Turnover
The accounts state no turnover.
The accounts state no turnover.
Latest accounts filed late: after the legal deadline.
Lower net result than 82% of companies in construction of buildings. Sector median €19,022 · 2,812 companies.
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 48% of them on solvency, 47% on liquidity, 37% on profitability and 29% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 6,908 companies had the same profile as BPM CONSTRUCT has now. Each dot stands for 18 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BPM CONSTRUCT itself: 0.8% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for BPM CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.47 (1.49 in 2024), below the usual 1.5. Short-term debt is 48.3% and cash 17.5% of total assets. 59.7% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 31 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| BPM CONSTRUCT Waregem | €580,708 | €111,846 | 40.3% | 0.9 |
| NEW OMNI Berchem-Sainte-Agathe | €557,688 | €98,932 | 30.2% | 1 |
| BOUWCOORDINATIE VERBRUGGHE Zedelgem | €559,747 | €132,561 | 17.3% | 0.7 |
| MJ Works Lille | €451,787 | €126,045 | 12.1% | 1 |
| RENODEX Antwerp | €809,992 | €126,685 | 29.4% | 1 |
| LEVELL CONCEPT Watermael-Boitsfort | €444,787 | €112,063 | 88.3% | 1 |
| VU-CONSTRUCT Uccle | €420,568 | €87,360 | 21.5% | 0.8 |
These companies have the same main activity as BPM CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €421,000 and €810,000, founded between 2009 and 2015.
BPM CONSTRUCT files the abbreviated format. That format states no turnover. The gross margin rose from -€4,053 in 2015 to €111,846 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €390,000. Estimated: probably between €270,000 and €620,000.
Amounts without an identifiable currency are taken as euros.
Higher than 52% of 2,818 companies in 2025.
Higher than 45% of 2,746 companies in 2025.
Higher than 19% of 2,782 companies in 2025.
Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half · Staff: bottom quarter
Staff costs divided by the average number of full-time equivalents.
In 2025, nobody joined and 1 person left.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||
20/58 |
580,708 | 592,753 | 602,816 | 667,301 | 453,784 | 167,407 | 99,058 | 125,809 | 108,364 | 1,378 | 2,099 | |
20 |
- | - | - | - | - | 0 | 0 | 311 | 623 | 934 | 1,246 | |
21/28 |
169,340 | 218,836 | 268,403 | 241,335 | 93,872 | 101,863 | 55,375 | 77,578 | 51,720 | 934 | 1,246 | |
21 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
22/27 |
162,845 | 218,041 | 267,608 | 240,540 | 93,077 | 101,068 | 55,375 | 77,578 | 51,720 | - | - | |
22 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
23 |
82,453 | 100,273 | 112,667 | 78,452 | 66,761 | 69,377 | 3,069 | 3,500 | 2,334 | - | - | |
24 |
74,032 | 111,408 | 154,941 | 162,088 | 26,316 | 31,691 | 52,307 | 74,077 | 49,386 | - | - | |
26 |
6,360 | 6,360 | - | - | - | 0 | 0 | 0 | - | - | - | |
27 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
28 |
6,495 | 795 | 795 | 795 | 795 | 795 | 0 | 0 | - | - | - | |
29/58 |
411,368 | 373,917 | 334,413 | 425,966 | 359,911 | 65,544 | 43,683 | 47,920 | 56,022 | 444 | 854 | |
290 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
291 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
3 |
497 | 497 | 497 | 497 | 497 | 497 | 497 | 497 | 4,645 | - | - | |
30/36 |
497 | 497 | 497 | 497 | 497 | 497 | 497 | 497 | 4,645 | - | - | |
