BOUWONDERNEMING LANNEER & ZONEN
ActiveSummary
BOUWONDERNEMING LANNEER & ZONEN has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €348k and a net result of €42k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 48% of 2179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▼-17
Solvency61▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.63 in 2024; short-term debt: 44.9% and cash: 19.1% of total assets), and 64.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.7%
Return on assets
4.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
45 d early
2023
9 d early
2022
32 d early
2021
52 d early
2020
33 d early
2019
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€348k▲ 6.4%
2024 · €327k
2018: €228k
2019: €229k
2020: €249k
2021: €256k
2022: €237k
2023: €249k
2024: €327k
2018 → 2025
Total assets
€975k▼ 8.7%
2024 · €1.07M
2018: €632k
2019: €724k
2020: €747k
2021: €613k
2022: €661k
2023: €829k
2024: €1.07M
2018 → 2025
Net result
€42k▼ 46.3%
2024 · €78k
2018: €20k
2019: €959
2020: €21k
2021: €6k
2022: €70k
2023: €23k
2024: €78k
2018 → 2025
Working capital
€142k▼ 54.2%
2024 · €309k
2018: €143k
2019: €145k
2020: €187k
2021: €199k
2022: €302k
2023: €200k
2024: €309k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€256k-€237k▼ 7.3%€249k▲ 4.9%€327k▲ 31.5%€348k▲ 6.4%
Operating result€15k-€106k▲ 609%€43k▼ 59.1%€126k▲ 190%€71k▼ 43.6%
Net result€6k-€70k▲ 997%€23k▼ 67.0%€78k▲ 239%€42k▼ 46.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €975k
Fixed assets
€396k ▲ 48.1%
Current assets
€579k ▼ 27.7%
Equity and liabilities €975k
Equity
€348k ▲ 6.4%
Debt
€627k ▼ 15.3%
Debt's share of the balance-sheet total falls from 69.4% to 64.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€80k▼
2024 · €141k
Cash flow
€51k▼
2024 · €94k
Current ratio
1.32▼
2024 · 1.63
Quick ratio
1.29▼
2024 · 1.60
Debt to equity
1.80▼
2024 · 2.26
ROE
12.1%▼
2024 · 24.0%
ROA
4.3%▼
2024 · 7.3%
Interest coverage
4.44▼
2024 · 7.24
Debt ≤ 1 year
€437k▼
2024 · €491k
Debt > 1 year
€189k▼
2024 · €202k
Income taxes
€13k▼
2024 · €29k
Staff costs
€439k▼
2024 · €456k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.07M€975k▼
Fixed assets21/28€267k€396k▲
Tangible fixed assets22/27€263k€392k▲
Land and buildings22€251k€387k▲
Plant, machinery and equipment23€10k€4k▼
Furniture and vehicles24€3k€1k▼
Leasing and similar rights25€0-
Financial fixed assets28€4k€4k=
Current assets29/58€800k€579k▼
Stocks and contracts in progress3€14k€15k▲
Stocks30/36€14k€15k▲
Amounts receivable within one year40/41€379k€330k▼
Trade receivables40€319k€316k▼
Other amounts receivable41€61k€14k▼
Cash at bank and in hand54/58€376k€186k▼
Deferred charges and accrued income490/1€31k€48k▲
Equity and liabilities
Total equity and liabilities10/49€1.07M€975k▼
Equity10/15€327k€348k▲
Contributions10/11€42k€42k=
Reserves13€285k€306k▲
Tax-exempt reserves132€60k€60k=
Distributable reserves133€226k€246k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€740k€627k▼
Amounts payable after more than one year17€202k€189k▼
Financial debts170/4€202k€189k▼
Amounts payable within one year42/48€491k€437k▼
Current portion of amounts payable after more than one year42€13k€13k▲
Trade debts44€318k€240k▼
Suppliers440/4€318k€240k▼
Taxes, remuneration and social security45€26k€26k▲
Taxes450/3€10k€10k▲
Remuneration and social security454/9€16k€16k▲
Other amounts payable47/48€136k€159k▲
Accrued charges and deferred income492/3€47k€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€456k€439k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€9k▼
Other operating charges640/8€5k€8k▲
Non-recurring operating charges66A€335€351▲
Gross operating margin9900€603k€528k▼
Operating profit (loss)9901€126k€71k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€20k€18k▼
Recurring financial charges65€20k€18k▼
Profit (loss) for the period before taxes9903€107k€55k▼
Income taxes67/77€29k€13k▼
Profit (loss) for the period9904€78k€42k▼
Transfer to tax-exempt reserves689€30k€0▼
Profit (loss) for the period to be appropriated9905€49k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€42k▼
Transfer from equity791/2€0€21k▲
Transfer to equity691/2€49k€42k▼
To other reserves6921€49k€42k▼
Profit to be distributed694/7€0€21k▲
Return on contributions (dividend)694€0€21k▲
Social balance
Average headcount (FTE)908710.610.5▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €78k ▲239%
Operating result €126k, net result €78k, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 26 days late
2019
31-12
Financial
Weakest financial yearnet €959 ▼95.3%
Net result drops to €959, the lowest in the series; recovery starts the following year.
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 8 days late
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hekstraat(HN) 81540 PajottegemGround area
1,084 m²
Building footprint
267 m²
Volume, LiDAR
1,001 m³
Parcel 23032K0161/00K000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Hekstraat(HN) 8, 1540 Pajottegem
since 19932.064.934.218
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23032K0161/00K000 | Flanders | 1,084 m² | 1 · 267 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 500 EUR awarded · 500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 500 EUR | 500 EUR |
Schemes
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
2 live approvalsMetselaar (vwo)
Ruwbouw duaal (so)
Similar companies · same sector, comparable size
GEERS-TAQUET
BE 0568.765.735
Baelen · Eq €348,106
BOUWBEDRIJF DE GRAEVE
BE 0475.004.347
Deinze · Eq €347,784
B.G. TERRASSEMENTS
BE 0471.832.645
Walcourt · Eq €347,777
NOVA IDEA
BE 0719.323.690
Gent · Eq €348,269
SAM CAPPON
BE 0423.389.063
Wevelgem · Eq €347,693
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 10,522 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-1993
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.