BLIC
ActiveBLIC has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €778k and a net result of €45k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 67% of 8596 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▼-13
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 10.49 against 10.21 in 2024), and 28.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.1%
Return on assets
4.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 d early
2024
34 d early
2023
49 d early
2022
62 d early
2021
31 d late
2020
23 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€778k▲ 6.1%
2024 · €733k
2018: €377k
2019: €419k
2020: €491k
2021: €537k
2022: €578k
2023: €671k
2024: €733k
2018 → 2025
Total assets
€1.09M▲ 4.1%
2024 · €1.05M
2018: €624k
2019: €781k
2020: €824k
2021: €874k
2022: €927k
2023: €1.03M
2024: €1.05M
2018 → 2025
Net result
€45k▼ 27.9%
2024 · €62k
2018: €48k
2019: €42k
2020: €72k
2021: €46k
2022: €40k
2023: €94k
2024: €62k
2018 → 2025
Working capital
€397k▲ 24.8%
2024 · €318k
2018: €147k
2019: €223k
2020: €269k
2021: €257k
2022: €166k
2023: €222k
2024: €318k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€537k-€578k▲ 7.5%€671k▲ 16.2%€733k▲ 9.2%€778k▲ 6.1%
Operating result€75k-€65k▼ 12.7%€138k▲ 111%€97k▼ 29.8%€73k▼ 24.4%
Net result€46k-€40k▼ 12.0%€94k▲ 132%€62k▼ 33.9%€45k▼ 27.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets
€656k▼ 6.1%
Current assets
€438k▲ 24.5%
Equity and liabilities €1.09M
Equity
€778k▲ 6.1%
Debt
€317k▼ 0.4%
The debt ratio falls from 30.3% to 28.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€116k▼
2024 · €143k
Cash flow
€88k▼
2024 · €108k
Solvency
71.1%▲
2024 · 69.7%
Current ratio
10.49▲
2024 · 10.21
Quick ratio
10.49▲
2024 · 10.21
Debt / equity
0.41▼
2024 · 0.43
ROE
5.7%▼
2024 · 8.4%
ROA
4.1%▼
2024 · 5.9%
Interest coverage
6.06▼
2024 · 8.27
Debt
€317k▼
2024 · €318k
Debt ≤ 1 year
€42k▲
2024 · €35k
Debt > 1 year
€274k▼
2024 · €283k
Income taxes
€20k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.05M€1.09M▲
Fixed assets21/28€699k€656k▼
Tangible fixed assets22/27€650k€607k▼
Land and buildings22€601k€572k▼
Plant, machinery and equipment23€9k€6k▼
Furniture and vehicles24€39k€29k▼
Financial fixed assets28€50k€50k=
Current assets29/58€352k€438k▲
Amounts receivable within one year40/41€159k€159k▲
Trade receivables40€6k€9k▲
Other amounts receivable41€153k€150k▼
Current investments50/53€0€250k▲
Cash at bank and in hand54/58€192k€28k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.05M€1.09M▲
Equity10/15€733k€778k▲
Contributions10/11€74k€74k=
Capital10€74k€74k=
Issued capital100€74k€74k=
Revaluation surpluses12€310k€310k=
Reserves13€349k€394k▲
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Distributable reserves133€342k€386k▲
Amounts payable17/49€318k€317k▼
Amounts payable after more than one year17€283k€274k▼
Financial debts170/4€283k€274k▼
Amounts payable within one year42/48€35k€42k▲
Financial debts43€9k€9k▲
Credit institutions430/8€9k€9k▲
Trade debts44€2k€17k▲
Suppliers440/4€2k€17k▲
Taxes, remuneration and social security45€23k€16k▼
Taxes450/3€23k€12k▼
Remuneration and social security454/9€0€5k▲
Accrued charges and deferred income492/3€750€927▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€43k▼
Other operating charges640/8€4k€19k▲
Gross operating margin9900€147k€135k▼
Operating profit (loss)9901€97k€73k▼
Financial income75/76B€9k€11k▲
Recurring financial income75€9k€11k▲
Non-recurring financial income76B-€81
Financial charges65/66B€17k€19k▲
Recurring financial charges65€17k€19k▲
Profit (loss) for the period before taxes9903€88k€65k▼
Income taxes67/77€26k€20k▼
Profit (loss) for the period9904€62k€45k▼
Profit (loss) for the period to be appropriated9905€62k€45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€45k▼
Transfer to equity691/2€62k€45k▼
To other reserves6921€62k€45k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 10.21
Current ratio from 4.59 to 10.21; short-term debt falls from €62k to €35k.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €94k ▲132%
Operating result €138k, net result €94k, both a record.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €40k ▼12%
Net result drops to €40k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €500kEq €537k ▲9.3%
4 profitable years in a row build equity to €537k.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 19.32
Current ratio from 7.30 to 19.32; short-term debt falls from €35k to €15k.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 2 establishment units since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lillerbaan 703950 BocholtGround area
2,268 m²
Building footprint
252 m²
Volume, LiDAR
1,218 m³
Parcel 72016A0092/00T000, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
BLIC NV
since 19902.050.444.792
B.L.I.C.
since 20022.112.260.914
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72016A0092/00T000 | Flanders | 2,268 m² | 1 · 252 m² | 8.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 30,521 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-06-1990
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.