37 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
40/41 |
200,329 | 39,691 | 156,710 | 324,196 | 171,794 | 18,911 | 11,683 | 44,381 | 33,795 | 374 | 156 | |
40 |
174,903 | 24,618 | 141,952 | 286,525 | 171,674 | 14,746 | 11,683 | 44,381 | 33,795 | - | - | |
41 |
25,426 | 15,073 | 14,758 | 37,671 | 120 | 4,166 | 0 | 0 | - | 374 | 156 | |
50/53 |
103,120 | 103,120 | 10,300 | - | - | 0 | 0 | 0 | - | - | - | |
54/58 |
101,450 | 221,165 | 155,084 | 98,465 | 184,861 | 43,655 | 29,865 | 2,088 | 17,582 | 69 | 698 | |
490/1 |
5,972 | 9,444 | 11,822 | 2,808 | 2,759 | 2,481 | 1,638 | 954 | - | - | - | |
| Balance sheet: equity and liabilities | ||||||||||||
10/49 |
580,708 | 592,753 | 602,816 | 667,301 | 453,784 | 167,407 | 99,058 | 125,809 | 108,364 | 1,378 | 2,099 | |
10/15 |
234,081 | 246,365 | 217,468 | 200,993 | 127,304 | 33,130 | 20,992 | 20,232 | 19,790 | -565 | 1,998 | |
10/11 |
6,615 | 6,615 | 6,615 | 6,615 | 6,615 | 6,615 | 6,615 | 6,615 | 6,615 | 6,615 | 6,615 | |
100 |
- | - | - | - | - | - | 18,900 | 18,900 | 18,900 | 18,900 | 18,900 | |
101 |
- | - | - | - | - | - | 12,285 | 12,285 | 12,285 | 12,285 | 12,285 | |
11 |
- | - | - | - | - | - | 0 | 0 | - | - | - | |
1100/10 |
- | - | - | - | - | - | 0 | 0 | - | - | - | |
12 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
13 |
227,466 | 239,750 | 210,853 | 194,378 | 120,689 | 26,515 | 14,377 | 13,617 | 13,175 | - | - | |
130/1 |
1,890 | 1,890 | 1,890 | 1,890 | 1,890 | 1,890 | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,890 | 1,890 | 1,890 | - | - | |
1311 |
1,890 | 1,890 | 1,890 | 1,890 | 1,890 | 1,890 | - | - | - | - | - | |
1312 |
- | - | - | - | - | - | 0 | 0 | - | - | - | |
1313 |
- | - | - | - | - | 0 | - | - | - | - | - | |
1319 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
132 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
133 |
225,576 | 237,860 | 208,963 | 192,488 | 118,799 | 24,625 | 12,487 | 11,727 | 11,285 | - | - | |
14 |
- | 0 | 0 | - | - | 0 | 0 | 0 | - | -7,180 | -4,617 | |
15 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
160/5 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
160 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
161 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
162 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
163 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
164/5 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
168 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
17/49 |
346,627 | 346,388 | 385,348 | 466,308 | 326,479 | 134,277 | 78,066 | 105,577 | 88,575 | 1,942 | 101 | |
17 |
66,199 | 91,772 | 118,108 | 144,015 | 69,305 | 80,338 | 43,272 | 63,342 | 44,763 | - | - | |
170/4 |
66,199 | 91,772 | 118,108 | 144,015 | 69,305 | 80,338 | 43,272 | 63,342 | 44,763 | - | - | |
175 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
176 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
178/9 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
42/48 |
280,427 | 251,447 | 267,239 | 322,293 | 257,174 | 53,939 | 34,795 | 42,234 | 43,807 | 1,942 | - | |
42 |
25,573 | 26,336 | 26,206 | 25,483 | 27,478 | 26,442 | 20,071 | 19,737 | 11,396 | - | - | |
430/8 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
439 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
44 |
149,921 | 88,272 | 78,318 | 99,555 | 70,064 | 8,089 | 401 | 11,221 | 19,846 | 1,942 | - | |
440/4 |
149,921 | 88,272 | 78,318 | 99,555 | 70,064 | 8,089 | 401 | 11,221 | 19,846 | 1,942 | - | |
