Summary
BOVAN INTERIOR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €718k and a net result of €15k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 43% of 8023 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-10-2025, 99 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
99 d early
2024
51 d early
2023
16 d early
2022
36 d early
2021
33 d early
2020
10 d late
2019
22 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€718k▲ 2.2%
2024 · €702k
2019: €402k
2020: €477k
2021: €527k
2022: €566k
2023: €717k
2024: €702k
2019 → 2025
Net result
€15k
2024 · €-15k
2019: €67k
2020: €75k
2021: €49k
2022: €39k
2023: €152k
2024: €-15k
2019 → 2025
Total assets
€1.68M▲ 3.1%
2024 · €1.63M
2019: €1.10M
2020: €1.23M
2021: €1.54M
2022: €1.57M
2023: €1.68M
2024: €1.63M
2019 → 2025
Solvency
42.7%▼ 0.4pp
2024 · 43.1%
2019: 36.6%
2020: 38.7%
2021: 34.3%
2022: 36.1%
2023: 42.7%
2024: 43.1%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€527k-€566k▲ 7.4%€717k▲ 26.8%€702k▼ 2.1%€718k▲ 2.2%
Operating result€87k-€81k▼ 6.8%€202k▲ 149%€87▼ 100.0%€32k▲ 36,308%
Net result€49k-€39k▼ 21.5%€152k▲ 291%€-15k€15k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 36,308% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.68M
Fixed assets
€1.46M ▼ 3.2%
Current assets
€221k ▲ 81.4%
Equity and liabilities €1.68M
Equity
€718k ▲ 2.2%
Provisions
€33k =
Debt
€930k ▲ 4.0%
Debt's share of the balance-sheet total rises from 54.9% to 55.3%. Equity and debt are higher.
Key figures and ratios
ROE
2.1%▲
2024 · -2.1%
ROA
0.9%▲
2024 · -0.9%
Debt ≤ 1 year
€143k▲
2024 · €68k
Debt > 1 year
€786k▼
2024 · €826k
Income taxes
€5k▲
2024 · €726
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.63M€1.68M▲
Fixed assets21/28€1.51M€1.46M▼
Tangible fixed assets22/27€763k€715k▼
Land and buildings22€749k€713k▼
Plant, machinery and equipment23€452€192▼
Leasing and similar rights25€14k€2k▼
Financial fixed assets28€746k€746k=
Current assets29/58€122k€221k▲
Amounts receivable within one year40/41€107k€202k▲
Trade receivables40€12k€26k▲
Other amounts receivable41€96k€176k▲
Current investments50/53€0-
Cash at bank and in hand54/58€11k€16k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.63M€1.68M▲
Equity10/15€702k€718k▲
Contributions10/11€40k€40k=
Reserves13€662k€678k▲
Distributable reserves133€662k€678k▲
Provisions and deferred taxes16€33k€33k=
Provisions for liabilities and charges160/5€33k€33k=
Pensions and similar obligations160€33k€33k=
Amounts payable17/49€894k€930k▲
Amounts payable after more than one year17€826k€786k▼
Financial debts170/4€477k€422k▼
Other amounts payable178/9€349k€364k▲
Amounts payable within one year42/48€68k€143k▲
Current portion of amounts payable after more than one year42€63k€56k▼
Financial debts43€0€75k▲
Credit institutions430/8-€75k
Other loans439€0-
Trade debts44€2k€947▼
Suppliers440/4€2k€947▼
Taxes, remuneration and social security45€3k€12k▲
Taxes450/3€723€10k▲
Remuneration and social security454/9€2k€2k=
Accrued charges and deferred income492/3€200€1k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€48k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€52k€84k▲
Operating profit (loss)9901€87€32k▲
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€18k€16k▼
Recurring financial charges65€18k€16k▼
Profit (loss) for the period before taxes9903€-14k€21k▲
Income taxes67/77€726€5k▲
Profit (loss) for the period9904€-15k€15k▲
Profit (loss) for the period to be appropriated9905€-15k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€15k▲
Transfer from equity791/2€15k€0▼
Transfer to equity691/2€0€15k▲
To other reserves6921€0€15k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
2024
11-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-15k ▼110%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity times 5current ratio 1.79
Current ratio from 0.37 to 1.79; short-term debt falls from €422k to €68k.
15-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €152k ▲291%
Operating result €202k, net result €152k, both a record.
2022
26-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Equity above €500kEq €527k ▲10.4%
3 profitable years in a row build equity to €527k.
10-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 10 days late
2020
09-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
28-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hameestraat 353570 AlkenGround area
1,197 m²
Building footprint
294 m²
Volume, LiDAR
987 m³
Parcel 73302F0767/00Y002, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bovan Interior
since 20092.181.416.271
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73302F0767/00Y002 | Flanders | 1,197 m² | 1 · 294 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VDM FINANCE
BE 0662.661.636
Anzegem · Eq €717,680
Hostens Plus
BE 0544.610.359
Hooglede · Eq €717,772
TD INVEST
BE 0476.464.988
Deerlijk · Eq €717,565
Vuurdoorn
BE 0737.544.844
Bonheiden · Eq €717,963
GOLDEN NUGGET WAREGEM
BE 0476.465.186
Sint-Niklaas · Eq €718,399
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,297 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2009
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
63920Other information service activities
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.