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STIERSCO

Active
Private limited companyfounded 2014active for 12 yearsSchubbeek(LUB) 19, 3210 Lubbeek, BelgiumKBO/BCE: BE 0546.612.519
Summary

STIERSCO has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126,236 and a net result of €38,232. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 25% of 9,883 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 12-02-2014 Normal situation
Activity
Other building finishing work NACE 43350and 6 others
Establishment unit
2.227.722.289 3210 Lubbeek, since 12-02-2014
Financial year end
31 December
Peppol
Reachable since 27-06-2025

Financial position

66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Gross margin
€251,932
▼ 22.4%
Turnover
≈ €740,000
estimated
Profit
€38,232
▲ 79.0%
Equity
€126,236
▲ 6.9%
Total assets
€535,626
▼ 10.4%
Employees on 31-12-2025
3
=
Filed on 14-04-2026, 108 days before the deadline
Score breakdownraises riskLiquidity: current ratio 1.19Sector: Specialised construction activities (NACE 43)Equity €126,236 (23.6% of total assets)lowers riskFounded in 2014Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 42% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 49+4
equity 23.6% of total assets
Liquidity 64-23
short-term debt 38.4%
Profitability 66+20
return on assets 7.1%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 1.6%highest value 01-2025: 1.6%● unchanged vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.5%▼ -0.1 percentage points vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.4%▼ -0.1 percentage points vs 05-2025 07-2025: 1.2%▼ -0.2 percentage points vs 06-2025 08-2025: 1.2%● unchanged vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.0%▼ -0.2 percentage points vs 04-2026lowest value 06-2026: 1.0%● unchanged vs 05-2026lowest value 07-2026: 1.0%● unchanged vs 06-2026lowest value 08-2026: 1.0%● unchanged vs 07-2026lowest value 09-2026: 1.0%● unchanged vs 08-2026lowest value 10-2026: 1.0%● unchanged vs 09-2026lowest value 11-2026: 1.0%● unchanged vs 10-2026lowest value
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.19 (2.48 in 2024), below the usual 1.5. Short-term debt is 38.4% of total assets. 76.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 25% of them on solvency, 63% on liquidity, 32% on profitability and 50% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.19
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2014
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €126,236 (23.6% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 9883 sector peers (2025).
NBB · sector comparison
Position among 9883 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-04-2026, 108 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
108 days early
2024
38 days early
2023
37 days early
2022
32 days early
2021
30 days late
2020
31 days early
2019
38 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 36 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (4 of the last 5 accounts filed within 66 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €38,232 8 years View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Comparable companies

These companies have the same main activity as STIERSCO: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €382,000 and €681,000, founded between 2010 and 2016.

CompanyTotal assetsGross margin
STIERSCO Lubbeek€535,626€251,932
KABO Kapellen€669,952€282,413
D & T SMET PETER Zoersel€604,019€381,436
ABC Werkbladen Pelt€508,239€173,587
MARLIER HAARDEN Zoersel€681,084€191,498
Renovita Aalst€565,682€166,357
CASA DELRUE Oostende€381,983€158,879
Full comparison

Key facts about STIERSCO

What is the company number of STIERSCO?
The company number of STIERSCO is 0546.612.519. The VAT number is the same number with BE in front: BE 0546.612.519.
Where is STIERSCO based?
The registered office is at Schubbeek(LUB) 19, 3210 Lubbeek.Company details
What does STIERSCO do?
According to the KBO register, the main activity is other building finishing work (NACE 43350).
What is the legal form of STIERSCO?
The legal form of STIERSCO is Private limited company (BV).
When was STIERSCO founded?
STIERSCO was founded on 12-02-2014.
Is STIERSCO still active?
Yes, STIERSCO is an active enterprise in the KBO register.
How many employees does STIERSCO have?
STIERSCO had an average of 2.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of STIERSCO?
The turnover in financial year 2025 is ≈ €740,000. This figure is estimated from the gross margin of €251,932 and 40 comparable companies (NACE 433). It probably lies between €550,000 and €910,000.
Is STIERSCO profitable?
In financial year 2025, STIERSCO made a profit of €38,232.
Where can I find the annual accounts of STIERSCO?
STIERSCO filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STIERSCO due?
STIERSCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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