MOENS CLIO
ActiveMOENS CLIO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €1k. Equity is growing by ~32.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 4554 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +42 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▲+18
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 10.81 against 4.8 in 2024), and 8.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.7%
Return on assets
3.4%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
21 d late
2023
27 d early
2022
38 d early
2021
17 d early
2020
9 d late
2019
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 3.8%
2024 · €32k
2018: €-23k
2019: €-12k
2020: €10k
2021: €24k
2022: €30k
2023: €40k
2024: €32k
2018 → 2025
Total assets
€36k▼ 7.1%
2024 · €38k
2018: €7k
2019: €12k
2020: €13k
2021: €35k
2022: €43k
2023: €48k
2024: €38k
2018 → 2025
Net result
€1k
2024 · €-9k
2018: €-8k
2019: €11k
2020: €22k
2021: €15k
2022: €6k
2023: €10k
2024: €-9k
2018 → 2025
Working capital
€29k▲ 11.3%
2024 · €26k
2019: €-17k
2020: €5k
2021: €21k
2022: €28k
2023: €37k
2024: €26k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€30k▲ 24.1%€40k▲ 33.2%€32k▼ 21.4%€33k▲ 3.8%
Operating result€20k-€7k▼ 64.2%€13k▲ 83.4%€-10k€160
Net result€15k-€6k▼ 59.9%€10k▲ 70.9%€-9k€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €160 after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€4k▼ 32.5%
Current assets
€32k▼ 2.9%
Equity and liabilities €36k
Equity
€33k▲ 3.8%
Debt
€3k▼ 56.9%
The debt ratio falls from 17.9% to 8.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€2k▲
2024 · €-8k
Cash flow
€3k▲
2024 · €-6k
Solvency
91.7%▲
2024 · 82.1%
Current ratio
10.81▲
2024 · 4.80
Quick ratio
10.45▲
2024 · 4.62
Debt / equity
0.09▼
2024 · 0.22
ROE
3.7%▲
2024 · -27.2%
ROA
3.4%▲
2024 · -22.3%
Interest coverage
5.05▲
2024 · -90.54
Debt
€3k▼
2024 · €7k
Debt ≤ 1 year
€3k▼
2024 · €7k
Staff costs
€455▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€38k€36k▼
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€1k€528▼
Current assets29/58€33k€32k▼
Stocks and contracts in progress3€1k€1k▼
Stocks30/36€1k€1k▼
Amounts receivable within one year40/41€28k€28k▼
Trade receivables40-€3k
Other amounts receivable41€28k€25k▼
Cash at bank and in hand54/58€3k€2k▼
Deferred charges and accrued income490/1-€186
Equity and liabilities
Total equity and liabilities10/49€38k€36k▼
Equity10/15€32k€33k▲
Contributions10/11€40k€40k=
Reserves13€4k€4k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Profit (loss) carried forward14€-12k€-11k▲
Amounts payable17/49€7k€3k▼
Amounts payable within one year42/48€7k€3k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€5k€218▼
Taxes450/3€5k€218▼
Income statement
Code20242025
Remuneration, social security and pensions62€2k€455▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-5k€4k▲
Operating profit (loss)9901€-10k€160▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€84€379▲
Recurring financial charges65€84€379▲
Profit (loss) for the period before taxes9903€-8k€1k▲
Income taxes67/77€218-
Profit (loss) for the period9904€-9k€1k▲
Profit (loss) for the period to be appropriated9905€-9k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-11k▲
Profit (loss) brought forward from the previous period14P€-4k€-12k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 10.81
Current ratio from 4.80 to 10.81; short-term debt falls from €7k to €3k.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Weakest financial yearnet €-9k ▼186%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
31-12
Financial
Highest result since 2018net €22k ▲91%
Operating result €23k, net result €22k, both a record.
31-12
Financial
Liquidity times 9current ratio 2.50
Current ratio from 0.27 to 2.50; short-term debt falls from €24k to €4k.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fortenstraat 539250 WaasmunsterGround area
834 m²
Building footprint
118 m²
Volume, LiDAR
682 m³
Parcel 42023B0681/00F000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Moens Clio
since 20062.155.334.159
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42023B0681/00F000 | Flanders | 834 m² | 1 · 118 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 149 EUR awarded · 123 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 149 EUR | 123 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,817 companies in sector 96220 we hold annual accounts for 1,426. 1,157 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2006
Fiscal year end31-12
Activities, NACEBEL
96022Beauty treatment
96220Beauty care and other beauty treatments
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.