IMMOCO
ActiveIMMOCO has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €416k and a net result of €-26k. Equity is shrinking by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 65% of 7376 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-48
Solvency82▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity short (current ratio 0.3 against 1.0 in 2024; short-term debt: 8.3% and cash: 1.8% of total assets), and 42.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-08-2025, 157 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
157 d early
2024
21 d early
2023
127 d early
2022
97 d early
2021
83 d early
2020
54 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€416k▼ 5.9%
2024 · €442k
2019: €645k
2020: €660k
2021: €666k
2022: €675k
2023: €453k
2024: €442k
2019 → 2025
Total assets
€725k▼ 7.7%
2024 · €785k
2019: €1.14M
2020: €1.13M
2021: €1.11M
2022: €1.08M
2023: €869k
2024: €785k
2019 → 2025
Net result
€-26k
2024 · €9k
2019: €21k
2020: €14k
2021: €6k
2022: €9k
2023: €16k
2024: €9k
2019 → 2025
Working capital
€-42k▼ 42,852%
2024 · €-98
2019: €270k
2020: €276k
2021: €264k
2022: €259k
2023: €23k
2024: €-98
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€666k-€675k▲ 1.3%€453k▼ 32.8%€442k▼ 2.5%€416k▼ 5.9%
Operating result€9k-€14k▲ 60.5%€29k▲ 102%€21k▼ 28.1%€-20k
Net result€6k-€9k▲ 40.2%€16k▲ 85.5%€9k▼ 43.4%€-26k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €20k after €21k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €725k
Fixed assets
€706k▼ 2.6%
Current assets
€18k▼ 69.7%
Equity and liabilities €725k
Equity
€416k▼ 5.9%
Debt
€309k▼ 10.1%
The debt ratio falls from 43.7% to 42.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-675▼
2024 · €40k
Cash flow
€-7k▼
2024 · €28k
Solvency
57.4%▲
2024 · 56.3%
Current ratio
0.30▼
2024 · 1.00
Quick ratio
0.30▼
2024 · 1.00
Debt / equity
0.74▼
2024 · 0.78
ROE
-6.3%▼
2024 · 2.1%
ROA
-3.6%▼
2024 · 1.2%
Interest coverage
-0.10▼
2024 · 4.98
Debt
€309k▼
2024 · €343k
Debt ≤ 1 year
€60k▲
2024 · €60k
Debt > 1 year
€238k▼
2024 · €274k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€785k€725k▼
Fixed assets21/28€725k€706k▼
Tangible fixed assets22/27€725k€706k▼
Land and buildings22€725k€706k▼
Current assets29/58€60k€18k▼
Amounts receivable within one year40/41€41k€4k▼
Trade receivables40€2k€4k▲
Other amounts receivable41€39k€83▼
Cash at bank and in hand54/58€10k€13k▲
Deferred charges and accrued income490/1€9k€1k▼
Equity and liabilities
Total equity and liabilities10/49€785k€725k▼
Equity10/15€442k€416k▼
Contributions10/11€227k€227k=
Outside capital11€227k€227k=
Other1109/19€227k€227k=
Reserves13€215k€189k▼
Distributable reserves133€215k€189k▼
Amounts payable17/49€343k€309k▼
Amounts payable after more than one year17€274k€238k▼
Financial debts170/4€274k€238k▼
Amounts payable within one year42/48€60k€60k▲
Current portion of amounts payable after more than one year42€35k€36k▲
Trade debts44€365€762▲
Suppliers440/4€365€762▲
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€21k€21k▲
Accrued charges and deferred income492/3€9k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▼
Other operating charges640/8€9k€9k▲
Gross operating margin9900€49k€9k▼
Operating profit (loss)9901€21k€-20k▼
Financial income75/76B€789-
Recurring financial income75€789-
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€14k€-26k▼
Income taxes67/77€4k-
Profit (loss) for the period9904€9k€-26k▼
Profit (loss) for the period to be appropriated9905€9k€-26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-26k▼
Transfer from equity791/2€21k€26k▲
Transfer to equity691/2€9k-
To other reserves6921€9k-
Profit to be distributed694/7€21k-
Return on contributions (dividend)694€21k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-26k ▼386%
Net result drops to €-26k, the lowest in the series.
10-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
09-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
08-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
08-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 39 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Myosotislaan(Odk) 88670 KoksijdeGround area
1,311 m²
Building footprint
297 m²
Volume, LiDAR
1,554 m³
2 parcels, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mechelsestraat 54, 2260 Westerlo
since 19912.051.278.794
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13028A0030/00P000 | Flanders | 669 m² | 1 · 172 m² | 8.6 m · 2 fl. |
| 38502G0377/00_000 | Flanders | 641 m² | 1 · 125 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WONINGRENOVATIE B & G
BE 0442.005.046
Putte · Eq €416k
KRC
BE 0883.585.074
Haacht · Eq €415k
WALRAEVE ALGEMENE BOUWWERKEN
BE 0460.023.191
Merelbeke-Melle · Eq €415k
JE GROUP
BE 0842.978.597
Gembloux · Eq €415k
CORAF
BE 0862.261.704
Beernem · Eq €415k
Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 9,932 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-1988
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
68121Development of residential building projects
43320Joinery installation
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0477/512.647