BRABANT RUBEN
ActiveBRABANT RUBEN has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €914k and a net result of €159k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 3099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+30
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 23.63 against 24.09 in 2024), and 4.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.8%
Return on assets
16.6%
Age of the figures
17 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 05-11-2025, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
on the day
2023
4 d early
2022
4 d late
2021
36 d late
2020
24 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€914k▲ 21.0%
2024 · €755k
2019: €495k
2020: €577k
2021: €654k
2022: €782k
2023: €905k
2024: €755k
2019 → 2025
Total assets
€954k▲ 21.0%
2024 · €789k
2019: €523k
2020: €610k
2021: €718k
2022: €859k
2023: €970k
2024: €789k
2019 → 2025
Net result
€159k▲ 85.7%
2024 · €85k
2019: €100k
2020: €82k
2021: €77k
2022: €128k
2023: €123k
2024: €85k
2019 → 2025
Working capital
€864k▲ 24.5%
2024 · €694k
2019: €429k
2020: €515k
2021: €581k
2022: €714k
2023: €842k
2024: €694k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€654k-€782k▲ 19.5%€905k▲ 15.7%€755k▼ 16.5%€914k▲ 21.0%
Operating result€98k-€196k▲ 98.7%€98k▼ 50.1%€101k▲ 3.2%€211k▲ 110%
Net result€77k-€128k▲ 66.6%€123k▼ 4.1%€85k▼ 30.3%€159k▲ 85.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 110% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €954k
Fixed assets
€52k▼ 19.9%
Current assets
€902k▲ 24.6%
Equity and liabilities €954k
Equity
€914k▲ 21.0%
Debt
€40k▲ 20.0%
The debt ratio stays at 4.2%.
Key figures and ratios
EBITDA
€224k▲
2024 · €114k
Cash flow
€172k▲
2024 · €99k
Solvency
95.8%=
2024 · 95.8%
Current ratio
23.63▼
2024 · 24.09
Quick ratio
23.63▼
2024 · 24.09
Debt / equity
0.04▼
2024 · 0.04
ROE
17.4%▲
2024 · 11.3%
ROA
16.6%▲
2024 · 10.8%
Interest coverage
171.98▲
2024 · 120.41
Debt
€40k▲
2024 · €33k
Debt ≤ 1 year
€38k▲
2024 · €30k
Debt > 1 year
€0▼
2024 · €934
Income taxes
€69k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€789k€954k▲
Fixed assets21/28€65k€52k▼
Tangible fixed assets22/27€15k€2k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€12k€200▼
Financial fixed assets28€50k€50k=
Current assets29/58€724k€902k▲
Amounts receivable within one year40/41€194k€209k▲
Trade receivables40€20k€24k▲
Other amounts receivable41€174k€185k▲
Current investments50/53€500k€652k▲
Cash at bank and in hand54/58€21k€34k▲
Deferred charges and accrued income490/1€9k€6k▼
Equity and liabilities
Total equity and liabilities10/49€789k€954k▲
Equity10/15€755k€914k▲
Contributions10/11€6k€6k=
Reserves13€749k€908k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€749k€908k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€33k€40k▲
Amounts payable after more than one year17€934€0▼
Financial debts170/4€934€0▼
Amounts payable within one year42/48€30k€38k▲
Current portion of amounts payable after more than one year42€11k€934▼
Trade debts44€338€2k▲
Suppliers440/4€338€2k▲
Taxes, remuneration and social security45€11k€25k▲
Taxes450/3€11k€25k▲
Other amounts payable47/48€7k€10k▲
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€116k€226k▲
Operating profit (loss)9901€101k€211k▲
Financial income75/76B€20k€17k▼
Recurring financial income75€20k€17k▼
Financial charges65/66B€945€1k▲
Recurring financial charges65€945€1k▲
Profit (loss) for the period before taxes9903€119k€227k▲
Income taxes67/77€34k€69k▲
Profit (loss) for the period9904€85k€159k▲
Profit (loss) for the period to be appropriated9905€85k€159k▲
Appropriation of the result
Profit (loss) to be appropriated9906€85k€159k▲
Transfer from equity791/2€235k€0▼
Transfer to equity691/2€85k€159k▲
To other reserves6921€85k€159k▲
Profit to be distributed694/7€235k€0▼
Return on contributions (dividend)694€235k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
05-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
31-03
Financial
Highest result since 2019net €159k ▲85.7%
Operating result €211k, net result €159k, both a record.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
04-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2021
06-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 36 days late
31-03
Financial
Weakest financial yearnet €77k ▼6.7%
Net result drops to €77k, the lowest in the series; recovery starts the following year.
2020
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
31-03
Financial
Equity above €500kEq €577k ▲16.6%
2 profitable years in a row build equity to €577k.
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dentergem · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tieltseweg(Den) 278720 DentergemGround area
1,650 m²
Building footprint
175 m²
Volume, LiDAR
983 m³
Parcel 37002C0908/00D000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Brabant Ruben bvba
since 20052.147.231.590
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37002C0908/00D000 | Flanders | 1,650 m² | 1 · 175 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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WIVERCO
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BIOVERTI
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GREEN CONSULT HARAS SAINT-ROCH
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FABROCA
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Of 1,575 companies in sector 01620 we hold annual accounts for 216. 117 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2005
Fiscal year end31-03
Activities, NACEBEL
01420Raising of other cattle and buffaloes
01620Support activities for animal production
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.