JEAN HOURY CONSTRUCTION
ActiveThe computed 12-month bankruptcy probability of JEAN HOURY CONSTRUCTION is 2.1% (moderate). The 2025 annual accounts show negative equity (€-117k) and a net result of €-39k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 2176 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
33
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-117k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
22 d late
2023
13 d late
2022
3 d late
2021
22 d late
2020
26 d late
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-117k▼ 48.8%
2024 · €-79k
2018: €64k
2019: €87k
2020: €84k
2021: €89k
2022: €75k
2023: €-11k
2024: €-79k
2018 → 2025
Total assets
€909▼ 88.6%
2024 · €8k
2018: €70k
2019: €123k
2020: €120k
2021: €141k
2022: €118k
2023: €40k
2024: €8k
2018 → 2025
Net result
€-39k▲ 43.6%
2024 · €-68k
2018: €14k
2019: €23k
2020: €-3k
2021: €5k
2022: €-14k
2023: €-86k
2024: €-68k
2018 → 2025
Working capital
€-118k▼ 47.9%
2024 · €-80k
2018: €34k
2019: €81k
2020: €70k
2021: €79k
2022: €70k
2023: €-12k
2024: €-80k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€75k▼ 15.7%€-11k€-79k▼ 646%€-117k▼ 48.8%
Operating result€10k-€-9k€-82k▼ 786%€-59k▲ 27.8%€-37k▲ 37.5%
Net result€5k-€-14k€-86k▼ 513%€-68k▲ 20.1%€-39k▲ 43.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €37k in 2025 against €59k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €909
Fixed assets
€270▼ 61.4%
Current assets
€639▼ 91.3%
Key figures and ratios
EBITDA
€-37k▲
2024 · €-58k
Cash flow
€-38k▲
2024 · €-67k
Interest coverage
-25.43▼
2024 · -8.97
Debt
€118k▲
2024 · €87k
Debt ≤ 1 year
€118k▲
2024 · €87k
Income taxes
€16▼
2024 · €3k
Ratios withheld: a balance sheet total of €909 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8k€909▼
Fixed assets21/28€699€270▼
Tangible fixed assets22/27€429-
Plant, machinery and equipment23€370-
Furniture and vehicles24€59-
Other tangible fixed assets26€0-
Financial fixed assets28€270€270=
Current assets29/58€7k€639▼
Amounts receivable within one year40/41€6k€205▼
Trade receivables40€5k-
Other amounts receivable41€2k€205▼
Current investments50/53€374-
Cash at bank and in hand54/58€434€434=
Equity and liabilities
Total equity and liabilities10/49€8k€909▼
Equity10/15€-79k€-117k▼
Contributions10/11€12k€12k=
Capital10€12k€12k=
Issued capital100€19k€19k=
Uncalled capital101€6k€6k=
Reserves13€60k€60k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€58k€58k=
Profit (loss) carried forward14€-152k€-190k▼
Amounts payable17/49€87k€118k▲
Amounts payable within one year42/48€87k€118k▲
Financial debts43€37k€33k▼
Credit institutions430/8€37k€33k▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€3k€1k▼
Other amounts payable47/48€44k€81k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€937€429▼
Other operating charges640/8€705€727▲
Gross operating margin9900€-58k€-36k▲
Operating profit (loss)9901€-59k€-37k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€7k€1k▼
Recurring financial charges65€7k€1k▼
Profit (loss) for the period before taxes9903€-66k€-39k▲
Income taxes67/77€3k€16▼
Profit (loss) for the period9904€-68k€-39k▲
Profit (loss) for the period to be appropriated9905€-68k€-39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-152k€-190k▼
Profit (loss) brought forward from the previous period14P€-83k€-152k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 19 days late
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-12
Financial
Weakest financial yearnet €-86k
Net result drops to €-86k, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €23k ▲66.4%
Operating result €29k, net result €23k, both a record.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Bawepuce 34140 SprimontGround area
162 m²
Building footprint
160 m²
Volume, LiDAR
662 m³
Parcel 62100H0196/00V000, Wallonia · tallest building 7.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JEAN HOURY CONSTRUCTION SPRL
since 20082.172.703.691
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62100H0196/00V000 | Wallonia | 162 m² | 1 · 160 m² | 7.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RENOCON
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Algemene Bouwwerken Yuri
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 13,229 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-08-2008
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68121Development of residential building projects
43110Demolition
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.