MY SECOND LIFE
ActiveMY SECOND LIFE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €33k and a net result of €9k. Equity is growing by ~50.1% per year across the filed fiscal years. Its solvency ranks better than 87% of 6162 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability93▼-7
Solvency100▲+20
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.57 against 1.99 in 2023; short-term debt: 24.9% and cash: 38.2% of total assets), and 24.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
75.1%
Return on assets
19.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
34 d early
2022
on the day
2021
11 d early
2020
1 d early
2019
8 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€33k▲ 34.6%
2023 · €25k
2018: €-62k
2019: €-53k
2020: €-32k
2021: €-24k
2022: €-14k
2023: €25k
2018 → 2024
Total assets
€44k▼ 1.4%
2023 · €45k
2018: €34k
2019: €20k
2020: €63k
2021: €50k
2022: €25k
2023: €45k
2018 → 2024
Net result
€9k▼ 77.8%
2023 · €38k
2018: €25k
2019: €9k
2020: €22k
2021: €8k
2022: €10k
2023: €38k
2018 → 2024
Working capital
€28k▲ 42.5%
2023 · €20k
2018: €-72k
2019: €-60k
2020: €-39k
2021: €-27k
2022: €-20k
2023: €20k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-32k-€-24k▲ 23.8%€-14k▲ 43.1%€25k€33k▲ 34.6%
Operating result€23k-€9k▼ 58.7%€11k▲ 21.6%€43k▲ 275%€14k▼ 66.5%
Net result€22k-€8k▼ 65.1%€10k▲ 38.2%€38k▲ 268%€9k▼ 77.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 67% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €44k
Fixed assets
€5k▲ 1.7%
Current assets
€39k▼ 1.7%
Equity and liabilities €44k
Equity
€33k▲ 34.6%
Debt
€11k▼ 45.4%
The debt ratio falls from 45.0% to 24.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▼
2023 · €45k
Cash flow
€11k▼
2023 · €41k
Solvency
75.1%▲
2023 · 55.0%
Current ratio
3.57▲
2023 · 1.99
Quick ratio
3.57▲
2023 · 1.99
Debt / equity
0.33▼
2023 · 0.82
ROE
25.7%▼
2023 · 155.9%
ROA
19.3%▼
2023 · 85.8%
Interest coverage
8.20▼
2023 · 66.35
Debt
€11k▼
2023 · €20k
Debt ≤ 1 year
€11k▼
2023 · €20k
Income taxes
€4k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€45k€44k▼
Fixed assets21/28€5k€5k▲
Tangible fixed assets22/27€5k€5k▲
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€1k€2k▲
Current assets29/58€40k€39k▼
Amounts receivable within one year40/41€22k€21k▼
Trade receivables40€15k€11k▼
Other amounts receivable41€7k€10k▲
Cash at bank and in hand54/58€18k€17k▼
Deferred charges and accrued income490/1-€967
Equity and liabilities
Total equity and liabilities10/49€45k€44k▼
Equity10/15€25k€33k▲
Contributions10/11€19k€19k=
Reserves13€6k€15k▲
Distributable reserves133€6k€15k▲
Profit (loss) carried forward14€39-
Amounts payable17/49€20k€11k▼
Amounts payable within one year42/48€20k€11k▼
Current portion of amounts payable after more than one year42€6k-
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€12k€10k▼
Taxes450/3€12k€9k▼
Remuneration and social security454/9€160€160=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€62€392▲
Non-recurring operating charges66A€2k-
Gross operating margin9900€47k€17k▼
Operating profit (loss)9901€43k€14k▼
Financial income75/76B€38€689▲
Recurring financial income75€38€689▲
Financial charges65/66B€682€2k▲
Recurring financial charges65€682€2k▲
Profit (loss) for the period before taxes9903€42k€13k▼
Income taxes67/77€4k€4k▲
Profit (loss) for the period9904€38k€9k▼
Profit (loss) for the period to be appropriated9905€38k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€9k▲
Profit (loss) brought forward from the previous period14P€-32k€39▲
Transfer to equity691/2€6k€9k▲
To other reserves6921€6k€9k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €38k ▲268%
Operating result €43k, net result €38k, both a record.
31-12
Financial
Liquidity times 5current ratio 1.99
Current ratio from 0.39 to 1.99; short-term debt falls from €33k to €20k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €8k ▼65.1%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
26-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geraetsstraat 173500 HasseltGround area
114 m²
Building footprint
86 m²
Volume, LiDAR
975 m³
Parcel 71326F0341/00N000, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MY SECOND LIFE
since 20082.170.604.929
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71326F0341/00N000 | Flanders | 114 m² | 1 · 85 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MY DEAR
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Of 24,864 companies in sector 96220 we hold annual accounts for 1,443. 1,170 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2008
Fiscal year end31-12
Activities, NACEBEL
93130Fitness centres
96220Beauty care and other beauty treatments
47750Retail sale of cosmetics and toilet articles
90029Arts creation and performing arts activities
90399Other support activities for arts and performing arts
93192Activities of independent sportspeople
93199Other sports activities
96230Day spas, saunas and steam baths
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.