BONAFIDE
ActiveBONAFIDE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €27k. Equity is growing by ~29.8% per year across the filed fiscal years. Its solvency ranks better than 46% of 7311 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+67
Solvency84▼-13
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.74 against 2.25 in 2024), but 59.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.2%
Return on assets
14.8%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
3 d early
2023
1 d early
2022
on the day
2021
on the day
2020
2 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 58.0%
2024 · €47k
2019: €-7k
2020: €25k
2021: €22k
2022: €37k
2023: €44k
2024: €47k
2019 → 2025
Total assets
€186k▲ 117%
2024 · €86k
2019: €674k
2020: €94k
2021: €65k
2022: €537k
2023: €137k
2024: €86k
2019 → 2025
Net result
€27k▲ 772%
2024 · €3k
2019: €-18k
2020: €20k
2021: €-3k
2022: €14k
2023: €8k
2024: €3k
2019 → 2025
Working capital
€130k▲ 193%
2024 · €44k
2019: €363k
2020: €9k
2021: €17k
2022: €397k
2023: €53k
2024: €44k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€37k▲ 63.4%€44k▲ 20.7%€47k▲ 7.1%€75k▲ 58.0%
Operating result€947-€38k▲ 3,886%€28k▼ 25.3%€5k▼ 80.8%€49k▲ 799%
Net result€-3k-€14k€8k▼ 46.7%€3k▼ 58.4%€27k▲ 772%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 799% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186k
Fixed assets
€8k▲ 43.2%
Current assets
€178k▲ 122%
Equity and liabilities €186k
Equity
€75k▲ 58.0%
Debt
€111k▲ 189%
The debt ratio rises from 44.8% to 59.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€50k▲
2024 · €7k
Cash flow
€29k▲
2024 · €5k
Solvency
40.2%▼
2024 · 55.2%
Current ratio
3.74▲
2024 · 2.25
Quick ratio
2.31▲
2024 · 2.08
Debt / equity
1.49▲
2024 · 0.81
ROE
36.7%▲
2024 · 6.6%
ROA
14.8%▲
2024 · 3.7%
Interest coverage
5.39▲
2024 · 3.12
Debt
€111k▲
2024 · €39k
Debt ≤ 1 year
€47k▲
2024 · €36k
Debt > 1 year
€63k
Income taxes
€12k▲
2024 · €313
Staff costs
€53k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€86k€186k▲
Fixed assets21/28€6k€8k▲
Tangible fixed assets22/27€6k€8k▲
Land and buildings22€4k€7k▲
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€708€432▼
Current assets29/58€80k€178k▲
Stocks and contracts in progress3€6k€68k▲
Stocks30/36€6k€68k▲
Amounts receivable within one year40/41€62k€28k▼
Trade receivables40€62k€28k▼
Cash at bank and in hand54/58€11k-
Deferred charges and accrued income490/1€1k€81k▲
Equity and liabilities
Total equity and liabilities10/49€86k€186k▲
Equity10/15€47k€75k▲
Contributions10/11€19k€19k=
Reserves13€29k€56k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€27k€54k▲
Amounts payable17/49€39k€111k▲
Amounts payable after more than one year17-€63k
Financial debts170/4-€63k
Amounts payable within one year42/48€36k€47k▲
Financial debts43€18k€27k▲
Credit institutions430/8€18k€27k▲
Trade debts44-€5k
Suppliers440/4-€5k
Taxes, remuneration and social security45€7k€10k▲
Taxes450/3€5k€8k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€11k€6k▼
Accrued charges and deferred income492/3€3k€571▼
Income statement
Code20242025
Non-recurring operating income76A€24k-
Remuneration, social security and pensions62€49k€53k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€743€3k▲
Gross operating margin9900€57k€105k▲
Operating profit (loss)9901€5k€49k▲
Financial income75/76B€294€97▼
Recurring financial income75€294€97▼
Financial charges65/66B€2k€9k▲
Recurring financial charges65€2k€9k▲
Profit (loss) for the period before taxes9903€3k€39k▲
Income taxes67/77€313€12k▲
Profit (loss) for the period9904€3k€27k▲
Profit (loss) for the period to be appropriated9905€3k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€27k▲
Transfer to equity691/2€3k€27k▲
To other reserves6921€3k€27k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €27k ▲772%
Operating result €49k, net result €27k, both a record.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
30-06
Financial
Liquidity triplescurrent ratio 3.90
Current ratio from 1.41 to 3.90.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2017
07-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
26-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijfeindestraat 313530 Houthalen-HelchterenGround area
1,018 m²
Building footprint
89 m²
Volume, LiDAR
472 m³
Parcel 72015A0645/00H000, Flanders · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bonafide
since 20102.287.835.565
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72015A0645/00H000 | Flanders | 1,018 m² | 1 · 89 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Rebecq · Eq €75k
Harotech
BE 0785.834.909
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Algemene Bouwwerken Yuri
BE 0800.570.395
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Bouw en renovatiewerken David Ponette
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Middelkerke · Eq €75k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,864. 13,081 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-11-2010
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
82300Organisation of conventions and trade shows
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.