Turnover
≈ €290,000 estimated
The micro format states no turnover.
BLESSED CONSTRUCT
Overview
Lifetime
1 annual account with figures, 2 filings since 2023peak €23,697 (2024)
€23,697
peak €21,118 (2024)
€21,118
peak €9,089 (2024)
€9,089
€13,862
Board3 names since 2022
2 directorsDA SILVA BONFIM Lucas Alberto and 1 other
Documentsfilings and deeds
24-03-2026236 days late
2024micro format
First year with figures
Key points
from the 2024 annual accountsPayment terms
72 days to suppliers
BLESSED CONSTRUCT pays its suppliers 65 days later than in 2023.
At the same address
313 companies
2025 accounts not filed, 101 days past the deadline
Checked score
33
Weak
Financially stronger than 51% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
10.7% High
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 6.3%
01-2025: 6.3%● unchanged vs 12-2024
02-2025: 6.3%● unchanged vs 01-2025
03-2025: 6.3%● unchanged vs 02-2025
04-2025: 6.2%▼ -0.1 percentage points vs 03-2025
05-2025: 6.2%● unchanged vs 04-2025
06-2025: 6.2%● unchanged vs 05-2025lowest value
07-2025: 6.2%● unchanged vs 06-2025lowest value
08-2025: 6.2%● unchanged vs 07-2025
09-2025: 6.2%● unchanged vs 08-2025
10-2025: 6.2%● unchanged vs 09-2025
11-2025: 6.3%▲ +0.1 percentage points vs 10-2025
12-2025: 6.3%● unchanged vs 11-2025
01-2026: 6.3%● unchanged vs 12-2025
02-2026: 6.3%● unchanged vs 01-2026
03-2026: 6.3%● unchanged vs 02-2026
04-2026: 11.0%▲ +4.7 percentage points vs 03-2026highest value
05-2026: 11.0%● unchanged vs 04-2026
06-2026: 10.7%▼ -0.3 percentage points vs 05-2026
07-2026: 10.4%▼ -0.3 percentage points vs 06-2026
08-2026: 10.9%▲ +0.5 percentage points vs 07-2026
09-2026: 11.0%▲ +0.1 percentage points vs 08-2026
10-2026: 10.7%▼ -0.3 percentage points vs 09-2026
11-2026: 10.7%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 financial year not filed after the legal deadline; last filed accounts filed 236 days late; 2 of the last 3 accounts late
Liquidity: current ratio 1.66, cash €2
Founded in 2022
Sector: Construction of residential and non-residential buildings (NACE 41)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 47% of them on solvency, 15% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the high class on 30-06-2025, 14.6% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as BLESSED CONSTRUCT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BLESSED CONSTRUCT itself is higher: 10.7% within 12 months. It rests on far more data about BLESSED CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BLESSED CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is ample, with a current ratio of 1.66, above the usual 1.5. Short-term debt is 60.4% and cash 0% of total assets. However, 60.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 101 days later.
NBB · 2 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline09-11-2026 today
raises risk · 2024 accounts filed 236 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-03-2026, 236 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 2 filingsDeviation from the deadline
2025
not filed
2024
236 days late
2023
33 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 135 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0789684324
Resignation: DI MAURO LIMA Camila Reis (director)
Director discharge: DI MAURO LIMA Camila Reis · General meeting of 10-03-2025 · Gazette deed
Appointment: DI MAURO LIMA Camila Reis (director)
Resignation: GOMES DE MELO Leonardo (director) · General meeting of 19-06-2023 · Gazette deed
Appointment: GOMES DE MELO Leonardo (director)
General meeting of 01-06-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BLESSED CONSTRUCT Overijse | €22,951 | €23,697 | 39.6% | - |
| VIV GROUP Grimbergen | €23,397 | €21,721 | 86.3% | - |
| MA BOUW COMPANY Leuven | €21,484 | €19,254 | 90.8% | - |
| LR Renovatie Rotselaar | €18,876 | €20,904 | 87.8% | 0 |
| Top Touch Wemmel | €27,411 | €28,517 | 26.6% | - |
| DE-MIRBAS Maasmechelen | €22,421 | €27,767 | 81.6% | - |
| JS CONCEPT Rixensart | €28,276 | €22,343 | 19.4% | - |
These companies have the same main activity as BLESSED CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €18,900 and €28,300, founded in 2022.
Official details
Source: KBO- Status
- Active since 16-08-2022Normal situation
- Registered office
- 314 active companies are registered at this address35 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- General construction of residential buildingsNACE 41001and 5 others
- Establishment unit
- 2.347.304.3847390 Quaregnon, since 16-08-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Insights on BLESSED CONSTRUCT
The computed 12-month bankruptcy probability of BLESSED CONSTRUCT is 10.7% (high). The 2024 annual accounts show equity of €9,089 and a net result of €21,118.
Its solvency ranks better than 47% of 9,833 sector peers (NACE 41, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2024
micro format, filed on 24-03-2026, 236 days late2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 9 November 2026.
€23,697
€23,577
€21,118
€9,089
39.6%
1.66
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €290,000. Estimated: probably between €150,000 and €510,000.
Balance sheet
balance sheet total €22,951 on 31-12-2024What the company ownsHow it is paid for
Position in the sector
39.6%
Higher than 47% of 9,833 companies in 2024.
1.66
Higher than 50% of 9,553 companies in 2024.
92.0%
Higher than 95% of 9,646 companies in 2024.
