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ELM Assur

Active Risk: not assessed
Private limited companyfounded 2025active for less than a yearDorpstraat 11, 1785 Merchtem, BelgiumKBO/BCE: BE 1031.770.687
Summary

ELM Assur is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2,142 and a net result of -€858. Its solvency ranks better than 67% of 3,056 sector peers (NACE 66, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

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ELM AssurActive
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Overview

Official details

Source: KBO
Status
Active since 17-12-2025 Normal situation
Activity
Risk and damage evaluation NACE 66210and 3 others
Establishment unit
2.382.801.733 1785 Merchtem, since 17-12-2025
Financial year end
31 December
Peppol
Reachable since 07-01-2026
Company details

Board and ownership

Board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Loss
€858
Equity
€2,142
Total assets
€3,171
  • 2025 accounts filed 10 days after the deadline
Financials
Signalsraises riskYoung company2025 accounts filed 10 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Two signals.
raises risk
raises risk · Young company
Founded in 2025, less than a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years under a year 0 10 years
raises risk · 2025 accounts filed 10 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
10 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Caution: Less equity than 90% of companies in auxiliary financial servicessector median €119,030 · 3,059 companies €2,142 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €3,000 · Appointment: EL MANSOURI Chaïmae (director)
All 2 events

Comparable companies

These companies have the same main activity as ELM Assur: risk and damage evaluation (NACE 66210). They are comparable in size and age: total assets between €7,950 and €21,200, founded between 2019 and 2025.

CompanyTotal assetsGross margin
ELM Assur Merchtem€3,171-€850
LuDEx-Consulting Les Bons Villers€7,951€1,662
Trifolium Art Green & Events Antwerpen€8,559-€2,319
K9AU Watermaal-Bosvoorde€21,237-€1,000
Scan N Fly Lier€8,960€1,557
EXPERTISEBUREAU MAST Duffel€8,413-€3,218
NALAS Wavre€12,345€23
Full comparison

Key facts about ELM Assur
What is the company number of ELM Assur?
The company number of ELM Assur is 1031.770.687. The VAT number is the same number with BE in front: BE 1031.770.687.
Where is ELM Assur based?
The registered office is at Dorpstraat 11, 1785 Merchtem.Company details
What does ELM Assur do?
According to the KBO register, the main activity is risk and damage evaluation (NACE 66210).
What is the legal form of ELM Assur?
The legal form of ELM Assur is Private limited company (BV).
When was ELM Assur founded?
ELM Assur was founded on 17-12-2025.
Is ELM Assur still active?
Yes, ELM Assur is an active enterprise in the KBO register.
What is the turnover of ELM Assur?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is ELM Assur profitable?
In financial year 2025, ELM Assur made a loss of €858.
Where can I find the annual accounts of ELM Assur?
ELM Assur filed 1 annual account with the National Bank of Belgium, for financial year 2025.

Next steps

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