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BAKKERIJ SOMERS-HERIJGERS

Active
Private limited companyfounded 201511 yrs activeAchterstraat 24, 2520 Ranst, BelgiumKBO/BCE: BE 0597.969.564
Summary

BAKKERIJ SOMERS-HERIJGERS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,125 and a net result of -€1,166. Equity is shrinking by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 51% of 1770 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisWatch ReportCompare
BAKKERIJ SOMERS-HERIJGERSActiveChecked score 82/100
Risk analysis ReportCompare

Overview

Activity
Artisanal bread and fresh pastry making
NACE 10712
1 site
Size
€70,230total assets 2025
Staff
2.8 FTE
Equity
€23,125
Loss
-€1,166
Turnover not published (abridged schema)
Financial health
82 Excellent Checked score 2025
Bankruptcy chance 12 m
0.5%
Structure
Accounts 30 d early0 of 2 deeds read
Why 82- Sector Manufacture of food products (NACE 10)- Size: total assets €70,230+ Liquidity: current ratio 0.93, cash €27,794+ Founded in 2015Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Better than 46% of its sector peers (NACE 10, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 58+9
equity 32.9% of total assets
Liquidity 69+5
short-term debt 59.3% · cash 39.6%
Profitability 47+3
return on assets -1.7%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,044 companies)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● 0.0% vs 11-2024 01-2025: 0.8%▼ -1.1% vs 12-2024 02-2025: 0.8%● 0.0% vs 01-2025 03-2025: 0.8%● 0.0% vs 02-2025 04-2025: 0.9%▲ +11.1% vs 03-2025 05-2025: 0.9%▲ +0.8% vs 04-2025 06-2025: 0.9%▼ -2.3% vs 05-2025 07-2025: 1.0%▲ +11.2% vs 06-2025 08-2025: 1.5%▲ +43.8% vs 07-2025highest value 09-2025: 0.8%▼ -44.0% vs 08-2025 10-2025: 0.8%● 0.0% vs 09-2025 11-2025: 0.8%▲ +1.2% vs 10-2025 12-2025: 0.8%▲ +2.2% vs 11-2025 01-2026: 0.8%▼ -1.1% vs 12-2025 02-2026: 0.8%▼ -9.4% vs 01-2026 03-2026: 0.7%▼ -3.1% vs 02-2026 04-2026: 0.8%▲ +5.1% vs 03-2026 05-2026: 0.8%▼ -3.0% vs 04-2026 06-2026: 0.7%▼ -4.1% vs 05-2026 07-2026: 0.8%▲ +9.6% vs 06-2026 08-2026: 0.5%▼ -41.0% vs 07-2026lowest value 09-2026: 0.5%● 0.0% vs 08-2026lowest value 10-2026: 0.5%▲ +1.5% vs 09-2026
  • Sector Manufacture of food products (NACE 10) raises the probability
  • Liquidity: current ratio 0.93, cash €27,794 lowers the probability
  • Size: total assets €70,230 raises the probability for this profile
  • Founded in 2015 lowers the probability for this profile
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.93 against 0.9 in 2024; short-term debt: 59.3% and cash: 39.6% of total assets), and 67.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 10, micro). Better than this share of them on solvency 50%, liquidity 74%, profitability 28%, growth against the median 31%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Manufacture of food products (NACE 10)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Liquidity: current ratio 0.93, cash €27,794
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: total assets €70,230
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2015
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€1,166
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 d early
2024
11 d late
2023
27 d early
2022
25 d early
2021
33 d early
2020
17 d early
2019
16 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€29,321

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€1,166 View
  • Total assets 20256 fiscal years filed €70,230 View
  • Active since 2015founded 13-02-2015 11 years View

By topic

Financials

Fiscal year
2025
Total assets
€70,230
Loss
-€1,166
Solvency
32.9%
Total assets▼ 30.6%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 01-07-2026Annual accounts filed
  2. 11-08-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Artisanal bread and fresh pastry makingNACE 10712
Founded
13-02-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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