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C&H CONSTRUCTION

Active
Private limited companyfounded 2021active for 5 yearsChemin de l'Avouerie 9, 4877 Olne, BelgiumKBO/BCE: BE 0766.441.045
Summary

C&H CONSTRUCTION has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €114,252 and a net result of €56,249. Equity has been growing by about 90% per year since 2021. Its solvency ranks better than 86% of 19,158 sector peers (NACE 68, financial year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 07-04-2021 Normal situation
Activity
Development of residential building projects NACE 68121and 1 other
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2022
Establishment unit
2.316.450.862 4920 Aywaille, since 07-04-2021
Financial year end
31 December
Peppol
Reachable since 16-12-2025

Board and ownership

Board
  • HENRARD SimonDirector · since 07-04-2021

Financial position

58 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2024
Gross margin
€79,650
▲ 178%
Turnover
≈ €200,000
estimated
Profit
€56,249
▲ 326%
Equity
€114,252
▲ 97.0%
Total assets
€138,370
▲ 17.8%
  • 2025 accounts not filed, 94 days past the deadline
Score breakdownraises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed on 02-07-2025)lowers riskLiquidity: current ratio 5.36, cash €72,728Sector: Real estate activities (NACE 68)Equity €114,252 (82.6% of total assets)Show the evidence

Checked score

Score 2024
58 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 93% of micro companies in real estate (NACE 68)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2023
Strong
Solvency 100+26
equity 82.6% of total assets
Liquidity 95+19
short-term debt 17.4% · cash 52.6%
Profitability 100+17
return on assets 40.7%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.2 percentage points vs 09-2026highest value 11-2026: 0.3%● unchanged vs 10-2026highest value
Credit of up to €6,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 5.36 (1.46 in 2023), above the usual 1.5. Short-term debt is 17.4% and cash 52.6% of total assets. 17.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 94% on liquidity, 95% on profitability and 91% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed on 02-07-2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 5.36, cash €72,728
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Equity €114,252 (82.6% of total assets)
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 4 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
29 days early
2023
29 days early
2022
34 days early
2021
11 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 26 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2024from €58,003 to €114,252 ▲ 97.0% View
  • Positive: Higher solvency than 86% of companies in real estatesector median 31.1% · 19,158 companies 82.6% View

Recent changes

  1. · Gazette deed Registered office moved from Aywaille to OlneResignation: Cédric Cormet (director)
  2. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as C&H CONSTRUCTION: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €122,000 and €153,000, founded between 2020 and 2021.

CompanyTotal assetsGross margin
C&H CONSTRUCTION Olne€138,370€79,650
Immotecta Brussel€143,400€70,160
VdSA Lede€152,948€69,442
VERELST PROJECTS Tessenderlo-Ham€123,050€74,857
Archisphera Bilzen-Hoeselt€122,091€83,239
DIVERSSIA Mons€146,078€99,066
BSS TECHNICS Machelen (Brab.)€131,697€62,878
Full comparison

Key facts about C&H CONSTRUCTION

What is the company number of C&H CONSTRUCTION?
The company number of C&H CONSTRUCTION is 0766.441.045. The VAT number is the same number with BE in front: BE 0766.441.045.
Where is C&H CONSTRUCTION based?
The registered office is at Chemin de l'Avouerie 9, 4877 Olne.Company details
What does C&H CONSTRUCTION do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of C&H CONSTRUCTION?
The legal form of C&H CONSTRUCTION is Private limited company (BV).
When was C&H CONSTRUCTION founded?
C&H CONSTRUCTION was founded on 07-04-2021.
Is C&H CONSTRUCTION still active?
Yes, C&H CONSTRUCTION is an active enterprise in the KBO register.
How many employees does C&H CONSTRUCTION have?
C&H CONSTRUCTION had an average of 1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
Which joint committee does C&H CONSTRUCTION fall under?
In its 2022 annual accounts, C&H CONSTRUCTION states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of C&H CONSTRUCTION?
The turnover in financial year 2024 is ≈ €200,000. This figure is estimated from the gross margin of €79,650 and 47 comparable companies (NACE 681). It probably lies between €110,000 and €430,000.
Is C&H CONSTRUCTION profitable?
In financial year 2024, C&H CONSTRUCTION made a profit of €56,249.
Where can I find the annual accounts of C&H CONSTRUCTION?
C&H CONSTRUCTION filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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