BOUWONDERNEMING LAEVENS
ActiveSummary
BOUWONDERNEMING LAEVENS has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €825k and a net result of €42k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 86% of 7453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+37
Solvency100▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 5.55 against 4.28 in 2024; short-term debt: 13.3% and cash: 7.4% of total assets), and 21.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.1%
Return on assets
4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
18 d late
2023
20 d late
2022
29 d late
2021
31 d late
2020
10 d late
2019
12 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€825k▲ 5.4%
2024 · €783k
2018: €713k
2019: €757k
2020: €709k
2021: €752k
2022: €748k
2023: €773k
2024: €783k
2018 → 2025
Total assets
€1.06M▼ 2.9%
2024 · €1.09M
2018: €959k
2019: €969k
2020: €1.03M
2021: €1.08M
2022: €1.11M
2023: €1.10M
2024: €1.09M
2018 → 2025
Net result
€42k▲ 311%
2024 · €10k
2018: €36k
2019: €47k
2020: €54k
2021: €43k
2022: €44k
2023: €26k
2024: €10k
2018 → 2025
Working capital
€641k▲ 4.1%
2024 · €615k
2018: €562k
2019: €599k
2020: €546k
2021: €587k
2022: €576k
2023: €604k
2024: €615k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€752k-€748k▼ 0.6%€773k▲ 3.4%€783k▲ 1.3%€825k▲ 5.4%
Operating result€91k-€65k▼ 28.3%€55k▼ 16.4%€26k▼ 51.9%€50k▲ 89.2%
Net result€43k-€44k▲ 1.2%€26k▼ 41.7%€10k▼ 60.0%€42k▲ 311%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 89% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.06M
Fixed assets
€275k ▼ 3.5%
Current assets
€782k ▼ 2.6%
Equity and liabilities €1.06M
Equity
€825k ▲ 5.4%
Debt
€231k ▼ 24.0%
Debt's share of the balance-sheet total falls from 28.0% to 21.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€60k▲
2024 · €37k
Cash flow
€52k▲
2024 · €20k
Current ratio
5.55▲
2024 · 4.28
Debt to equity
0.28▼
2024 · 0.39
ROE
5.1%▲
2024 · 1.3%
ROA
4.0%▲
2024 · 0.9%
Interest coverage
7.32▲
2024 · 2.10
Debt ≤ 1 year
€141k▼
2024 · €188k
Debt > 1 year
€86k▼
2024 · €103k
Income taxes
€21k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.09M€1.06M▼
Fixed assets21/28€285k€275k▼
Tangible fixed assets22/27€283k€273k▼
Land and buildings22€283k€273k▼
Plant, machinery and equipment23€669€220▼
Financial fixed assets28€2k€2k=
Current assets29/58€803k€782k▼
Amounts receivable within one year40/41€54k€65k▲
Trade receivables40€46k€60k▲
Other amounts receivable41€7k€5k▼
Current investments50/53€647k€636k▼
Cash at bank and in hand54/58€99k€78k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.09M€1.06M▼
Equity10/15€783k€825k▲
Contributions10/11€290k€290k=
Reserves13€493k€535k▲
Tax-exempt reserves132€5k€5k=
Distributable reserves133€488k€530k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€305k€231k▼
Amounts payable after more than one year17€103k€86k▼
Financial debts170/4€103k€86k▼
Amounts payable within one year42/48€188k€141k▼
Current portion of amounts payable after more than one year42€16k€16k▲
Trade debts44€6k€12k▲
Suppliers440/4€6k€12k▲
Taxes, remuneration and social security45€19k€18k▼
Taxes450/3€17k€15k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€147k€95k▼
Accrued charges and deferred income492/3€14k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€5k€4k▼
Gross operating margin9900€41k€63k▲
Operating profit (loss)9901€26k€50k▲
Financial income75/76B€6k€22k▲
Recurring financial income75€4k€5k▲
Non-recurring financial income76B€1k€16k▲
Financial charges65/66B€17k€8k▼
Recurring financial charges65€17k€8k▼
Profit (loss) for the period before taxes9903€15k€63k▲
Income taxes67/77€4k€21k▲
Profit (loss) for the period9904€10k€42k▲
Profit (loss) for the period to be appropriated9905€10k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€106k€42k▼
Profit (loss) brought forward from the previous period14P€95k€0▼
Transfer to equity691/2€106k€42k▼
To other reserves6921€106k€42k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Weakest financial yearnet €10k ▼60%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
31-12
Financial
Highest result since 2018net €54k ▲14.4%
Net result €54k, the highest in the series.
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Otegemstraat(Z) 3818550 ZwevegemGround area
1,216 m²
Building footprint
141 m²
Volume, LiDAR
607 m³
Parcel 34042A0907/00D002, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BOUWONDERNEMING LAEVENS BVBA
since 19942.065.300.541
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042A0907/00D002 | Flanders | 1,216 m² | 1 · 141 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
1 categoryBOUWONDERNEMING LAEVENS BV25552
Similar companies · same sector, comparable size
ALGEMENE BOUWONDERNEMING VERDONCK
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Wavre · Eq €826,128
E & P-CONSTRUCT
BE 0463.920.613
Heusden-Zolder · Eq €826,415
WOLF LUC
BE 0444.814.878
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ALGEMENE BOUWONDERNEMING NICO VAN PARIJS
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 7,215 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-1993
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.