WIVERCO
ActiveWIVERCO has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €975k and a net result of €133k. Equity is growing by ~23.3% per year across the filed fiscal years. Its solvency ranks better than 35% of 1721 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent▲ +22 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-26
Solvency53▲+22
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 0.94 in 2024), and 69.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.5%
Return on assets
4.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
9 d early
2023
8 d early
2022
30 d late
2021
on the day
2020
2 d early
2019
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€975k▲ 15.9%
2024 · €842k
2019: €283k
2020: €364k
2021: €444k
2022: €643k
2023: €740k
2024: €842k
2019 → 2025
Total assets
€3.20M▼ 12.7%
2024 · €3.66M
2019: €2.28M
2020: €2.18M
2021: €2.08M
2022: €2.84M
2023: €3.22M
2024: €3.66M
2019 → 2025
Net result
€133k▼ 15.4%
2024 · €158k
2019: €72k
2020: €81k
2021: €80k
2022: €105k
2023: €97k
2024: €158k
2019 → 2025
Working capital
€271k
2024 · €-83k
2019: €-145k
2020: €-34k
2021: €13k
2022: €-49k
2023: €115k
2024: €-83k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€444k-€643k▲ 44.7%€740k▲ 15.0%€842k▲ 13.7%€975k▲ 15.9%
Operating result€33k-€132k▲ 300%€30k▼ 77.3%€173k▲ 473%€300k▲ 74.0%
Net result€80k-€105k▲ 31.3%€97k▼ 7.7%€158k▲ 63.1%€133k▼ 15.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 74% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.20M
Fixed assets
€1.87M▼ 19.1%
Current assets
€1.33M▼ 1.7%
Equity and liabilities €3.20M
Equity
€975k▲ 15.9%
Provisions
€6k▼ 28.6%
Debt
€2.21M▼ 21.2%
The debt ratio falls from 76.8% to 69.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€1.01M▲
2024 · €857k
Cash flow
€843k▲
2024 · €842k
Solvency
30.5%▲
2024 · 23.0%
Current ratio
1.26▲
2024 · 0.94
Quick ratio
1.19▲
2024 · 0.88
Debt / equity
2.27▼
2024 · 3.34
ROE
13.7%▼
2024 · 18.7%
ROA
4.2%▼
2024 · 4.3%
Interest coverage
13.92▼
2024 · 18.56
Debt
€2.21M▼
2024 · €2.81M
Debt ≤ 1 year
€1.06M▼
2024 · €1.44M
Debt > 1 year
€1.14M▼
2024 · €1.37M
Income taxes
€97k▲
2024 · €47k
Staff costs
€683k▲
2024 · €531k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.66M€3.20M▼
Fixed assets21/28€2.31M€1.87M▼
Tangible fixed assets22/27€2.31M€1.86M▼
Land and buildings22€288k€284k▼
Plant, machinery and equipment23€1.62M€1.28M▼
Furniture and vehicles24€389k€301k▼
Other tangible fixed assets26€3k€3k▼
Financial fixed assets28€2k€2k=
Current assets29/58€1.35M€1.33M▼
Stocks and contracts in progress3€84k€74k▼
Stocks30/36€29k€27k▼
Contracts in progress37€55k€47k▼
Amounts receivable within one year40/41€910k€690k▼
Trade receivables40€750k€631k▼
Other amounts receivable41€160k€59k▼
Cash at bank and in hand54/58€320k€517k▲
Deferred charges and accrued income490/1€39k€48k▲
Equity and liabilities
Total equity and liabilities10/49€3.66M€3.20M▼
Equity10/15€842k€975k▲
Contributions10/11€19k€19k=
Reserves13€823k€956k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€49k€39k▼
Distributable reserves133€774k€918k▲
Provisions and deferred taxes16€9k€6k▼
Deferred taxes168€9k€6k▼
Amounts payable17/49€2.81M€2.21M▼
Amounts payable after more than one year17€1.37M€1.14M▼
Financial debts170/4€1.37M€1.14M▼
Amounts payable within one year42/48€1.44M€1.06M▼
Current portion of amounts payable after more than one year42€463k€452k▼
Trade debts44€901k€495k▼
Suppliers440/4€901k€495k▼
Taxes, remuneration and social security45€54k€95k▲
Taxes450/3€2k€43k▲
Remuneration and social security454/9€52k€51k▼
Other amounts payable47/48€18k€17k▼
Accrued charges and deferred income492/3-€12k
Income statement
Code20242025
Remuneration, social security and pensions62€531k€683k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€684k€709k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€20k€0▼
Other operating charges640/8€16k€29k▲
Non-recurring operating charges66A€0€250▲
Gross operating margin9900€1.42M€1.72M▲
Operating profit (loss)9901€173k€300k▲
Financial income75/76B€512€14▼
Recurring financial income75€512€14▼
Non-recurring financial income76B€0-
Financial charges65/66B€46k€73k▲
Recurring financial charges65€46k€73k▲
Profit (loss) for the period before taxes9903€127k€228k▲
Transfer from deferred taxes780€77k€3k▼
Transfer to deferred taxes680€0-
Income taxes67/77€47k€97k▲
Profit (loss) for the period9904€158k€133k▼
Transfer from tax-exempt reserves789€29k€10k▼
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€187k€144k▼
Appropriation of the result
Profit (loss) to be appropriated9906€187k€144k▼
Transfer to equity691/2€187k€144k▼
To other reserves6921€187k€144k▼
Social balance
Average headcount (FTE)90878.58.9▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Highest result since 2019net €158k ▲63.1%
Net result €158k, the highest in the series.
23-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
30-06
Financial
Equity above €500kEq €643k ▲44.7%
4 profitable years in a row build equity to €643k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
21-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zandstraat 252323 HoogstratenGround area
3,181 m²
Building footprint
163 m²
Volume, LiDAR
649 m³
2 parcels, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Zandstraat 26, 2323 Hoogstraten
since 20022.115.444.096
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13051D0292/00K000 | Flanders | 2,423 m² | 1 · 157 m² | 6.4 m · 1 fl. |
| 13051D0271/00D000 | Flanders | 758 m² | 1 · 6 m² | 3.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 4,894 EUR awarded · 4,535 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 359 EUR | 1,338 EUR |
| 2024 | 1 | 1,338 EUR | 0 EUR |
| 2023 | 1 | 1,233 EUR | 1,233 EUR |
| 2022 | 1 | 1,964 EUR | 1,964 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteHoogstraten2.115.444.096
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CORNIL FRERES
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LANDBOUWWERKEN FRANCOIS
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Of 4,668 companies in sector 01610 we hold annual accounts for 1,363. 871 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-11-2002
Fiscal year end30-06
Activities, NACEBEL
01410Raising of dairy cattle
01610Support activities for crop production
01620Support activities for animal production
42911Civil engineering
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.