Bouwonderneming Minten
ActiveBouwonderneming Minten has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156k and a net result of €56k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 34% of 2179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+9
Solvency49▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 0.94 in 2024; short-term debt: 20.6% and cash: 11.8% of total assets), and 76.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.6%
Return on assets
8.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
22 d late
2023
34 d early
2022
25 d late
2021
25 d late
2020
27 d late
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€156k▲ 20.3%
2024 · €130k
2018: €62k
2019: €74k
2020: €90k
2021: €119k
2022: €115k
2023: €124k
2024: €130k
2018 → 2025
Total assets
€662k▲ 3.6%
2024 · €639k
2018: €242k
2019: €773k
2020: €670k
2021: €785k
2022: €750k
2023: €698k
2024: €639k
2018 → 2025
Net result
€56k▲ 872%
2024 · €6k
2018: €12k
2019: €12k
2020: €16k
2021: €29k
2022: €29k
2023: €19k
2024: €6k
2018 → 2025
Working capital
€5k
2024 · €-8k
2018: €-769
2019: €-18k
2020: €-10k
2021: €30k
2022: €-9k
2023: €-18k
2024: €-8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€119k-€115k▼ 3.3%€124k▲ 8.1%€130k▲ 4.7%€156k▲ 20.3%
Operating result€43k-€46k▲ 7.9%€36k▼ 21.2%€22k▼ 39.3%€91k▲ 314%
Net result€29k-€29k▼ 2.0%€19k▼ 32.4%€6k▼ 70.0%€56k▲ 872%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 314% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €662k
Fixed assets
€521k▲ 0.1%
Current assets
€142k▲ 18.8%
Equity and liabilities €662k
Equity
€156k▲ 20.3%
Debt
€506k▼ 0.7%
The debt ratio falls from 79.7% to 76.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€151k▲
2024 · €81k
Cash flow
€117k▲
2024 · €64k
Solvency
23.6%▲
2024 · 20.3%
Current ratio
1.04▲
2024 · 0.94
Quick ratio
1.01▲
2024 · 0.90
Debt / equity
3.23▼
2024 · 3.92
ROE
36.1%▲
2024 · 4.5%
ROA
8.5%▲
2024 · 0.9%
Interest coverage
14.20▲
2024 · 8.23
Debt
€506k▼
2024 · €509k
Debt ≤ 1 year
€136k▲
2024 · €127k
Debt > 1 year
€369k▼
2024 · €382k
Income taxes
€25k▲
2024 · €7k
Staff costs
€77k▼
2024 · €188k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€639k€662k▲
Fixed assets21/28€520k€521k▲
Tangible fixed assets22/27€518k€521k▲
Land and buildings22€402k€388k▼
Plant, machinery and equipment23€75k€64k▼
Furniture and vehicles24€42k€69k▲
Financial fixed assets28€2k€0▼
Current assets29/58€119k€142k▲
Stocks and contracts in progress3€5k€4k▼
Stocks30/36€5k€4k▼
Amounts receivable within one year40/41€106k€48k▼
Trade receivables40€83k€27k▼
Other amounts receivable41€23k€21k▼
Current investments50/53-€2k
Cash at bank and in hand54/58€8k€78k▲
Deferred charges and accrued income490/1€0€8k▲
Equity and liabilities
Total equity and liabilities10/49€639k€662k▲
Equity10/15€130k€156k▲
Contributions10/11€19k€19k=
Reserves13€111k€138k▲
Distributable reserves133€111k€138k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€509k€506k▼
Amounts payable after more than one year17€382k€369k▼
Financial debts170/4€382k€369k▼
Amounts payable within one year42/48€127k€136k▲
Current portion of amounts payable after more than one year42€52k€62k▲
Financial debts43€31k€0▼
Credit institutions430/8€31k€0▼
Trade debts44€24k€25k▲
Suppliers440/4€24k€25k▲
Taxes, remuneration and social security45€14k€16k▲
Taxes450/3€14k€16k▲
Other amounts payable47/48€6k€33k▲
Accrued charges and deferred income492/3-€743
Income statement
Code20242025
Non-recurring operating income76A-€13k
Remuneration, social security and pensions62€188k€77k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€60k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€273k€233k▼
Operating profit (loss)9901€22k€91k▲
Financial income75/76B€285€726▲
Recurring financial income75€285€726▲
Financial charges65/66B€10k€11k▲
Recurring financial charges65€10k€11k▲
Profit (loss) for the period before taxes9903€12k€81k▲
Income taxes67/77€7k€25k▲
Profit (loss) for the period9904€6k€56k▲
Profit (loss) for the period to be appropriated9905€6k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€56k▲
Transfer to equity691/2€6k€26k▲
To other reserves6921€6k€26k▲
Profit to be distributed694/7€0€30k▲
Return on contributions (dividend)694-€30k
Directors or managers695€0-
Social balance
Average headcount (FTE)90873.12.2▼
The notes to these accounts (29 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €56k ▲872%
Operating result €91k, net result €56k, both a record.
31-12
Financial
Equity above €150kEq €156k ▲20.3%
8 profitable years in a row build equity to €156k.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 22 days late
2024
31-12
Financial
Weakest financial yearnet €6k ▼70%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
2021
31-12
Financial
Equity above €100kEq €119k ▲32.5%
4 profitable years in a row build equity to €119k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwe Bornestraat 433012 LeuvenGround area
92 m²
Parcel 24126C0189/00R003, Flanders. Linked by address, not a title deed.
1 establishment unit
Nieuwe Bornestraat 43, 3012 Leuven
since 20152.248.720.811
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24126C0189/00R003 | Flanders | 92 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
5 live approvals · 9 endedDakwerker duaal (so)
Medewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Metselaar (vwo)
Ruwbouw duaal (so)
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 12,583 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-2015
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
38210Materials recovery from waste
38321Waste collection, recovery and disposal activities
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43230Insulation installation
43291Specialised construction activities
43992Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@bouwminten.be