BOVAN INTERIOR
ActiveBOVAN INTERIOR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €718k and a net result of €15k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 43% of 7837 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-10-2025, 99 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
99 d early
2024
51 d early
2023
16 d early
2022
36 d early
2021
33 d early
2020
10 d late
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close06-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€718k▲ 2.2%
2024 · €702k
2021: €527k
2022: €566k
2023: €717k
2024: €702k
2021 → 2025
Net result
€15k
2024 · €-15k
2021: €49k
2022: €39k
2023: €152k
2024: €-15k
2021 → 2025
Total assets
€1.68M▲ 3.1%
2024 · €1.63M
2021: €1.54M
2022: €1.57M
2023: €1.68M
2024: €1.63M
2021 → 2025
Solvency
42.7%▼ 0.4pp
2024 · 43.1%
2021: 34.3%
2022: 36.1%
2023: 42.7%
2024: 43.1%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€527k-€566k▲ 7.4%€717k▲ 26.8%€702k▼ 2.1%€718k▲ 2.2%
Operating result€87k-€81k▼ 6.8%€202k▲ 149%€87▼ 100.0%€32k▲ 36,308%
Net result€49k-€39k▼ 21.5%€152k▲ 291%€-15k€15k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 36,308% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.68M
Fixed assets
€1.46M▼ 3.2%
Current assets
€221k▲ 81.4%
Equity and liabilities €1.68M
Equity
€718k▲ 2.2%
Provisions
€33k=
Debt
€930k▲ 4.0%
The debt ratio rises from 54.9% to 55.3%: debt grows faster than equity.
Key figures and ratios
Solvency
42.7%▼
2024 · 43.1%
ROE
2.1%▲
2024 · -2.1%
ROA
0.9%▲
2024 · -0.9%
Debt
€930k▲
2024 · €894k
Debt ≤ 1 year
€143k▲
2024 · €68k
Debt > 1 year
€786k▼
2024 · €826k
Income taxes
€5k▲
2024 · €726
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€1.63M€1.68M▲
Fixed assets
21/28€1.51M€1.46M▼
Tangible fixed assets
22/27€763k€715k▼
Financial fixed assets
28€746k€746k=
Current assets
29/58€122k€221k▲
Amounts receivable within one year
40/41€107k€202k▲
Investments
50/53€0-
Cash & bank
54/58€11k€16k▲
Total equity & liabilities
10/49€1.63M€1.68M▲
Equity
10/15€702k€718k▲
Contributions / capital
10/11€40k€40k=
Reserves
13€662k€678k▲
Provisions & deferred taxes
16€33k€33k=
Amounts payable
17/49€894k€930k▲
Amounts payable after one year
17€826k€786k▼
Amounts payable within one year
42/48€68k€143k▲
Trade debts payable within one year
44€2k€947▼
Income statement
Code20242025
Gross operating margin
9900€52k€84k▲
Operating result
9901€87€32k▲
Financial income
75€3k€5k▲
Financial charges
65€18k€16k▼
Result before taxes
9903€-14k€21k▲
Income taxes
67/77€726€5k▲
Net result for the period
9904€-15k€15k▲
Result to be appropriated
9905€-15k€15k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
14-07
State Gazette act
Registered-office change
30-06
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
2024
11-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-15k ▼110%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity times 5current ratio 1.79
Current ratio from 0.37 to 1.79; short-term debt falls from €422k to €68k.
15-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2021net €152k ▲291%
Operating result €202k, net result €152k, both a record.
2022
26-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
10-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 10 days late
2020
09-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
28-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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Of 24,645 companies in sector 64210 we hold annual accounts for 19,555. 13,214 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2009
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 22-07-2026. Scores and ratios are computed by Checked and are not a credit decision.