BONTEMPI
ActiveSummary
BONTEMPI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€60,196) and a net result of -€3,863. Equity is shrinking by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 1505 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1505 sector peers (2025).
NBB · sector comparisonPosition among 1505 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
7 d late
2023
1 d early
2022
on the day
2021
on the day
2020
1 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
-€60,196▼ 6.9%
2024 · -€56,332
Net result
-€3,863▲ 88.1%
2024 · -€32,487
Total assets
€747▼ 17.5%
2024 · €905
Solvency
-8058.7%▼ 1833.5pp
2024 · -6225.2%
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,273▲ 25.1%-€1,445▼ 13.5%-€2,551▼ 76.5%-€30,928▼ 1,112%-€2,005▲ 93.5%
Net result-€1,500below the sector's middle half▲ 22.9%-€1,678below the sector's middle half▼ 11.9%-€2,795below the sector's middle half▼ 66.6%-€32,487below the sector's middle half▼ 1,062%-€3,863below the sector's middle half▲ 88.1%
Equity-€19,372below the sector's middle half▼ 8.4%-€21,050below the sector's middle half▼ 8.7%-€23,846below the sector's middle half▼ 13.3%-€56,332below the sector's middle half▼ 136%-€60,196below the sector's middle half▼ 6.9%
Total assets€28,203below the sector's middle half▼ 0.5%€28,215below the sector's middle half=€28,022below the sector's middle half▼ 0.7%€905below the sector's middle half▼ 96.8%€747below the sector's middle half▼ 17.5%
Debt€47,576▲ 2.9%€49,266▲ 3.6%€51,867▲ 5.3%€57,237▲ 10.4%€60,942▲ 6.5%
Working capital-€19,148below the sector's middle half▼ 8.5%-€20,817within the sector's middle half▼ 8.7%-€23,601below the sector's middle half▼ 13.4%-€54,774below the sector's middle half▼ 132%-€58,494below the sector's middle half▼ 6.8%
Solvency-68.7%below the sector's middle half▼ 5.7pp-74.6%below the sector's middle half▼ 5.9pp-85.1%below the sector's middle half▼ 10.5pp-6225.2%below the sector's middle half▼ 6140.1pp-8058.7%below the sector's middle half▼ 1833.5pp
Current ratio0.60below the sector's middle half▼ 0.020.58below the sector's middle half▼ 0.020.54below the sector's middle half▼ 0.03
Return on assets (ROA)-5.3%below the sector's middle half▲ 1.5pp-5.9%below the sector's middle half▼ 0.6pp-10.0%below the sector's middle half▼ 4.0pp
Staff (FTE)0below the sector's middle half0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2,005 in 2025 against €30,928 in 2024; the loss shrinks.
Key figures and ratios
Debt ≤ 1 year
€59,241▲
2024 · €55,679
Ratios withheld: a balance sheet total of €747 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €619 | €629 | €2,769 | €681 | ▼ 75.4% |
| Non-recurring operating charges66A | - | - | - | €25,922 | €0 | ▼ 100% |
| Gross operating margin9900 | -€693 | -€826 | -€1,922 | -€2,237 | -€1,324 | ▲ 40.8% |
| Operating profit (loss)9901 | -€1,273 | -€1,445 | -€2,551 | -€30,928 | -€2,005 | ▲ 93.5% |
| Financial charges65/66B | - | €233 | €244 | €1,559 | €1,858 | ▲ 19.2% |
| Recurring financial charges65 | €227 | €233 | €244 | €1,559 | €1,858 | ▲ 19.2% |
| Profit (loss) for the period before taxes9903 | -€1,500 | -€1,678 | -€2,795 | -€32,487 | -€3,863 | ▲ 88.1% |
| Profit (loss) for the period9904 | -€1,500 | -€1,678 | -€2,795 | -€32,487 | -€3,863 | ▲ 88.1% |
| Profit (loss) for the period to be appropriated9905 | -€1,500 | -€1,678 | -€2,795 | -€32,487 | -€3,863 | ▲ 88.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €28,203 | €28,215 | €28,022 | €905 | €747 | ▼ 17.5% |
| Current assets29/58 | €28,203 | €28,215 | €28,022 | €905 | €747 | ▼ 17.5% |
| Stocks and contracts in progress3 | €25,922 | €25,922 | €25,922 | €0 | - | - |
| Stocks30/36 | - | €25,922 | €25,922 | €0 | - | - |
| Amounts receivable within one year40/41 | €1,944 | €1,944 | €1,944 | €0 | - | - |
| Trade receivables40 | - | €1,944 | €1,944 | €0 | - | - |
| Cash at bank and in hand54/58 | €337 | €349 | €156 | €905 | €747 | ▼ 17.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €28,203 | €28,215 | €28,022 | €905 | €747 | ▼ 17.5% |
| Equity10/15 | -€19,372 | -€21,050 | -€23,846 | -€56,332 | -€60,196 | ▼ 6.9% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €154 | €154 | €154 | €154 | €154 | = |
| Non-distributable reserves130/1 | - | €154 | €154 | €0 | - | - |
| Reserves not available under the articles1311 | - | €154 | €154 | €0 | - | - |
| Distributable reserves133 | - | - | - | €154 | €154 | = |
| Profit (loss) carried forward14 | -€31,926 | -€33,605 | -€36,400 | -€68,887 | -€72,750 | ▼ 5.6% |
| Amounts payable17/49 | €47,576 | €49,266 | €51,867 | €57,237 | €60,942 | ▲ 6.5% |
| Amounts payable within one year42/48 | €47,351 | €49,033 | €51,623 | €55,679 | €59,241 | ▲ 6.4% |
| Trade debts44 | €665 | €122 | €479 | €291 | €294 | ▲ 1.2% |
| Suppliers440/4 | - | €122 | €479 | €291 | €294 | ▲ 1.2% |
| Other amounts payable47/48 | - | €48,911 | €51,144 | €55,388 | €58,947 | ▲ 6.4% |
| Accrued charges and deferred income492/3 | - | €233 | €244 | €1,559 | €1,701 | ▲ 9.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,500 | -€1,678 | -€2,795 | -€32,487 | -€3,863 | ▲ 88.1% |
| Operating cash flow (approximation) | -€1,500 | -€1,678 | -€2,795 | -€32,487 | -€3,863 | ▲ 88.1% |
| Change in cash | - | €12 | -€194 | €749 | -€158 | ▼ 121% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
07-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 7 days late
2024
30-06
Financial
Weakest financial yearnet -€32,487
Net result drops to -€32,487, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 21 days late
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
15-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Nazareth · 1 establishment unit since 2004
Ground area
1.3 ha
Building footprint
2,557 m²
Volume, LiDAR
12,329 m³
2 parcels, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Intersolar
since 20042.137.141.216
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048G0593/00A000 | Flanders | 8,666 m² | 1 · 1,263 m² | 7.0 m · 1 fl. |
| 44048G0445/00H000 | Flanders | 4,702 m² | 1 · 1,294 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- GROUP BONTEMPS
- BONTEMPI
Highest known parent: GROUP BONTEMPS. The sources do not say who stands above it.
Owners 1
- GROUP BONTEMPSparent74.73%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 853 companies in this sector we hold annual accounts for 511. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded12-05-2004
Fiscal year end30-06
Activities, NACEBEL 2025
66210Risk and damage evaluation
64210Activities of holding companies
70200Business and other management consultancy
81100Combined facilities support activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0865272068
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.