AUTO PROGRESS
ActiveAUTO PROGRESS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-20k) and a net result of €11k. Equity is shrinking by ~43.1% per year across the filed fiscal years. Its solvency ranks better than 13% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+97
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.68 against 0.32 in 2024; short-term debt: 145.8% and cash: 9.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-45.8%
Return on assets
25.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 18237 sector peers (2025).
NBB · sector comparisonPosition among 18237 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-09-2026, 44 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
44 d late
2024
28 d late
2023
31 d late
2022
29 d late
2021
18 d late
2020
22 d late
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-20k▲ 35.5%
2024 · €-30k
2018: €6k
2019: €7k
2020: €-8k
2021: €-8k
2022: €-23k
2023: €-28k
2024: €-30k
2018 → 2025
Total assets
€43k▲ 170%
2024 · €16k
2018: €18k
2019: €35k
2020: €53k
2021: €55k
2022: €33k
2023: €18k
2024: €16k
2018 → 2025
Net result
€11k
2024 · €-2k
2018: €-4k
2019: €303
2020: €-15k
2021: €-27
2022: €-15k
2023: €-5k
2024: €-2k
2018 → 2025
Working capital
€-20k▲ 35.9%
2024 · €-31k
2018: €6k
2019: €7k
2020: €-8k
2021: €-8k
2022: €-25k
2023: €-30k
2024: €-31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-8k-€-23k▼ 200%€-28k▼ 22.6%€-30k▼ 7.1%€-20k▲ 35.5%
Operating result€297-€-15k€-5k▲ 66.9%€-2k▲ 61.2%€11k
Net result€-27-€-15k▼ 57,133%€-5k▲ 66.1%€-2k▲ 61.5%€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11k after a loss of €2k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€420▼ 49.9%
Current assets
€42k▲ 182%
Key figures and ratios
EBITDA
€11k▲
2024 · €-2k
Cash flow
€11k▲
2024 · €-2k
Solvency
-45.8%▲
2024 · -191.5%
Current ratio
0.68▲
2024 · 0.32
Quick ratio
0.13▲
2024 · 0.01
Debt / equity
-3.18▼
2024 · -1.52
ROA
25.2%▲
2024 · -12.7%
Interest coverage
183.73▲
2024 · -24.96
Debt
€62k▲
2024 · €46k
Debt ≤ 1 year
€62k▲
2024 · €46k
Staff costs
€36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€16k€43k▲
Fixed assets21/28€838€420▼
Tangible fixed assets22/27€838€420▼
Plant, machinery and equipment23€838€420▼
Current assets29/58€15k€42k▲
Stocks and contracts in progress3€15k€34k▲
Stocks30/36€15k€34k▲
Amounts receivable within one year40/41-€4k
Trade receivables40-€3k
Other amounts receivable41-€2k
Cash at bank and in hand54/58€14€4k▲
Deferred charges and accrued income490/1€217-
Equity and liabilities
Total equity and liabilities10/49€16k€43k▲
Equity10/15€-30k€-20k▲
Contributions10/11€7k€7k=
Reserves13€50€50=
Non-distributable reserves130/1€50€50=
Reserves not available under the articles1311€50€50=
Profit (loss) carried forward14€-37k€-26k▲
Amounts payable17/49€46k€62k▲
Amounts payable within one year42/48€46k€62k▲
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€1k€17k▲
Taxes450/3€1k€7k▲
Remuneration and social security454/9-€10k
Other amounts payable47/48€44k€45k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€36k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€419€418▼
Other operating charges640/8€931€2k▲
Gross operating margin9900€-593€48k▲
Operating profit (loss)9901€-2k€11k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€61€61=
Recurring financial charges65€61€61=
Profit (loss) for the period before taxes9903€-2k€11k▲
Profit (loss) for the period9904€-2k€11k▲
Profit (loss) for the period to be appropriated9905€-2k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€-26k▲
Profit (loss) brought forward from the previous period14P€-35k€-37k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 44 days late
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after 5 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
22-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 22 days late
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
31-12
Financial
Back to profitnet €303
Net result €303 after one loss-making year.
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Begijnenborrestraat 221700 DilbeekGround area
1,212 m²
Building footprint
156 m²
Volume, LiDAR
697 m³
Parcel 23016E0256/00F000, Flanders · tallest building 8.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AUTO PROGRESS
since 20182.271.781.075
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016E0256/00F000 | Flanders | 1,212 m² | 1 · 156 m² | 8.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 1023.227.957
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Three Quarter Consultants
BE 0456.290.869
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AG MOOVE
BE 1002.593.681
Sint-Pieters-Woluwe · Eq €7k
Of 10,672 companies in sector 47811 we hold annual accounts for 5,222. 1,811 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2018
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
49410Freight transport by road
45112
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.