C&H CONSTRUCTION
ActiveC&H CONSTRUCTION has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €114k and a net result of €56k. Equity is growing by ~89.8% per year across the filed fiscal years. Its solvency ranks better than 86% of 19347 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +19 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+17
Growth78=
Stability94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 5.36 against 1.46 in 2023), and 17.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
29 d early
2022
34 d early
2021
11 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€114k▲ 97.0%
2023 · €58k
2021: €16k
2022: €45k
2023: €58k
2021 → 2024
Total assets
€138k▲ 17.8%
2023 · €117k
2021: €100k
2022: €105k
2023: €117k
2021 → 2024
Net result
€56k▲ 326%
2023 · €13k
2021: €11k
2022: €28k
2023: €13k
2021 → 2024
Working capital
€105k▲ 308%
2023 · €26k
2021: €10k
2022: €32k
2023: €26k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€16k-€45k▲ 174%€58k▲ 29.5%€114k▲ 97.0%
Operating result€13k-€35k▲ 177%€18k▼ 50.3%€71k▲ 303%
Net result€11k-€28k▲ 151%€13k▼ 53.5%€56k▲ 326%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 303% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €138k
Fixed assets
€9k▼ 74.6%
Current assets
€129k▲ 57.6%
Equity and liabilities €138k
Equity
€114k▲ 97.0%
Debt
€24k▼ 59.5%
The debt ratio falls from 50.6% to 17.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€79k▲
2023 · €28k
Cash flow
€65k▲
2023 · €24k
Solvency
82.6%▲
2023 · 49.4%
Current ratio
5.36▲
2023 · 1.46
Quick ratio
5.36▲
2023 · 1.46
Debt / equity
0.21▼
2023 · 1.03
ROE
49.2%▲
2023 · 22.8%
ROA
40.7%▲
2023 · 11.3%
Interest coverage
240.12▲
2023 · 34.48
Debt
€24k▼
2023 · €59k
Debt ≤ 1 year
€24k▼
2023 · €56k
Income taxes
€14k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€117k€138k▲
Fixed assets21/28€35k€9k▼
Tangible fixed assets22/27€17k€9k▼
Plant, machinery and equipment23€1k€265▼
Furniture and vehicles24€16k€9k▼
Financial fixed assets28€18k-
Current assets29/58€82k€129k▲
Amounts receivable within one year40/41€17k€56k▲
Trade receivables40€15k€55k▲
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€64k€73k▲
Deferred charges and accrued income490/1€656€217▼
Equity and liabilities
Total equity and liabilities10/49€117k€138k▲
Equity10/15€58k€114k▲
Contributions10/11€5k€5k=
Reserves13€53k€109k▲
Distributable reserves133€53k€109k▲
Amounts payable17/49€59k€24k▼
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€56k€24k▼
Current portion of amounts payable after more than one year42€11k€3k▼
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€29k€16k▼
Taxes450/3€9k€14k▲
Remuneration and social security454/9€20k€3k▼
Other amounts payable47/48€8k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€8k▼
Other operating charges640/8€234€621▲
Gross operating margin9900€29k€80k▲
Operating profit (loss)9901€18k€71k▲
Financial income75/76B€10-
Recurring financial income75€10-
Financial charges65/66B€826€329▼
Recurring financial charges65€826€329▼
Profit (loss) for the period before taxes9903€17k€70k▲
Income taxes67/77€3k€14k▲
Profit (loss) for the period9904€13k€56k▲
Profit (loss) for the period to be appropriated9905€13k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€56k▲
Transfer to equity691/2€13k€56k▲
To other reserves6921€13k€56k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €56k ▲326%
Operating result €71k, net result €56k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 5.36
Current ratio from 1.46 to 5.36; short-term debt falls from €56k to €24k.
31-12
Financial
Equity above €100kEq €114k ▲97%
4 profitable years in a row build equity to €114k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Olne · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de l'Avouerie 94877 OlneGround area
1,683 m²
Building footprint
249 m²
Volume, LiDAR
760 m³
2 parcels, Wallonia · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
C&H CONSTRUCTION
since 20212.316.450.862
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62098H0086/00N000 | Wallonia | 893 m² | 1 · 140 m² | - |
| 63057A0349/00F000 | Wallonia | 790 m² | 1 · 108 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,633 companies in sector 68121 we hold annual accounts for 7,328. 5,294 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2021
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.