Financials
- Fiscal year
- 2025
- Total assets
- €27,509
- Profit
- €3,236
- Solvency
- -135.9%
Turnover▼ 3.4%
Net result
20182023
BMZ EVENT
ActiveSummary
BMZ EVENT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€37,382) and a net result of €3,236. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 8% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811Full-service restaurants NACE 56101Full-service restaurants NACE 56111
1 site
Size
€27,509total assets 2025
- Equity
- -€37,382
- Profit
- €3,236
Structure
- Board
- 1 member
Accounts filed 26 d late1 of 6 deeds read
Why 55Capped at 59: negative equity- Negative equity -€37,382- Latest accounts 26 days late; 1 of the last 3 late- Sector Retail trade (NACE 47)+ Size: total assets €27,509Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 41% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
0=
equity -135.9% of total assets
Liquidity
28-15
short-term debt 235.9% · cash 22.6%
Profitability
83+83
return on assets 11.8%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 10 months
01-2026: 2.8%
02-2026: 2.8%● 0.0% vs 01-2026
03-2026: 2.9%▲ +0.6% vs 02-2026
04-2026: 2.9%● 0.0% vs 03-2026
05-2026: 2.8%▼ -1.8% vs 04-2026
06-2026: 2.7%▼ -3.1% vs 05-2026
07-2026: 2.7%▼ -2.3% vs 06-2026
08-2026: 3.2%▲ +21.0% vs 07-2026highest value
09-2026: 1.0%▼ -67.8% vs 08-2026
10-2026: 1.0%▼ -2.6% vs 09-2026lowest value
- Size: total assets €27,509 lowers the probability for this profile
- Negative equity -€37,382 raises the probability
- Latest accounts 26 days late; 1 of the last 3 late raises the probability
- Sector Retail trade (NACE 47) raises the probability
No credit on open account
Liquidity short (current ratio 0.25 against 0.28 in 2024; short-term debt: 235.9% and cash: 22.6% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 25%, profitability 77%, growth against the median 57%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 20110 sector peers (2025).
NBB · sector comparisonPosition among 20110 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
28 d late
2023
110 d late
2022
31 d late
2021
53 d late
2020
30 d late
2019
117 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 56 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Resignation: Leutrim Balaj (director)Appointment: Rifat Balaj (director)
- Back to profitnet €3,236
Key points
By topic
Board & ownership
- Board
- 1 member
Go to Board & ownership
Timeline
- Events
- 16
- Since
- 2017
- Next accounts
- by 31-07-2027
- 26-08-2026Annual accounts filed
- 16-07-2026Resignation: Leutrim Balaj (director)
- 31-12-2025Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of cars and light vans (up…NACE 47811
- Founded
- 22-06-2015
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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