BÖREK SIMIT HUIS
ActiveBÖREK SIMIT HUIS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €1k. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 66% of 1541 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▼-51
Solvency75▼-10
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.9 against 2.35 in 2024; short-term debt: 50.4% and cash: 10.3% of total assets), but 50.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.6%
Return on assets
1.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
101 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 2.5%
2024 · €41k
2018: €11k
2019: €23k
2020: €30k
2021: €24k
2022: €32k
2023: €32k
2024: €41k
2018 → 2025
Total assets
€84k▲ 23.4%
2024 · €68k
2018: €41k
2019: €77k
2020: €100k
2021: €75k
2022: €90k
2023: €76k
2024: €68k
2018 → 2025
Net result
€1k▼ 88.6%
2024 · €9k
2018: €4k
2019: €11k
2020: €7k
2021: €-6k
2022: €-8k
2023: €-507
2024: €9k
2018 → 2025
Working capital
€38k▲ 3.1%
2024 · €37k
2018: €4k
2019: €17k
2020: €24k
2021: €20k
2022: €34k
2023: €28k
2024: €37k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€32k▲ 35.6%€32k▼ 1.6%€41k▲ 28.7%€42k▲ 2.5%
Operating result€-5k-€-9k▼ 94.4%€-913▲ 90.0%€11k€6k▼ 49.6%
Net result€-6k-€-8k▼ 29.3%€-507▲ 93.8%€9k€1k▼ 88.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€3k▼ 3.3%
Current assets
€81k▲ 24.8%
Equity and liabilities €84k
Equity
€42k▲ 2.5%
Debt
€42k▲ 54.1%
The debt ratio rises from 40.4% to 50.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9k▼
2024 · €15k
Cash flow
€4k▼
2024 · €13k
Solvency
49.6%▼
2024 · 59.6%
Current ratio
1.90▼
2024 · 2.35
Quick ratio
1.88▼
2024 · 2.31
Debt / equity
1.02▲
2024 · 0.68
ROE
2.5%▼
2024 · 22.3%
ROA
1.2%▼
2024 · 13.3%
Interest coverage
1.68▼
2024 · 18.04
Debt
€42k▲
2024 · €28k
Debt ≤ 1 year
€42k▲
2024 · €28k
Income taxes
€2k▼
2024 · €4k
Staff costs
€43k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€84k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€2k-
Other tangible fixed assets26-€2k
Current assets29/58€65k€81k▲
Stocks and contracts in progress3€1k€973▼
Stocks30/36€1k€973▼
Amounts receivable within one year40/41€51k€68k▲
Trade receivables40€3k€22k▲
Other amounts receivable41€48k€46k▼
Cash at bank and in hand54/58€10k€9k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€68k€84k▲
Equity10/15€41k€42k▲
Contributions10/11€19k€19k=
Reserves13€19k€19k=
Distributable reserves133€19k€19k=
Profit (loss) carried forward14€3k€4k▲
Amounts payable17/49€28k€42k▲
Amounts payable within one year42/48€28k€42k▲
Current portion of amounts payable after more than one year42€3k€2k▼
Trade debts44€11k€33k▲
Suppliers440/4€11k€33k▲
Taxes, remuneration and social security45€13k€7k▼
Taxes450/3€4k€4k▼
Remuneration and social security454/9€8k€4k▼
Other amounts payable47/48€121€227▲
Income statement
Code20242025
Remuneration, social security and pensions62€22k€43k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€3k€5k▲
Gross operating margin9900€39k€57k▲
Operating profit (loss)9901€11k€6k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€837€5k▲
Recurring financial charges65€837€5k▲
Profit (loss) for the period before taxes9903€13k€3k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€9k€1k▼
Profit (loss) for the period to be appropriated9905€9k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€4k▼
Profit (loss) brought forward from the previous period14P€3k€3k▲
Transfer to equity691/2€9k-
To other reserves6921€9k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after 3 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
31-12
Financial
Highest result since 2018net €11k ▲211%
Operating result €20k, net result €11k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dendermondsesteenweg 1559000 GentGround area
261 m²
Building footprint
383 m²
Volume, LiDAR
2,116 m³
Parcel 44804D0136/00X004, Flanders · tallest building 10.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BÖREK & SIMIT HUIS
since 20122.209.797.976
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D0136/00X004 | Flanders | 261 m² | 1 · 383 m² | 10.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.209.797.976
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COUSSENS - MASY ET FILS
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M.S. Delice
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Of 4,227 companies in sector 10712 we hold annual accounts for 1,871. 1,497 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2012
Fiscal year end31-12
Activities, NACEBEL
10712Artisanal bread and fresh pastry making
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
47241Retail sale of bread and pastry (bakery outlets)
47242Retail sale of chocolate and confectionery
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.