Bouwcon
ActiveBouwcon has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €15k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 58% of 13905 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent▲ +20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+50
Solvency75▲+6
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.61 against 8.29 in 2024), but 60.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.8%
Return on assets
5.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
31 d early
2023
44 d early
2022
18 d late
2021
23 d late
2020
9 d early
2019
41 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€114k▼ 26.9%
2024 · €156k
2018: €126k
2019: €137k
2020: €138k
2021: €127k
2022: €133k
2023: €151k
2024: €156k
2018 → 2025
Total assets
€287k▼ 44.8%
2024 · €521k
2018: €328k
2019: €448k
2020: €441k
2021: €404k
2022: €506k
2023: €494k
2024: €521k
2018 → 2025
Net result
€15k▲ 194%
2024 · €5k
2018: €23k
2019: €12k
2020: €1k
2021: €-11k
2022: €6k
2023: €18k
2024: €5k
2018 → 2025
Working capital
€25k▼ 89.9%
2024 · €247k
2018: €160k
2019: €157k
2020: €77k
2021: €62k
2022: €165k
2023: €200k
2024: €247k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€127k-€133k▲ 4.9%€151k▲ 13.6%€156k▲ 3.4%€114k▼ 26.9%
Operating result€-6k-€13k€33k▲ 158%€13k▼ 61.6%€38k▲ 192%
Net result€-11k-€6k€18k▲ 188%€5k▼ 71.4%€15k▲ 194%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 192% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €287k
Fixed assets
€221k▼ 7.6%
Current assets
€66k▼ 76.6%
Equity and liabilities €287k
Equity
€114k▼ 26.9%
Debt
€173k▼ 52.5%
The debt ratio falls from 70.0% to 60.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€56k▲
2024 · €36k
Cash flow
€34k▲
2024 · €28k
Solvency
39.8%▲
2024 · 30.0%
Current ratio
1.61▼
2024 · 8.29
Quick ratio
1.44▲
2024 · 1.21
Debt / equity
1.51▼
2024 · 2.33
ROE
13.2%▲
2024 · 3.3%
ROA
5.3%▲
2024 · 1.0%
Interest coverage
3.52▲
2024 · 2.39
Debt
€173k▼
2024 · €364k
Debt ≤ 1 year
€41k▲
2024 · €34k
Debt > 1 year
€128k▼
2024 · €322k
Income taxes
€7k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€521k€287k▼
Fixed assets21/28€239k€221k▼
Tangible fixed assets22/27€239k€221k▼
Land and buildings22€221k€212k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€16k€8k▼
Current assets29/58€281k€66k▼
Stocks and contracts in progress3€240k€7k▼
Stocks30/36€6k€6k▼
Contracts in progress37€234k€942▼
Amounts receivable within one year40/41€22k€22k▼
Trade receivables40€19k€22k▲
Other amounts receivable41€3k€0▼
Cash at bank and in hand54/58€19k€37k▲
Equity and liabilities
Total equity and liabilities10/49€521k€287k▼
Equity10/15€156k€114k▼
Contributions10/11€9k€9k=
Reserves13€147k€105k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€145k€103k▼
Amounts payable17/49€364k€173k▼
Amounts payable after more than one year17€322k€128k▼
Financial debts170/4€322k€128k▼
Amounts payable within one year42/48€34k€41k▲
Current portion of amounts payable after more than one year42€15k€15k▲
Trade debts44€14k€3k▼
Suppliers440/4€14k€3k▼
Taxes, remuneration and social security45€3k€21k▲
Taxes450/3€3k€21k▲
Other amounts payable47/48€1k€840▼
Accrued charges and deferred income492/3€8k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€19k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€38k€59k▲
Operating profit (loss)9901€13k€38k▲
Financial income75/76B€10k€662▼
Recurring financial income75€5€662▲
Non-recurring financial income76B€10k-
Financial charges65/66B€15k€16k▲
Recurring financial charges65€15k€16k▲
Profit (loss) for the period before taxes9903€8k€22k▲
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€5k€15k▲
Profit (loss) for the period to be appropriated9905€5k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€15k▲
Transfer to equity691/2€5k€15k▲
To other reserves6921€5k€15k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €151k ▲13.6%
2 profitable years in a row build equity to €151k.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Weakest financial yearnet €-11k ▼1087%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beernem · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jorisstraat 1268730 BeernemGround area
1,504 m²
Building footprint
329 m²
Volume, LiDAR
1,775 m³
2 parcels, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BOUWCON
since 19902.049.697.892
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31028A0149/00K000 | Flanders | 788 m² | 1 · 171 m² | 8.8 m · 2 fl. |
| 31028A0150/00F000 | Flanders | 716 m² | 1 · 158 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesBouwcon BV29360
Similar companies · same sector, comparable size
C&H CONSTRUCTION
BE 0766.441.045
Olne · Eq €114k
HybriHome
BE 0454.718.974
Retie · Eq €114k
TRADE AND CONSULT COMPANY
BE 0453.965.740
Nijlen · Eq €114k
Baulyn
BE 0758.965.909
Antwerpen · Eq €114k
AB-INVEST
BE 0479.812.181
Herentals · Eq €114k
Of 9,635 companies in sector 68121 we hold annual accounts for 7,328. 5,294 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-08-1990
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70111
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.