CAWOY
ActiveSummary
The computed 12-month bankruptcy probability of CAWOY is 6.8% (elevated). The 2025 annual accounts show equity of €181,073 and a net result of -€80,669. Equity has been growing by about 2.5% per year since 2018. Its solvency ranks better than 67% of 2,797 sector peers (NACE 41, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 29-06-2016 Normal situation
- Activity
- General construction of residential buildings NACE 41001and 1 other
- Joint committee
- 124 Paritair Comité voor het bouwbedrijf · annual accounts 2025
- Establishment unit
- 2.254.356.115 6536 Thuin, since 01-07-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 07-01-2026
Board and ownership
- CAWOY J SRLDirector · since 01-04-2025
- CAWOY J93.56%· score 64annual accounts 2025
- JOFFREY CAWOY3.22%annual accounts 2025
- YVES CAWOY3.22%annual accounts 2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 6.8%
- Gross margin
- €473,741
- ▼ 29.0%
- Turnover
- ≈ €1.0m
- estimated
- Loss
- €80,669
- Equity
- €181,073
- ▼ 30.8%
- Total assets
- €327,444
- ▼ 6.6%
- Employees on 31-12-2025
- 12
- ▼ 14.3%
- 2025 accounts filed 60 days after the deadline
Score breakdownraises riskLast filed accounts filed 60 days late; 1 of the last 3 accounts lateLiquidity: current ratio 1.09Loss of €80,669 (financial year 2025)1 change of registered office in 24 monthsShow the evidence
Checked score
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small). It does better than 77% of them on solvency, 88% on liquidity, 1% on profitability and 10% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 23 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Registered office moved from Thuillies br A to StréeNew seat: rue Tilia 2/1 à 6511 Strée · Previous seat: Rue Les Prés 3 -6536 Thuillies br A · Resignations: Yves CAWOY (director) and Jérémy CAWOY (director)
- · Gazette deed Change of role: CAWOY Yves Robert Ghislain, from statutory manager to administrateur non statutaireAppointment: CAWOY Jérémy Ghislain Edouard Christophe (administrateur non statutaire)
- · Gazette deed Appointment: Jérémy CAWOY (director)
Comparable companies
These companies have the same main activity as CAWOY: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €236,000 and €427,000, founded between 2013 and 2019.
| Company | Total assets | Gross margin |
|---|---|---|
| CAWOY Beaumont | €327,444 | €473,741 |
| WOOXI Mouscron | €355,891 | €615,633 |
| BONNAMI-VANCRAENENBROECK Ath | €389,309 | €453,199 |
| BOTTARO CONSTRUCTION Fosses-la-Ville | €306,943 | €433,847 |
| Beton & Staal Van Torre Ieper | €235,668 | €659,232 |
| VDD Toitures et Fils Anderlues | €426,892 | €698,721 |
| EASY'GO WOOD Braine-le-Comte | €320,226 | €335,227 |
Key facts about CAWOY
- What is the company number of CAWOY?
- The company number of CAWOY is 0657.813.220. The VAT number is the same number with BE in front: BE 0657.813.220.
- Where is CAWOY based?
- The registered office is at Rue Tilia(ST) 2, 6511 Beaumont.Company details
- What does CAWOY do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of CAWOY?
- The legal form of CAWOY is Private limited company (BV).
- When was CAWOY founded?
- CAWOY was founded on 29-06-2016.
- Is CAWOY still active?
- Yes, CAWOY is an active enterprise in the KBO register.
- How many employees does CAWOY have?
- CAWOY had an average of 12.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CAWOY fall under?
- In its 2025 annual accounts, CAWOY states joint committee 124 (Paritair Comité voor het bouwbedrijf).
- What is the turnover of CAWOY?
- The turnover in financial year 2025 is ≈ €1.0m. This figure is estimated from the gross margin of €473,741 and 30 comparable companies (NACE 41001). It probably lies between €810,000 and €1.5m.
- Is CAWOY profitable?
- In financial year 2025, CAWOY made a loss of €80,669.
- Where can I find the annual accounts of CAWOY?
- CAWOY filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CAWOY due?
- CAWOY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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