42,599 in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
BREEZER
Lifetime
12 annual accounts with figures on one time axispeak €33,300 (2021)
€2,102▲ €5,176
lowest -€17,521 (2024)
-€9,153▲ €8,368
peak €48,841 (2022)
€6,242▼ 59.5%
€33,605▼ 16.0%
Board2 names since 2014
2 directorsFANCK Caroline and 1 other
Documentsfilings and deeds
01-06-202660 days before the deadline
2025micro format
Gross margin from -€3,073 to €2,102Loss of €9,153Equity from €15,395 to €6,242Debts from €40,001 to €33,605Cash from €2,944 to €319
Key points
from the 2025 annual accountsChecked score
54
Fair
Financially stronger than 25% of micro companies in personal services (NACE 96)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.7%▲ +0.1 percentage points vs 03-2025
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.6%▼ -0.1 percentage points vs 06-2025
08-2025: 0.6%● unchanged vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025lowest value
02-2026: 0.6%● unchanged vs 01-2026lowest value
03-2026: 0.6%● unchanged vs 02-2026lowest value
04-2026: 0.7%▲ +0.1 percentage points vs 03-2026
05-2026: 0.6%▼ -0.1 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.7%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.7%● unchanged vs 07-2026highest value
09-2026: 0.7%● unchanged vs 08-2026highest value
10-2026: 0.7%● unchanged vs 09-2026highest value
11-2026: 0.7%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Loss of €9,153, the second in a row (financial year 2025)
Liquidity: current ratio 0.14, cash €319, halved
lowers risk
Size: total assets €39,847
Founded in 2007
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 41% of them on solvency, 11% on liquidity, 36% on profitability and 11% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,294 companies had the same profile as BREEZER has now. Each dot stands for 4 companies, two years later.
89.6%
were still trading
5.9%
stopped another way
4.1%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BREEZER itself is lower: 0.7% within 12 months. It rests on far more data about BREEZER than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,294 companies, not a prediction for BREEZER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.14 (0.33 in 2024), below 1. Short-term debt is 71.3% and cash 0.8% of total assets. 84.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€9,153
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 days early
2024
49 days early
2023
27 days early
2022
61 days early
2021
62 days early
2020
61 days early
2019
36 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 51 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0891189973
2 managers resigning, 2 directors reappointed
Resignations: GUILLIAMS Bruno (manager) and FANCK Caroline (manager) · Reappointments: GUILLIAMS Bruno and FANCK Caroline · “Vervaardiging van ander schrijn- en timmerwerk; Vervaardiging van schoonheidsmiddelen en…” (deed in Dutch) · General meeting of 09-11-2023 · Gazette deed
First establishment
Hill House, Holleweg 23, Diest
Incorporation
published on 08-08-2007 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BREEZER Diest | €39,847 | €2,102 | 15.7% | - |
| MY SECOND LIFE Hasselt | €49,218 | €1,986 | 61.2% | - |
| MOENS CLIO Waasmunster | €35,684 | €3,794 | 91.7% | - |
| EVISSA SUN Charleroi | €41,646 | €1,580 | 33.6% | - |
| QUINTYN SABINE Londerzeel | €55,068 | -€6,760 | 9.5% | - |
| FIFTH AVENUE Maldegem | €26,688 | €2,000 | 47.9% | - |
| AUDE VANHEE Chapelle-lez-Herlaimont | €45,676 | €1,100 | 73.6% | - |
These companies have the same main activity as BREEZER: beauty care and other beauty treatments (NACE 96220). They are comparable in size and age: total assets between €26,700 and €55,100, founded between 2002 and 2013.
Official details
Source: KBO- Status
- Active since 10-07-2007Normal situation
- Activity
- Beauty care and other beauty treatmentsNACE 96220and 3 others
- Establishment unit
- 2.164.449.5853294 Diest, since 25-07-2007
- Financial year end
- 31 December
- Peppol
- Reachable since 21-11-2025
Annual accounts 2025
- ≈ €9,800estimated
- €39,847▼ 28.1%
- Filing
- Filed on 01-06-2026, 60 days before the end of the filing period
Insights on BREEZER
BREEZER files the micro format. That format states no turnover. The gross margin fell from €11,522 in 2014 to €2,102 in 2025.
The balance sheet grew most from 2020 to 2022 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BREEZER
- What is the company number of BREEZER?
- The company number of BREEZER is 0891.189.973. The VAT number is the same number with BE in front: BE 0891.189.973.
- Where is BREEZER based?
- The registered office is at Holleweg 23, 3294 Diest.Company details
- What does BREEZER do?
- According to the KBO register, the main activity is beauty care and other beauty treatments (NACE 96220).
- What is the legal form of BREEZER?
- BREEZER is a private limited company (BV).
- When was BREEZER founded?
- BREEZER was founded on 10-07-2007.
- Is BREEZER still active?
- Yes, BREEZER is an active enterprise in the KBO register.
- What is the turnover of BREEZER?
- The turnover in financial year 2025 is ≈ €9,800. This figure is estimated from the gross margin of €2,102 and 32 comparable companies (NACE 96220). It probably lies between €7,000 and €19,000. It is a rough estimate.Financials
- Is BREEZER profitable?
- In financial year 2025, BREEZER made a loss of €9,153.
- Where can I find the annual accounts of BREEZER?
- BREEZER filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BREEZER due?
- BREEZER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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