BP Finex: what changed
What changed
BP Finex
NACE 66.199, Other activities auxiliary to financial services, excluding insurance and pension funding
filed annual accounts (NBB)
Net result for the year
€56,245
2024 · €52,483+€3,762
Equity
€111,728
2024 · €55,483+€56,245
Cash
€55,792
2024 · €2,879+€52,913
Balance sheet total
€223,867
2024 · €151,788+€72,080
Largest movements
Assets
- Cash +€52,913
up €52,913 (+1,838%), from €2,879 to €55,792
mainly Net result for the year (+€56,245) and Tax, wage and social debts (+€27,341)
- Receivables within one year +€18,918
up €18,918 (+17.7%), from €106,966 to €125,884
of which Trade receivables: +€18,874
Equity and liabilities
- Reserves +€56,245
up €56,245 (+107%), from €52,483 to €108,728
- Tax, wage and social debts +€27,341
up €27,341 (+93.8%), from €29,161 to €56,502
of which Taxes: +€29,157
- Trade debts -€10,976
down €10,976 (-93.8%), from €11,701 to €725
Income statement
- Depreciation -€3,674
down €3,674 (-25.2%), from €14,577 to €10,903
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€52,483
Gross operating margin
-€239
Depreciation
+€3,674
Other operating charges
+€557
Financial income
+€10
Financial charges
+€159
Taxes
-€400
Result 2025
€56,245
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€64,065
Investment
-€11,152
Financing
€0
Cash 2024
€2,879
From operations (derived)
+€64,065
Net result for the year
+€56,245
Depreciation
+€10,903
Receivables within one year
-€18,918
Trade debts
-€10,976
Tax, wage and social debts
+€27,341
Other debts
+€1,027
Accrued charges and deferred income
-€1,557
Investment (derived)
-€11,152
Investment in fixed assets (net)
-€11,152
Cash 2025
€55,792
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €151,788 | €223,867 | +€72,080 | +47.5% |
| Fixed assets | 21/28 | €41,943 | €42,192 | +€249 | +0.6% |
| Tangible fixed assets | 22/27 | €41,943 | €42,192 | +€249 | +0.6% |
| Land and buildings | 22 | €12,836 | €11,692 | -€1,144 | -8.9% |
| Plant, machinery and equipment | 23 | €2,174 | €1,524 | -€650 | -29.9% |
| Furniture and vehicles | 24 | €26,933 | €28,976 | +€2,043 | +7.6% |
| Current assets | 29/58 | €109,845 | €181,676 | +€71,831 | +65.4% |
| Amounts receivable within one year | 40/41 | €106,966 | €125,884 | +€18,918 | +17.7% |
| Trade receivables | 40 | €106,966 | €125,840 | +€18,874 | +17.6% |
| Other amounts receivable | 41 | - | €44 | +€44 | |
| Cash at bank and in hand | 54/58 | €2,879 | €55,792 | +€52,913 | +1,838% |
| Total equity and liabilities | 10/49 | €151,788 | €223,867 | +€72,080 | +47.5% |
| Equity | 10/15 | €55,483 | €111,728 | +€56,245 | +101% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €52,483 | €108,728 | +€56,245 | +107% |
| Distributable reserves | 133 | €52,483 | €108,728 | +€56,245 | +107% |
| Amounts payable | 17/49 | €96,305 | €112,140 | +€15,835 | +16.4% |
| Amounts payable within one year | 42/48 | €94,748 | €112,140 | +€17,392 | +18.4% |
| Trade debts | 44 | €11,701 | €725 | -€10,976 | -93.8% |
| Suppliers | 440/4 | €11,701 | €725 | -€10,976 | -93.8% |
| Taxes, remuneration and social security | 45 | €29,161 | €56,502 | +€27,341 | +93.8% |
| Taxes | 450/3 | €27,345 | €56,502 | +€29,157 | +107% |
| Remuneration and social security | 454/9 | €1,816 | €0 | -€1,816 | -100% |
| Other amounts payable | 47/48 | €53,886 | €54,913 | +€1,027 | +1.9% |
| Accrued charges and deferred income | 492/3 | €1,557 | €0 | -€1,557 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €14,577 | €10,903 | -€3,674 | -25.2% |
| Other operating charges | 640/8 | €743 | €186 | -€557 | -75.0% |
| Gross operating margin | 9900 | €90,926 | €90,688 | -€239 | -0.3% |
| Operating profit (loss) | 9901 | €75,606 | €79,599 | +€3,993 | +5.3% |
| Financial income | 75/76B | - | €10 | +€10 | |
| Recurring financial income | 75 | - | €10 | +€10 | |
| Financial charges | 65/66B | €214 | €55 | -€159 | -74.4% |
| Recurring financial charges | 65 | €214 | €55 | -€159 | -74.4% |
| Profit (loss) for the period before taxes | 9903 | €75,392 | €79,554 | +€4,162 | +5.5% |
| Income taxes | 67/77 | €22,909 | €23,309 | +€400 | +1.7% |
| Profit (loss) for the period | 9904 | €52,483 | €56,245 | +€3,762 | +7.2% |
| Profit (loss) for the period to be appropriated | 9905 | €52,483 | €56,245 | +€3,762 | +7.2% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.