Financials
- Financial year
- 2025
- Total assets
- €881,242
- Loss
- -€13,869
- Solvency
- 59.7%
Total assets▼ 7.5%
Net result
20192025
BAVACO
ActiveSummary
BAVACO has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €526,429 and a net result of -€13,869. Equity is growing by about 6.7% per year across the filed financial years. Its solvency ranks better than 68% of 9,327 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Activity
General construction of residential buildings
NACE 41001
1 site
Size
≈ €290,000turnover 2025, estimated
- Staff
- ≈ 0.2 FTE, estimated
- Equity
- €526,429
- Loss
- -€13,869
Turnover estimated from the gross margin
Structure
- Holdings
- 1
2025 accounts 7 days early3 deeds in the Belgian Official Gazette
Why 82raises riskSector: Construction of residential and non-residential buildings (NACE 41)1 of the last 3 lateLiquidity: current ratio 17.17, cash €29,697, halvedlowers riskFounded in 1996Show the evidence
Checked score
Score 2025
82
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 45% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Average
Solvency
85+3
equity 59.7% of total assets
Liquidity
54-6
short-term debt 3.3% · cash 3.4%
Profitability
37-40
return on assets -1.6%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%lowest value
12-2024: 0.1%● unchanged vs 11-2024lowest value
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.2%▲ +0.1 percentage points vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.4%▲ +0.2 percentage points vs 07-2025
09-2025: 0.5%▲ +0.1 percentage points vs 08-2025highest value
10-2025: 0.4%▼ -0.1 percentage points vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.3%▼ -0.1 percentage points vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.2 percentage points vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity ample (current ratio 17.17, compared with 9.68 in 2024, above the usual 1.5; short-term debt: 3.3% and cash: 3.4% of total assets), and 40.3% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 69% on solvency, 58% on liquidity, 22% on profitability and 31% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 days early
2024
34 days late
2023
8 days late
2022
34 days early
2021
47 days early
2020
40 days early
2019
42 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€13,869
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Network & group
- Subsidiaries
- 1
1 subsidiary
Timeline
- Events
- 35
- Since
- 1998
- Next accounts
- by 31-07-2027
- 31-12-2024Back to profit
- 31-12-2024Liquidity more than quadruples
- 31-12-2024Equity above €500,000
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 23-04-1996
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about BAVACO
- What is the company number of BAVACO?
- 0457.918.687. In Belgium the VAT number is the company number with BE in front: BE 0457.918.687.
- Where is BAVACO based?
- The registered office is at Stevennekens 33, 2310 Rijkevorsel.Company details
- What does BAVACO do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of BAVACO?
- Private limited company (BV).
- When was BAVACO founded?
- On 23-04-1996.
- Is BAVACO still active?
- Yes, BAVACO is an active enterprise in the KBO register.
- What is the turnover of BAVACO?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is BAVACO profitable?
- In financial year 2025, BAVACO made a loss of €13,869.
- Where can I find the annual accounts of BAVACO?
- BAVACO filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BAVACO due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to BAVACO
Subsidiaries and holdings
- B.M. & D.96%
Comparable companies
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- TECH IMMO CONSULTDurbuy
- LIGOCONHerzele
- PERFORMANCE CONSTRUCTIONUkkel
- Entreprise J. PaternostreLe Roeulx
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