AZ CAR

Active

Private limited company (pre-2019)founded 2018active for 8 yearsKempenstraat 20, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0690.947.232

Summary

AZ CAR has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,913 and a net result of €11,192. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 53% of 22,650 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisFollow Report Compare

AZ CARActiveChecked score 70/100

Risk analysis Report Compare

Activity

Retail sale of cars and light vans (up to 3.5 tonnes)

NACE 47811General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311

1 site

Size

≈ €430,000turnover 2025, estimated

Staff: ≈ 1.1 FTE, estimated
Equity: €13,913
Profit: €11,192

Turnover estimated from the gross margin

Financial health

70 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.9%

Structure

2025 accounts filed 42 days late1 deed in the Belgian Official Gazette

Why 70raises riskLast filed accounts filed 42 days late; 3 of the last 3 lateSize: total assets €37,699Figures for financial year 2025 (filed 13-09-2026)lowers riskLiquidity: current ratio 1.54, cash €29,293Show the evidence

Checked score

Score 2025

70 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 80% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 62+16

equity 36.9% of total assets

Liquidity 67+10

short-term debt 63.0% · cash 77.7%

Profitability 100+93

return on assets 29.7%

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,263 companies, NACE 47, micro)

Last 24 months 11-2024: 2.4% 12-2024: 2.4%● unchanged vs 11-2024 01-2025: 2.4%● unchanged vs 12-2024 02-2025: 2.4%● unchanged vs 01-2025 03-2025: 2.4%● unchanged vs 02-2025 04-2025: 2.4%● unchanged vs 03-2025 05-2025: 2.4%● unchanged vs 04-2025 06-2025: 2.3%▼ -0.1 percentage points vs 05-2025 07-2025: 2.4%▲ +0.1 percentage points vs 06-2025 08-2025: 3.1%▲ +0.7 percentage points vs 07-2025 09-2025: 3.2%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 1.7%▼ -1.5 percentage points vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.7%● unchanged vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.6%▼ -0.1 percentage points vs 02-2026 04-2026: 1.6%● unchanged vs 03-2026 05-2026: 1.6%● unchanged vs 04-2026 06-2026: 1.5%▼ -0.1 percentage points vs 05-2026 07-2026: 1.5%● unchanged vs 06-2026 08-2026: 2.1%▲ +0.6 percentage points vs 07-2026 09-2026: 2.3%▲ +0.2 percentage points vs 08-2026 10-2026: 0.9%▼ -1.4 percentage points vs 09-2026lowest value

Credit of up to €500 on 30-day terms is acceptable

Liquidity ample (current ratio 1.54, compared with 1.15 in 2024, above the usual 1.5; short-term debt: 63% and cash: 77.7% of total assets), but 63.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 52% on solvency, 73% on liquidity, 96% on profitability and 98% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Last filed accounts filed 42 days late; 3 of the last 3 late

NBB · filings

Liquidity: current ratio 1.54, cash €29,293

NBB · annual accounts

Size: total assets €37,699

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Figures for financial year 2025 (filed 13-09-2026)

NBB · annual accounts

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year €13,913

2025 accounts filed 42 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 8 filings

Deviation from the deadline

2025

42 days late

2024

50 days late

2023

57 days late

2022

61 days late

2021

9 days early

2020

13 days early

2019

5 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 26 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 September (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

11-09-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Back to profitnet €11,192
19-09-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Total assets 20256 financial years filed €37,699 View
Active since 2018founded 26-02-2018 8 years View

By topic

Financials

Financial year: 2025
Total assets: €37,699
Profit: €11,192
Solvency: 36.9%

Go to Financials

Timeline

Events: 12
Since: 2019
Next accounts: by 31-07-2027

26-09-2024Annual accounts filed
31-12-2023Back to profit
31-12-2023Liquidity more than doubled

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Retail sale of cars and light vans (up…NACE 47811
Founded: 26-02-2018
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about AZ CAR

What is the company number of AZ CAR?: 0690.947.232. In Belgium the VAT number is the company number with BE in front: BE 0690.947.232.
Where is AZ CAR based?: The registered office is at Kempenstraat 20, 1080 Sint-Jans-Molenbeek.Company details
What does AZ CAR do?: According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of AZ CAR?: Private limited company (pre-2019) (BVBA).
When was AZ CAR founded?: On 26-02-2018.
Is AZ CAR still active?: Yes, AZ CAR is an active enterprise in the KBO register.
What is the turnover of AZ CAR?: €18,636 in financial year 2021, according to the filed annual accounts.Financials
Is AZ CAR profitable?: In financial year 2025, AZ CAR made a profit of €11,192.
Where can I find the annual accounts of AZ CAR?: AZ CAR filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AZ CAR due?: By 31-07-2027, for financial year 2026.Timeline