WARANDEBERG
ActiveWARANDEBERG has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €516k and a net result of €83k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 70% of 7744 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-8
Solvency86▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.19 against 1.95 in 2024; short-term debt: 30.4% and cash: 6.8% of total assets), and 39.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.8%
Return on assets
9.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
29 d late
2022
11 d late
2021
170 d late
2020
30 d late
2019
45 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€516k▲ 19.0%
2024 · €434k
2018: €173k
2019: €198k
2020: €226k
2021: €248k
2022: €280k
2023: €314k
2024: €434k
2018 → 2025
Total assets
€849k▲ 12.0%
2024 · €758k
2018: €263k
2019: €333k
2020: €485k
2021: €465k
2022: €562k
2023: €645k
2024: €758k
2018 → 2025
Net result
€83k▼ 31.4%
2024 · €120k
2018: €-7k
2019: €25k
2020: €29k
2021: €22k
2022: €32k
2023: €33k
2024: €120k
2018 → 2025
Working capital
€307k▲ 30.0%
2024 · €236k
2018: €116k
2019: €119k
2020: €73k
2021: €82k
2022: €86k
2023: €122k
2024: €236k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€248k-€280k▲ 13.0%€314k▲ 11.8%€434k▲ 38.3%€516k▲ 19.0%
Operating result€34k-€48k▲ 38.9%€60k▲ 26.4%€195k▲ 222%€137k▼ 29.7%
Net result€22k-€32k▲ 46.3%€33k▲ 2.8%€120k▲ 263%€83k▼ 31.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €849k
Fixed assets
€284k▲ 4.2%
Current assets
€565k▲ 16.3%
Equity and liabilities €849k
Equity
€516k▲ 19.0%
Debt
€332k▲ 2.6%
The debt ratio falls from 42.7% to 39.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€211k▼
2024 · €251k
Cash flow
€156k▼
2024 · €176k
Solvency
60.8%▲
2024 · 57.3%
Current ratio
2.19▲
2024 · 1.95
Quick ratio
1.46▲
2024 · 1.36
Debt / equity
0.64▼
2024 · 0.75
ROE
16.0%▼
2024 · 27.7%
ROA
9.7%▼
2024 · 15.9%
Interest coverage
20.21▲
2024 · 18.39
Debt
€332k▲
2024 · €324k
Debt ≤ 1 year
€258k▲
2024 · €249k
Debt > 1 year
€62k▼
2024 · €67k
Income taxes
€46k▼
2024 · €63k
Staff costs
€577k▲
2024 · €561k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€758k€849k▲
Fixed assets21/28€272k€284k▲
Tangible fixed assets22/27€270k€284k▲
Plant, machinery and equipment23€131k€120k▼
Furniture and vehicles24€86k€119k▲
Leasing and similar rights25€8k€4k▼
Other tangible fixed assets26€45k€40k▼
Financial fixed assets28€2k€135▼
Current assets29/58€485k€565k▲
Stocks and contracts in progress3€147k€189k▲
Stocks30/36€40k€40k▼
Contracts in progress37€107k€149k▲
Amounts receivable within one year40/41€214k€299k▲
Trade receivables40€213k€299k▲
Other amounts receivable41€868€0▼
Cash at bank and in hand54/58€107k€58k▼
Deferred charges and accrued income490/1€18k€19k▲
Equity and liabilities
Total equity and liabilities10/49€758k€849k▲
Equity10/15€434k€516k▲
Contributions10/11€62k€62k=
Reserves13€372k€454k▲
Distributable reserves133€372k€454k▲
Amounts payable17/49€324k€332k▲
Amounts payable after more than one year17€67k€62k▼
Financial debts170/4€67k€62k▼
Amounts payable within one year42/48€249k€258k▲
Current portion of amounts payable after more than one year42€38k€41k▲
Financial debts43€5k€5k▼
Credit institutions430/8€5k€5k▼
Trade debts44€107k€106k▼
Suppliers440/4€107k€106k▼
Taxes, remuneration and social security45€53k€57k▲
Taxes450/3€43k€24k▼
Remuneration and social security454/9€11k€33k▲
Other amounts payable47/48€46k€49k▲
Accrued charges and deferred income492/3€7k€12k▲
Income statement
Code20242025
Remuneration, social security and pensions62€561k€577k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€74k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-11k€0▲
Other operating charges640/8€19k€12k▼
Gross operating margin9900€820k€800k▼
Operating profit (loss)9901€195k€137k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€14k€10k▼
Recurring financial charges65€14k€10k▼
Profit (loss) for the period before taxes9903€183k€128k▼
Income taxes67/77€63k€46k▼
Profit (loss) for the period9904€120k€83k▼
Profit (loss) for the period to be appropriated9905€120k€83k▼
Appropriation of the result
Profit (loss) to be appropriated9906€120k€83k▼
Transfer to equity691/2€120k€83k▼
To other reserves6921€120k€83k▼
Social balance
Average headcount (FTE)90879.710.2▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Equity above €500kEq €516k ▲19%
7 profitable years in a row build equity to €516k.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 60 days late
2024
31-12
Financial
Highest result since 2018net €120k ▲263%
Operating result €195k, net result €120k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 11 days late
17-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 170 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Equity above €200kEq €226k ▲14.4%
2 profitable years in a row build equity to €226k.
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteelbrakelsesteenweg 4411502 HalleGround area
2,515 m²
Building footprint
833 m²
Volume, LiDAR
3,764 m³
Parcel 23043E0131/00X000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kasteelbrakelsesteenweg 441, 1502 Halle
since 19982.089.375.545
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23043E0131/00X000 | Flanders | 2,515 m² | 1 · 833 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 888 EUR awarded · 888 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 328 EUR | 328 EUR |
| 2023 | 1 | 509 EUR | 560 EUR |
| 2022 | 1 | 51 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,289 companies in sector 43350 we hold annual accounts for 2,361. 1,313 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-1996
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43350Other building finishing work
52442
31009Manufacture of furniture
47552Retail sale of lighting equipment
47592Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:rolies_koen@hotmail.com
Phone:0476822868