441 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
46 |
- | 0 | 40,500 | 183,030 | 130,385 | 0 | 0 | 0 | - | - | - | |
45 |
4,934 | 33,724 | 16,634 | 12,996 | 19,536 | 2,564 | 3,513 | 5,276 | 8,816 | - | - | |
450/3 |
0 | 28,674 | 15,596 | 12,996 | 19,536 | 2,564 | 3,513 | 5,276 | 8,816 | - | - | |
454/9 |
4,934 | 5,050 | 1,038 | - | - | 0 | 0 | 0 | - | - | - | |
47/48 |
100,000 | 103,114 | 105,582 | 1,229 | 9,711 | 16,844 | 10,810 | 6,000 | 3,750 | - | - | |
492/3 |
0 | 3,169 | - | - | - | 0 | 0 | 0 | 4 | - | 101 | |
| Income statement | ||||||||||||
70 |
- | - | - | - | - | - | - | - | 156,517 | - | - | |
76A |
- | - | 0 | 20,295 | - | 0 | 0 | 0 | - | - | - | |
9900 |
111,846 | 161,427 | 185,172 | 102,336 | 168,398 | 41,304 | 28,426 | 29,567 | 44,005 | -1,390 | -4,053 | |
60/61 |
- | - | - | - | - | - | - | - | 112,512 | - | - | |
62 |
53,051 | 51,372 | 9,539 | 970 | - | 0 | 0 | 0 | - | - | - | |
630 |
67,152 | 66,023 | 55,945 | 36,542 | 32,659 | 25,061 | 23,216 | 23,075 | 13,351 | 311 | 311 | |
631/4 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
635/8 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
640/8 |
1,999 | 1,966 | 1,364 | 1,253 | 1,212 | 1,565 | 682 | 2,682 | 440 | 826 | 101 | |
649 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
66A |
- | - | - | 0 | 4,213 | 950 | 2,442 | 0 | - | - | - | |
9901 |
-10,357 | 42,067 | 118,324 | 63,572 | 130,314 | 13,729 | 2,086 | 3,810 | 30,214 | -2,527 | -4,466 | |
75/76B |
1,312 | 1,646 | 937 | 26,048 | 1,943 | 147 | 2,430 | 568 | 6 | - | - | |
75 |
1,312 | 1,646 | 937 | 1,048 | 1,943 | 147 | 2,430 | 568 | 6 | - | - | |
76B |
- | - | 0 | 25,000 | - | 0 | 0 | 0 | - | - | - | |
65/66B |
3,238 | 2,345 | 2,780 | 2,935 | 1,845 | 1,274 | 2,085 | 1,852 | 1,632 | 36 | 151 | |
65 |
3,238 | 2,345 | 2,780 | 2,935 | 1,845 | 1,274 | 2,085 | 1,852 | 1,632 | 36 | 151 | |
66B |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
9903 |
-12,284 | 41,368 | 116,481 | 86,685 | 130,412 | 12,602 | 2,430 | 2,526 | 28,588 | -2,563 | -4,617 | |
67/77 |
0 | 12,472 | 6 | 12,996 | 36,237 | 464 | 1,671 | 2,083 | 4,484 | - | - | |
9904 |
-12,284 | 28,897 | 116,475 | 73,688 | 94,175 | 12,138 | 760 | 443 | 24,104 | -2,563 | -4,617 | |
789 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
689 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
9905 |
-12,284 | 28,897 | 116,475 | 73,688 | 94,175 | 12,138 | 760 | 443 | 24,104 | -2,563 | -4,617 | |
| Appropriation of the result | ||||||||||||
9906 |
-12,284 | 28,897 | 116,475 | 73,688 | 94,175 | 12,138 | 760 | 443 | 16,925 | -7,180 | -4,617 | |
791/2 |
12,284 | - | - | - | - | 0 | 0 | 0 | - | - | - | |
691/2 |
0 | 28,897 | 16,475 | 73,688 | 94,175 | 12,138 | 760 | 443 | 13,175 | - | - | |
691 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
6920 |
- | - | - | - | - | 0 | 0 | 0 | 1,890 | - | - | |
6921 |
0 | 28,897 | 16,475 | 73,688 | 94,175 | 12,138 | 760 | 443 | 11,285 | - | - | |
694/7 |
- | 0 | 100,000 | - | - | - | - | - | 3,750 | - | - | |
694 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
695 |
- | 0 | 100,000 | - | - | 0 | 0 | 0 | 3,750 | - | - | |
696 |
- | - | - | - | - | 0 | 0 | 0 | - | - | - | |
| Social balance sheet | ||||||||||||
9087 |
0.9 | 1 | 1 | - | - | - | - | - | - | - | - | |
Hours worked1013 |
1,653 | 1,745 | 40 | - | - | - | - | - | - | - | - | |
| Document | ||||||||||||
The notes to these accounts have 15 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-06-2026.
