BUREAU BICHE
ActiveThe computed 12-month bankruptcy probability of BUREAU BICHE is 1.7% (moderate). The 2025 annual accounts show equity of €33k and a net result of €10k. Its solvency ranks better than 63% of 3468 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-8
Solvency89▲+10
Growth52
Track record82
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.66 against 2.08 in 2024; short-term debt: 36.2% and cash: 94.5% of total assets), and 36.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.8%
Return on assets
18.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-12-2025, 33 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
33 d early
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 40.3%
2024 · €24k
2024: €24k
2024 → 2025
Total assets
€52k▲ 19.4%
2024 · €44k
2024: €44k
2024 → 2025
Net result
€10k▼ 51.5%
2024 · €20k
2024: €20k
2024 → 2025
Working capital
€32k▲ 45.7%
2024 · €22k
2024: €22k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€24k-€33k▲ 40.3%
Operating result€25k-€12k▼ 51.5%
Net result€20k-€10k▼ 51.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€2k▼ 14.0%
Current assets
€51k▲ 21.1%
Equity and liabilities €52k
Equity
€33k▲ 40.3%
Debt
€19k▼ 5.4%
The debt ratio falls from 45.7% to 36.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▼
2024 · €26k
Cash flow
€10k▼
2024 · €20k
Solvency
63.8%▲
2024 · 54.3%
Current ratio
2.66▲
2024 · 2.08
Quick ratio
2.66▲
2024 · 2.08
Debt / equity
0.57▼
2024 · 0.84
ROE
28.7%▼
2024 · 83.2%
ROA
18.3%▼
2024 · 45.2%
Interest coverage
116.51▼
2024 · 195.96
Debt
€19k▼
2024 · €20k
Debt ≤ 1 year
€19k▼
2024 · €20k
Income taxes
€3k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€52k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Plant, machinery and equipment23€507€867▲
Furniture and vehicles24€2k€975▼
Current assets29/58€42k€51k▲
Amounts receivable within one year40/41€8k€1k▼
Trade receivables40€8k€1k▼
Cash at bank and in hand54/58€34k€50k▲
Equity and liabilities
Total equity and liabilities10/49€44k€52k▲
Equity10/15€24k€33k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€20k€29k▲
Amounts payable17/49€20k€19k▼
Amounts payable within one year42/48€20k€19k▼
Trade debts44€2k€547▼
Suppliers440/4€2k€547▼
Taxes, remuneration and social security45€10k€6k▼
Taxes450/3€10k€6k▼
Other amounts payable47/48€8k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€531€873▲
Gross operating margin9900€26k€13k▼
Operating profit (loss)9901€25k€12k▼
Financial income75/76B€2€39▲
Recurring financial income75€2€39▲
Financial charges65/66B€133€114▼
Recurring financial charges65€133€114▼
Profit (loss) for the period before taxes9903€25k€12k▼
Income taxes67/77€6k€3k▼
Profit (loss) for the period9904€20k€10k▼
Profit (loss) for the period to be appropriated9905€20k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€29k▲
Profit (loss) brought forward from the previous period14P-€20k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraat 2601000 BrusselGround area
4,824 m²
Building footprint
1,703 m²
Volume, LiDAR
10,319 m³
2 parcels, Brussels · tallest building 17.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
BUREAU BICHE
since 20232.351.025.721
Paapsemstraat 123, 1070 Anderlecht
since 20262.393.779.658
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306D0280/00D003 | Brussels | 4,757 m² | 1 · 1,636 m² | 6.7 m · 2 fl. |
| 21808H0090/00D000 | Brussels | 66 m² | 1 · 66 m² | 17.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,236 companies in sector 74140 we hold annual accounts for 353. 266 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2023
Fiscal year end30-06
Activities, NACEBEL
74140Other specialised design activities
32990Other manufacturing not elsewhere classified
43320Joinery installation
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.