HybriHome
ActiveHybriHome has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €-23k. Equity is shrinking by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 43% of 9107 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency58▲+11
Growth22=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity ample (current ratio 5.39 against 9.14 in 2024), but 75.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.4%
Return on assets
-5%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€23k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
13 d early
2023
1 d early
2022
2 d early
2021
1 d early
2020
10 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€381k▼ 43.0%
2019 · €669k
2019: €669k
2019 → 2020
EBIT margin
2.7%▼ 0.2pp
2019 · 2.9%
2019: 2.9%
2019 → 2020
Net result
€-23k▲ 55.8%
2024 · €-53k
2018: €773
2019: €4k
2020: €75
2021: €623
2022: €-72k
2023: €-29k
2024: €-53k
2018 → 2025
Working capital
€199k▼ 51.6%
2024 · €411k
2018: €339k
2019: €1.03M
2020: €382k
2021: €565k
2022: €434k
2023: €432k
2024: €411k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€291k-€219k▼ 24.7%€190k▼ 13.1%€138k▼ 27.7%€114k▼ 16.9%
Operating result€17k-€-58k€-11k▲ 81.2%€-36k▼ 234%€-5k▲ 85.2%
Net result€623-€-72k€-29k▲ 60.0%€-53k▼ 84.1%€-23k▲ 55.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €36k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €468k
Fixed assets
€224k▼ 3.1%
Current assets
€244k▼ 47.1%
Equity and liabilities €468k
Equity
€114k▼ 16.9%
Debt
€354k▼ 36.2%
The debt ratio falls from 80.2% to 75.6%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€10k▲
2024 · €-22k
Cash flow
€-8k▲
2024 · €-39k
Solvency
24.4%▲
2024 · 19.8%
Current ratio
5.39▼
2024 · 9.14
Quick ratio
2.09▼
2024 · 5.55
Debt / equity
3.10▼
2024 · 4.04
ROE
-20.4%▲
2024 · -38.3%
ROA
-5.0%▲
2024 · -7.6%
Interest coverage
0.55▲
2024 · -1.35
Debt
€354k▼
2024 · €556k
Debt ≤ 1 year
€45k▼
2024 · €51k
Debt > 1 year
€294k▼
2024 · €318k
Income taxes
€1▲
2024 · €1
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€693k€468k▼
Fixed assets21/28€231k€224k▼
Tangible fixed assets22/27€213k€206k▼
Land and buildings22€213k€205k▼
Plant, machinery and equipment23-€678
Financial fixed assets28€18k€18k=
Current assets29/58€462k€244k▼
Stocks and contracts in progress3€181k€150k▼
Stocks30/36€181k€150k▼
Amounts receivable within one year40/41€263k€91k▼
Trade receivables40€0€198▲
Other amounts receivable41€263k€91k▼
Cash at bank and in hand54/58€18k€3k▼
Equity and liabilities
Total equity and liabilities10/49€693k€468k▼
Equity10/15€138k€114k▼
Contributions10/11€19k€19k=
Reserves13€272k€272k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€272k€272k=
Profit (loss) carried forward14€-153k€-176k▼
Amounts payable17/49€556k€354k▼
Amounts payable after more than one year17€318k€294k▼
Financial debts170/4€63k€41k▼
Other amounts payable178/9€255k€253k▼
Amounts payable within one year42/48€51k€45k▼
Current portion of amounts payable after more than one year42€22k€22k▲
Trade debts44€6k€199▼
Suppliers440/4€6k€199▼
Other amounts payable47/48€23k€23k=
Accrued charges and deferred income492/3€187k€15k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€-18k€12k▲
Operating profit (loss)9901€-36k€-5k▲
Financial income75/76B€4€49▲
Recurring financial income75€4€49▲
Financial charges65/66B€16k€18k▲
Recurring financial charges65€16k€18k▲
Profit (loss) for the period before taxes9903€-53k€-23k▲
Income taxes67/77€1€1▲
Profit (loss) for the period9904€-53k€-23k▲
Profit (loss) for the period to be appropriated9905€-53k€-23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-153k€-176k▼
Profit (loss) brought forward from the previous period14P€-100k€-153k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Weakest financial yearnet €-72k ▼11592%
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Liquidity triplescurrent ratio 8.45
Current ratio from 2.93 to 8.45; short-term debt falls from €198k to €76k.
20-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Highest result since 2018net €4k ▲445%
Operating result €20k, net result €4k, both a record.
23-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat 25/A2470 RetieGround area
1,715 m²
Building footprint
395 m²
Volume, LiDAR
1,060 m³
2 parcels, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kuiltjesstraat 97, 2360 Oud-Turnhout
since 19952.071.114.997
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13036B0089/00F000 | Flanders | 870 m² | 1 · 177 m² | 8.4 m · 2 fl. |
| 13031C0062/00D000 | Flanders | 845 m² | 1 · 217 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
C&H CONSTRUCTION
BE 0766.441.045
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Bouwcon
BE 0441.307.042
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TRADE AND CONSULT COMPANY
BE 0453.965.740
Nijlen · Eq €114k
Baulyn
BE 0758.965.909
Antwerpen · Eq €114k
AB-INVEST
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Of 9,633 companies in sector 68121 we hold annual accounts for 7,328. 5,294 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-1995
Fiscal year end30-09
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.