BMS PLUS
ActiveBMS PLUS has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €41k. Equity is growing by ~61.8% per year across the filed fiscal years. Its solvency ranks better than 20% of 3446 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
65
/ 100
Healthy▼ -21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency18▼-44
Growth78=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.44 in 2024), and 90.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.6%
Return on assets
11.7%
Age of the figures
14 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 3446 sector peers (2025).
NBB · sector comparisonPosition among 3446 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
on the day
2021
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k▼ 63.6%
2024 · €93k
2021: €12k
2022: €22k
2023: €34k
2024: €93k
2021 → 2025
Total assets
€350k▲ 24.7%
2024 · €281k
2021: €15k
2022: €85k
2023: €212k
2024: €281k
2021 → 2025
Net result
€41k▼ 30.0%
2024 · €59k
2021: €10k
2022: €9k
2023: €12k
2024: €59k
2021 → 2025
Working capital
€7k▼ 88.9%
2024 · €67k
2021: €-221
2022: €6k
2023: €3k
2024: €67k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€22k▲ 74.7%€34k▲ 57.7%€93k▲ 173%€34k▼ 63.6%
Operating result€12k-€11k▼ 11.3%€19k▲ 73.1%€88k▲ 363%€59k▼ 32.4%
Net result€10k-€9k▼ 10.8%€12k▲ 34.8%€59k▲ 372%€41k▼ 30.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €350k
Fixed assets
€49k▼ 22.0%
Current assets
€301k▲ 38.1%
Equity and liabilities €350k
Equity
€34k▼ 63.6%
Debt
€316k▲ 68.3%
The debt ratio rises from 67.0% to 90.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€85k▼
2024 · €112k
Cash flow
€66k▼
2024 · €83k
Solvency
9.6%▼
2024 · 33.0%
Current ratio
1.03▼
2024 · 1.44
Quick ratio
1.03▼
2024 · 1.44
Debt / equity
9.37▲
2024 · 2.03
ROE
121.7%▲
2024 · 63.3%
ROA
11.7%▼
2024 · 20.9%
Interest coverage
43.20▲
2024 · 15.36
Debt
€316k▲
2024 · €188k
Debt ≤ 1 year
€294k▲
2024 · €151k
Debt > 1 year
€22k▼
2024 · €37k
Income taxes
€16k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€281k€350k▲
Fixed assets21/28€62k€49k▼
Tangible fixed assets22/27€62k€49k▼
Plant, machinery and equipment23€3k€3k▲
Furniture and vehicles24€3k€8k▲
Leasing and similar rights25€57k€38k▼
Financial fixed assets28€180€180=
Current assets29/58€218k€301k▲
Amounts receivable within one year40/41€176k€230k▲
Trade receivables40€121k€230k▲
Other amounts receivable41€55k-
Cash at bank and in hand54/58€39k€67k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€281k€350k▲
Equity10/15€93k€34k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€91k€32k▼
Amounts payable17/49€188k€316k▲
Amounts payable after more than one year17€37k€22k▼
Financial debts170/4€37k€22k▼
Amounts payable within one year42/48€151k€294k▲
Current portion of amounts payable after more than one year42€17k€14k▼
Trade debts44€113k€210k▲
Suppliers440/4€113k€210k▲
Taxes, remuneration and social security45€22k€24k▲
Taxes450/3€22k€24k▲
Other amounts payable47/48-€45k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€25k▲
Other operating charges640/8€590€425▼
Gross operating margin9900€113k€85k▼
Operating profit (loss)9901€88k€59k▼
Financial income75/76B€4€5▲
Recurring financial income75€4€5▲
Financial charges65/66B€7k€2k▼
Recurring financial charges65€7k€2k▼
Profit (loss) for the period before taxes9903€80k€57k▼
Income taxes67/77€22k€16k▼
Profit (loss) for the period9904€59k€41k▼
Profit (loss) for the period to be appropriated9905€59k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€91k€132k▲
Profit (loss) brought forward from the previous period14P€32k€91k▲
Profit to be distributed694/7-€100k
Return on contributions (dividend)694-€100k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2021net €59k ▲372%
Operating result €88k, net result €59k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €9k ▼10.8%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dr Schweitzerplein 341082 Sint-Agatha-Berchem1 establishment unit
BMS PLUS
since 20202.300.418.841
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Of 1,237 companies in sector 74140 we hold annual accounts for 352. 266 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2020
Fiscal year end30-06
Activities, NACEBEL
74109Other professional, scientific and technical activities
74140Other specialised design activities
43990Other specialised construction activities
43999Specialised construction activities
90022Arts creation and performing arts activities
90393Specialised image, lighting and sound technical services
90392Design and construction of stages and sets
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filings
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.