Concretys
ActiveConcretys has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €98k and a net result of €27k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 63% of 9981 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-12
Solvency80▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.25; short-term debt: 44.1% and cash: 16% of total assets), and 45.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
19202122232424
2019 to 2024 · latest year €98k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2024
29 d late
2024
2 d early
2023
1 d early
2022
5 d early
2021
3 d early
2020
6 d early
2019
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€27k▼ 40.6%
2024 · €45k
2019: €-10k
2020: €329
2021: €6k
2022: €11k
2023: €42k
2024: €45k
2019 → 2024
Working capital
€99k▲ 40.3%
2024 · €70k
2019: €8k
2020: €4k
2021: €7k
2022: €6k
2023: €44k
2024: €70k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242024Trend
Equity€-8k-€3k€46k▲ 1,318%€71k▲ 55.7%€98k▲ 38.0%
Operating result€3k-€13k▲ 269%€60k▲ 378%€59k▼ 1.7%€32k▼ 46.2%
Net result€6k-€11k▲ 82.6%€42k▲ 273%€45k▲ 7.2%€27k▼ 40.6%
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2024 in colour, 2024 as the grey bar beneath
Assets €179k
Fixed assets
€1k▼ 9.7%
Current assets
€177k▲ 10.4%
Equity and liabilities €179k
Equity
€98k▲ 38.0%
Debt
€81k▼ 11.4%
The debt ratio falls from 56.3% to 45.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▼
2024 · €60k
Cash flow
€27k▼
2024 · €46k
Solvency
54.8%▲
2024 · 43.7%
Current ratio
2.25▲
2024 · 1.78
Quick ratio
2.25▲
2024 · 1.78
Debt / equity
0.83▼
2024 · 1.29
ROE
27.6%▼
2024 · 64.0%
ROA
15.1%▼
2024 · 28.0%
Interest coverage
17.09▼
2024 · 29.76
Debt
€81k▼
2024 · €91k
Debt ≤ 1 year
€79k▼
2024 · €91k
Income taxes
€11k▼
2024 · €17k
Staff costs
€26k▼
2024 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2024
Balance sheet
Code20242024
Assets
Total assets20/58€162k€179k▲
Fixed assets21/28€1k€1k▼
Tangible fixed assets22/27€1k€1k▼
Furniture and vehicles24€20-
Other tangible fixed assets26€1k€1k▼
Financial fixed assets28€50€50=
Current assets29/58€161k€177k▲
Amounts receivable within one year40/41€137k€149k▲
Trade receivables40€6k€6k=
Other amounts receivable41€131k€143k▲
Cash at bank and in hand54/58€23k€29k▲
Deferred charges and accrued income490/1€816€68▼
Equity and liabilities
Total equity and liabilities10/49€162k€179k▲
Equity10/15€71k€98k▲
Contributions10/11€19k€19k=
Capital10€19k-
Issued capital100€19k-
Profit (loss) carried forward14€52k€79k▲
Amounts payable17/49€91k€81k▼
Amounts payable within one year42/48€91k€79k▼
Trade debts44€5k€10k▲
Suppliers440/4€5k€10k▲
Taxes, remuneration and social security45€65k€69k▲
Taxes450/3€50k€64k▲
Remuneration and social security454/9€15k€5k▼
Other amounts payable47/48€20k-
Accrued charges and deferred income492/3€771€2k▲
Income statement
Code20242024
Remuneration, social security and pensions62€78k€26k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€395€143▼
Other operating charges640/8€604€840▲
Non-recurring operating charges66A€2k€2k▲
Gross operating margin9900€141k€61k▼
Operating profit (loss)9901€59k€32k▼
Financial income75/76B€6k€8k▲
Recurring financial income75€6k€8k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€63k€38k▼
Income taxes67/77€17k€11k▼
Profit (loss) for the period9904€45k€27k▼
Profit (loss) for the period to be appropriated9905€45k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€79k▲
Profit (loss) brought forward from the previous period14P€27k€52k▲
Profit to be distributed694/7€20k-
Return on contributions (dividend)694€20k-
Social balance
Average headcount (FTE)90871.0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Highest result since 2019net €45k ▲7.2%
Net result €45k, the highest in the series.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Liquidity doublescurrent ratio 2.82
Current ratio from 1.39 to 2.82; short-term debt falls from €10k to €4k.
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial
Back to profitnet €329
Net result €329 after one loss-making year.
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
22-01
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ittre · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Baudémont 141460 IttreGround area
1,699 m²
Building footprint
133 m²
Volume, LiDAR
1,004 m³
Parcel 25044C0001/00T003, Wallonia · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CONCRETYS - SCAN 2 BUILD
since 20132.218.678.723
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25044C0001/00T003 | Wallonia | 1,699 m² | 1 · 132 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RoGoTec
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BOUW & RENOVATIE VANSIELEGHEM
BE 1009.036.659
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BOUWBEDRIJF COOLS
BE 0882.869.947
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AGV RENOV
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 13,159 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2013
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.