Financials
- Fiscal year
- 2026
- Total assets
- €306,943
- Loss
- -€18,631
- Solvency
- -28.5%
Total assets▼ 19.5%
Net result
20192026
BOTTARO CONSTRUCTION
ActiveThe file of BOTTARO CONSTRUCTION contains 4 judicial reorganisation notices, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is ≥ 25% (high). The 2026 annual accounts show negative equity (-€87,328) and a net result of -€18,631. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 45 sector peers (fiscal year 2026).
Overview
Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
Size
€306,943total assets 2026
- Staff
- 9.3 FTE
- Equity
- -€87,328
- Loss
- -€18,631
Structure
Accounts 130 d early0 of 2 deeds read
Why 8- Reorganisation plan being carried out (approved, Gazette 24-03-2026)- Negative equity -€87,328- Size: 9.3 FTE, total assets €306,943- 4 warning signals in 24 months (reorganisation 4)Show the evidence
Checked score
Score 2026
8
/ 100
Critical
Probability in this band: over 15.0%
Better than 12% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2025
Weak
Solvency
0-7
equity -28.5% of total assets
Liquidity
11+3
short-term debt 116.3% · cash 9.2%
Profitability
23+23
return on assets -6.1%
Bankruptcy probability, 12 months
≥ 25%
High
0%0.5%1.5%4%10%≥ 25%
About 1 in 3 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.3%lowest value
12-2024: 1.3%▲ +1.0% vs 11-2024
01-2025: 3.9%▲ +199% vs 12-2024
02-2025: 3.9%▲ +0.5% vs 01-2025
03-2025: 3.9%● 0.0% vs 02-2025
04-2026: ≥ 25%highest value
05-2026: ≥ 25%● 0.0% vs 04-2026highest value
06-2026: ≥ 25%● 0.0% vs 05-2026highest value
07-2026: ≥ 25%▼ -0.3% vs 06-2026
08-2026: ≥ 25%● 0.0% vs 07-2026
09-2026: ≥ 25%● 0.0% vs 08-2026
10-2026: ≥ 25%▼ -6.0% vs 09-2026
- Reorganisation plan being carried out (approved, Gazette 24-03-2026) raises the probability
- Negative equity -€87,328 raises the probability
- Size: 9.3 FTE, total assets €306,943 raises the probability for this profile
- 4 warning signals in 24 months (reorganisation 4) raises the probability
No credit on open account
Liquidity short (current ratio 0.57 against 0.68 in 2025; short-term debt: 116.3% and cash: 9.2% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 3%, liquidity 10%, profitability 17%, growth against the median 17%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026Equity per financial year
1920212223242526
2019 to 2026 · latest year -€87,328
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 23-09-2026, 130 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2026
130 d early
2025
43 d early
2024
44 d early
2023
2 d early
2022
40 d early
2021
39 d early
2020
46 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 49 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. Usually files around 19 December (4 of the last 5 filed years within 41 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today30-06-2027 close31-01-2028 deadline
- Annual accounts filedfiscal year 2026 · abbreviated…
- Plan homologationTribunal de l’entreprise de Liège…
- ExtensionTribunal de l’entreprise de Liège…
Key points
- Risk: Negative equityfiscal year 2026: debts exceed assets -€87,328 View
- Risk: 3 loss-making years in a rowloss fiscal year 2026 -€18,631 View
- Caution: Among the weakest 5% on equitysector median €116,466 · 46 companies -€87,328 View
- Positive: Result rose in 2026from -€81,779 to -€18,631 ▲ 77.2% View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
By topic
Timeline
- Events
- 15
- Since
- 2019
- Next accounts
- by 31-01-2028
- 23-09-2026Annual accounts filed
- 24-03-2026Plan homologation
- 17-02-2026Extension
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 21-06-2017
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.