2025 annual accounts filed 61 days after the deadline. Filed on 30 June 2026, deadline 30 April 2026 (7 months after the close on 30 September 2025, Companies Code art. 3:10). Source: NBB, 2026-00225440.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | abbreviated format | 30-06-2026 | 2026-00225440 | |
| 30-09-2024 | abbreviated format | 30-05-2025 | 2025-00111639 | |
| 30-09-2023 | abbreviated format | 28-05-2024 | 2024-00098484 | |
| 30-09-2022 | micro format | 26-04-2023 | 2023-00066498 | |
| 30-09-2021 | micro format | 31-05-2022 | 2022-20039590 | |
| 30-09-2020 | micro format | 08-06-2021 | 2021-18100189 | |
| 30-09-2019 | micro format | 29-05-2020 | 2020-13800091 | |
| 30-09-2018 | micro format | 28-06-2019 | 2019-24800579 | |
| 30-09-2017 | micro format | 27-03-2018 | 2018-08000287 | |
| 30-09-2016 | abbreviated format | 03-02-2017 | 2017-03800591 | |
| 30-09-2015 | abbreviated format | 24-03-2016 | 2016-07400463 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 56,795 | 108,089 | 174,269 | 100,113 | 162,973 | 38,790 | 25,302 | 26,885 | 43,565 | -2,215 | -4,154 | ||
| 54,869 | 94,919 | 172,420 | 110,230 | 126,834 | 37,199 | 23,976 | 23,518 | 37,456 | -2,251 | -4,306 | ||
| 17,657 | 16,455 | 83,013 | 193,209 | 24,669 | 71,548 | 702 | 48,622 | 64,759 | 0 | - | ||
| -119,716 | 66,081 | 56,619 | -86,396 | 141,206 | 13,790 | 27,777 | -15,494 | 17,513 | -628 | - | ||
| 130,940 | 122,470 | 67,173 | 103,673 | 102,738 | 11,605 | 8,888 | 5,686 | 12,215 | -1,499 | - | ||
| - | - | - | - | - | - | - | - | 19.3% | - | - | ||
| 40.3% | 41.6% | 36.1% | 30.1% | 28.1% | 19.8% | 21.2% | 16.1% | 18.3% | - | - | ||
| 1.47 | 1.49 | 1.25 | 1.32 | 1.40 | 1.22 | 1.26 | 1.13 | 1.28 | - | - | ||
| 1.47 | 1.49 | 1.25 | 1.32 | 1.40 | 1.21 | 1.24 | 1.12 | 1.17 | - | - | ||
| 1.48 | 1.41 | 1.77 | 2.32 | 2.56 | 4.05 | 3.72 | 5.22 | 4.48 | - | - | ||
| -5.2% | 11.7% | 53.6% | 36.7% | 74.0% | 36.6% | 3.6% | 2.2% | 121.8% | - | - | ||
| -2.1% | 4.9% | 19.3% | 11.0% | 20.8% | 7.3% | 0.8% | 0.4% | 22.2% | - | - | ||
| 17.54 | 46.10 | 62.69 | 34.11 | 88.34 | - | - | - | - | - | - | ||
| - | - | - | - | - | - | - | - | 79 days | - | - | ||
| - | - | - | - | - | - | - | - | 64 days | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-09-2025 | 30-09-2024 | 30-09-2023 |
|---|---|---|---|
| Employees at the balance-sheet date | - | 1 | 1 |
| full-time | - | 1 | 1 |
| part-time | - | 0 | 0 |
| in full-time equivalents | - | 1 | 1 |
| 0.9 | 1 | 1 | |
| On a permanent contract | - | 1 | 1 |
| Joined | 0 | - | - |
| Left | 1 | - | - |
Source: social balance sheet in the 2023 to 2025 annual accounts
| Item | 30-09-2025 | 30-09-2024 | 30-09-2023 | 30-09-2022 | 30-09-2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €11,957 | €16,455 | €83,013 | €193,209 | €24,669 |
| Financial fixed assets | €5,700 | - | - | - | - |
| €67,152 | €66,023 | €55,945 | €36,542 | €32,659 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €10,357, after a profit of €42,067 in 2024. It is the lowest result since 2015.
Debt's share of the balance-sheet total rises from 58.4% to 59.7%. Equity is lower and debt is higher.
BPM CONSTRUCT has no parent and no holdings in its annual accounts. Joam BV is the only director. BPM CONSTRUCT shares no director with another company.
Deadline for the 2026 accounts: 30-04-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Nieuwstraat 90 registered office 8792 Waregem 2511001 Manufacture of metal structures and parts of structures | 06-12-2013 | 2.224.994.116 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 34010A0177/00M013 | 424 m² | 1 · 87 m² | 5.8 m · 1 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0542.789.432
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