P&A MANAGEMENT - CLEEMPUT
ActiveP&A MANAGEMENT - CLEEMPUT has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €68k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency16▲+4
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 0.99 in 2024), and 92.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.2%
Return on assets
6.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 31545 sector peers (2025).
NBB · sector comparisonPosition among 31545 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
76 d late
2023
131 d late
2022
218 d late
2021
13 d early
2020
207 d late
2019
119 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▲ 233%
2024 · €23k
2018: €66k
2019: €31k
2020: €-30k
2021: €6k
2022: €-116k
2023: €-69k
2024: €23k
2018 → 2025
Total assets
€1.08M▲ 3.0%
2024 · €1.05M
2018: €81k
2019: €186k
2020: €224k
2021: €523k
2022: €558k
2023: €993k
2024: €1.05M
2018 → 2025
Net result
€68k▼ 26.5%
2024 · €92k
2018: €8k
2019: €5k
2020: €-62k
2021: €36k
2022: €-121k
2023: €47k
2024: €92k
2018 → 2025
Working capital
€24k
2024 · €-10k
2018: €66k
2019: €-18k
2020: €-78k
2021: €113k
2022: €-4k
2023: €-5k
2024: €-10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€-116k€-69k▲ 40.3%€23k€78k▲ 233%
Operating result€41k-€-118k€58k€139k▲ 140%€124k▼ 10.4%
Net result€36k-€-121k€47k€92k▲ 98.1%€68k▼ 26.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.08M
Fixed assets
€73k▼ 15.4%
Current assets
€1.00M▲ 4.7%
Equity and liabilities €1.08M
Equity
€78k▲ 233%
Debt
€1,000k▼ 2.2%
The debt ratio falls from 97.8% to 92.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€142k▼
2024 · €156k
Cash flow
€86k▼
2024 · €110k
Solvency
7.2%▲
2024 · 2.2%
Current ratio
1.02▲
2024 · 0.99
Quick ratio
0.40▲
2024 · 0.36
Debt / equity
12.83▼
2024 · 43.63
ROE
87.2%▼
2024 · 394.5%
ROA
6.3%▼
2024 · 8.8%
Interest coverage
4.93▲
2024 · 4.79
Debt
€1,000k▼
2024 · €1.02M
Debt ≤ 1 year
€981k▲
2024 · €969k
Debt > 1 year
€18k▼
2024 · €52k
Income taxes
€29k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.05M€1.08M▲
Fixed assets21/28€87k€73k▼
Tangible fixed assets22/27€86k€73k▼
Plant, machinery and equipment23-€3k
Furniture and vehicles24€362€685▲
Leasing and similar rights25€86k€69k▼
Financial fixed assets28€500€500=
Current assets29/58€959k€1.00M▲
Stocks and contracts in progress3€606k€611k▲
Stocks30/36€606k€611k▲
Amounts receivable within one year40/41€320k€362k▲
Trade receivables40€306k€312k▲
Other amounts receivable41€15k€50k▲
Cash at bank and in hand54/58€27k€22k▼
Deferred charges and accrued income490/1€6k€10k▲
Equity and liabilities
Total equity and liabilities10/49€1.05M€1.08M▲
Equity10/15€23k€78k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Share premium1100/10€19k-
Reserves13€15k€59k▲
Distributable reserves133€15k€59k▲
Profit (loss) carried forward14€-10k€0▲
Amounts payable17/49€1.02M€1,000k▼
Amounts payable after more than one year17€52k€18k▼
Financial debts170/4€52k€18k▼
Amounts payable within one year42/48€969k€981k▲
Current portion of amounts payable after more than one year42€17k€17k▲
Financial debts43€575k€586k▲
Credit institutions430/8€575k€586k▲
Trade debts44€4k€10k▲
Suppliers440/4€4k€10k▲
Advances received on contracts in progress46€322k€322k=
Taxes, remuneration and social security45€23k€33k▲
Taxes450/3€23k€33k▲
Other amounts payable47/48€28k€13k▼
Accrued charges and deferred income492/3€678€883▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€18k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€160k€147k▼
Operating profit (loss)9901€139k€124k▼
Financial income75/76B€0€1k▲
Recurring financial income75€0€1k▲
Financial charges65/66B€33k€29k▼
Recurring financial charges65€33k€29k▼
Profit (loss) for the period before taxes9903€106k€97k▼
Income taxes67/77€14k€29k▲
Profit (loss) for the period9904€92k€68k▼
Profit (loss) for the period to be appropriated9905€92k€68k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€57k▲
Profit (loss) brought forward from the previous period14P€-103k€-10k▲
Transfer from equity791/2-€13k
Transfer to equity691/2-€57k
To other reserves6921-€57k
Profit to be distributed694/7-€13k
Return on contributions (dividend)694-€13k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
15-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 76 days late
2024
31-12
Financial
Highest result since 2018net €92k ▲98.1%
Operating result €139k, net result €92k, both a record.
09-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 131 days late
05-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 218 days late
2023
31-12
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
2022
31-12
Financial
Weakest financial yearnet €-121k ▼438%
Net result drops to €-121k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
23-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 207 days late
2021
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.34
Current ratio from 0.63 to 1.34.
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 60 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nedersteenberg 159300 AalstGround area
471 m²
Building footprint
107 m²
Volume, LiDAR
595 m³
Parcel 41303D0819/00R002, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
P&A Management Consult
since 20192.285.539.338
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41303D0819/00R002 | Flanders | 471 m² | 1 · 107 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 39,869 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-1991
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:p.a.management@telenet.be