Summary
GOLDEN NUGGET WAREGEM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €718k and a net result of €5k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 87% of 5527 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
27 d early
2023
33 d early
2022
27 d early
2021
23 d early
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€718k▲ 0.8%
2024 · €713k
2018: €464k
2019: €672k
2020: €670k
2021: €699k
2022: €703k
2023: €708k
2024: €713k
2018 → 2025
Net result
€5k▲ 15.2%
2024 · €5k
2018: €14k
2019: €208k
2020: €-2k
2021: €29k
2022: €4k
2023: €6k
2024: €5k
2018 → 2025
Total assets
€782k=
2024 · €782k
2018: €818k
2019: €780k
2020: €782k
2021: €783k
2022: €786k
2023: €782k
2024: €782k
2018 → 2025
Solvency
91.9%▲ 0.7pp
2024 · 91.2%
2018: 56.8%
2019: 86.1%
2020: 85.7%
2021: 89.3%
2022: 89.4%
2023: 90.5%
2024: 91.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€699k-€703k▲ 0.6%€708k▲ 0.8%€713k▲ 0.7%€718k▲ 0.8%
Operating result€39k-€6k▼ 85.1%€8k▲ 38.6%€7k▼ 16.5%€8k▲ 14.5%
Net result€29k-€4k▼ 86.1%€6k▲ 38.9%€5k▼ 16.2%€5k▲ 15.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 15% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €782k
Fixed assets
€780k =
Current assets
€2k ▲ 6.1%
Equity and liabilities €782k
Equity
€718k ▲ 0.8%
Debt
€64k ▼ 7.9%
Debt's share of the balance-sheet total falls from 8.8% to 8.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
0.7%▲
2024 · 0.7%
ROA
0.7%▲
2024 · 0.6%
Debt ≤ 1 year
€2k▼
2024 · €4k
Debt > 1 year
€62k▼
2024 · €65k
Income taxes
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€782k€782k=
Fixed assets21/28€780k€780k=
Tangible fixed assets22/27€205€5▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€205€5▼
Financial fixed assets28€780k€780k=
Current assets29/58€2k€2k▲
Cash at bank and in hand54/58€18€87▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€782k€782k=
Equity10/15€713k€718k▲
Contributions10/11€164k€164k=
Capital10€164k€164k=
Issued capital100€164k€164k=
Reserves13€549k€554k▲
Non-distributable reserves130/1€16k€16k=
Legal reserve130€16k€16k=
Distributable reserves133€533k€538k▲
Amounts payable17/49€69k€64k▼
Amounts payable after more than one year17€65k€62k▼
Financial debts170/4€65k€62k▼
Amounts payable within one year42/48€4k€2k▼
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Accrued charges and deferred income492/3€38-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€200€200=
Other operating charges640/8€612€794▲
Gross operating margin9900€8k€9k▲
Operating profit (loss)9901€7k€8k▲
Financial charges65/66B€382€360▼
Recurring financial charges65€382€360▼
Profit (loss) for the period before taxes9903€6k€7k▲
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€5k€5k▲
Profit (loss) for the period to be appropriated9905€5k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€5k▲
Transfer to equity691/2€5k€5k▲
To other reserves6921€5k€5k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-2k ▼101%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Highest result since 2018net €208k ▲1420%
Net result €208k, the highest in the series.
31-12
Financial
Equity above €500kEq €672k ▲44.6%
2 profitable years in a row build equity to €672k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijfstraten 1039100 Sint-NiklaasGround area
1,971 m²
Building footprint
618 m²
Volume, LiDAR
1,406 m³
Parcel 46447B0691/02E002, Flanders · tallest building 2.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vijfstraten 103, 9100 Sint-Niklaas
since 20022.101.647.332
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46447B0691/02E002 | Flanders | 1,971 m² | 1 · 618 m² | 2.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ATHENA JF
BE 0671.442.710
Celles (lez-Tournai) · Eq €718,402
LLG-BEHEER
BE 0841.782.331
Schilde · Eq €718,509
TGW HOLDING
BE 0564.871.382
Dilsen-Stokkem · Eq €718,551
Vuurdoorn
BE 0737.544.844
Bonheiden · Eq €717,963
Hostens Plus
BE 0544.610.359
Hooglede · Eq €717,772
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,295 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-12-2001
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.