BLESSED CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2024 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
22,951 | |
29/58 |
22,951 | |
40/41 |
22,622 | |
40 |
14,165 | |
41 |
8,457 | |
54/58 |
2 | |
490/1 |
327 | |
| Balance sheet: equity and liabilities | ||
10/49 |
22,951 | |
10/15 |
9,089 | |
14 |
9,089 | |
17/49 |
13,862 | |
42/48 |
13,862 | |
44 |
11,508 | |
440/4 |
11,508 | |
45 |
2,355 | |
450/3 |
2,355 | |
| Income statement | ||
9900 |
23,697 | |
60/61 |
58,292 | |
640/8 |
120 | |
9901 |
23,577 | |
65/66B |
104 | |
65 |
104 | |
9903 |
23,473 | |
67/77 |
2,355 | |
9904 |
21,118 | |
9905 |
21,118 | |
| Appropriation of the result | ||
9906 |
9,089 | |
14P |
-12,029 | |
| Document | ||
The accounts for financial year 2023 were filed as a document without figures as data, a scan for example.
Source: Annual accounts 2024 (PDF), filed on 24-03-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2024 |
|---|---|---|
| 9,089 | ||
| 39.6% | ||
| 1.66 | ||
| 1.53 | ||
| 232.3% | ||
| 92.0% | ||
| 72 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on BLESSED CONSTRUCT
The operating result for 2024 is a profit of €23,577, after a loss of €12,029 in 2023.
Debt's share of the balance-sheet total is 60.4%.
Board & ownership
Board
1 director, no change since 2025Director (not named in the articles)
appointed by deed of 18-08-2022
term without a fixed end
Mandates through the years
3 names, the dashed line is todayDA SILVA BONFIM Lucas Alberto
Director (not named in the articles)
Director (not named in the articles)
DI MAURO LIMA Camila Reis
Director
Director
GOMES DE MELO Leonardo
Director
Director
BoardEarlier
Mandates as a list
- DA SILVA BONFIM Lucas Alberto
- Director (not named in the articles), appointed by deed of 18-08-2022, still in office
- DI MAURO LIMA Camila Reis
- Director, appointed by deed of 03-07-2023, until 31-03-2025
- GOMES DE MELO Leonardo
- Director, appointed by deed of 19-06-2023, until 03-07-2023
Control
Founder
This company
BLESSED CONSTRUCT
Equity €9,089
Profit €21,118 in 2024
Capital
- Contribution
- €1,000
- Shares
- 1,000
- Contribution per share
- €1
- Equity per share
- €9.09 in 2024
- Source
- deed of 18-08-2022
Articles of association
deed of 18-08-2022 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Register van aandelen op naam met vermeldingen voorgeschreven door Wetboek van vennootschappen en verenigingen, aandeelhouders mogen kennis…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Saturday of June at 15:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Besluit algemene vergadering die beraadslaagt zoals inzake statutenwijziging”
Shareholders
At incorporation
deed of 18-08-2022 ↗
- DA SILVA BONFIM Lucas Alberto 1,000 shares (100%)
Network & group
No group
BLESSED CONSTRUCT has no parent and no holdings in its annual accounts. DA SILVA BONFIM Lucas Alberto is the only director. BLESSED CONSTRUCT shares no director with another company.
At the same address
Brusselsesteenweg 292, 3090 Overijse · 313 other companies| NORIM
registered office since 04-07-2022 · founded in 2022 |
turnover €1.1m (2025) 0788.183.101 |
| ISTMAN CONSTRUCTION
registered office since 25-04-2023 · founded in 2023 · accounts filed late |
turnover €856,807 (2024) 0801.141.014 |
| DECO-PRO
registered office since 01-06-2025 · founded in 2014 · accounts filed late |
turnover €635,920 (2024) 0567.823.350 |
| MANDO
registered office since 29-07-2022 · founded in 2022 |
total assets €634,884 (2025) 0789.239.510 |
| HVAC Performance
registered office since 25-10-2022 · founded in 2022 |
total assets €623,019 (2025) 0792.862.063 |
| CORDEIRO CONSTRUCT
registered office since 02-06-2020 · founded in 2020 |
total assets €620,151 (2024) 0747.794.279 |
| Beprosoft Venture
establishment since 01-06-2022 · founded in 2017 · accounts filed late |
total assets €608,433 (2024) 0675.566.990 |
| MAT HOME CONSTRUCT
registered office since 09-11-2022 · founded in 2022 |
total assets €558,765 (2025) 0793.454.951 |
| SANDEF
registered office since 23-08-2022 · founded in 2022 |
turnover €362,314 (2025) 0789.882.975 |
| MODOCAR
registered office since 14-12-2024 · founded in 2024 |
total assets €465,537 (2025) 1017.397.267 |
Timeline
Timeline
9 events since 2022Board
Filings
Financial
Establishments
20222023202420252026
2026
Annual accounts 2024 filed PDFmicro format · 236 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0789684324
Resignation: DI MAURO LIMA Camila Reis (director)Director discharge: DI MAURO LIMA Camila Reis · General meeting of 10-03-20253 points ▸
- General meeting, 10-03-2025
- Director resignation, DI MAURO LIMA Camila Reis
- Director discharge, DI MAURO LIMA Camila Reis
- The deed holds 1 more point.
2024
Back to profit net €21,118 The net result is €21,118, after one loss-making year.
Annual accounts 2023 filed PDFmicro format · 33 days late
2023
Appointment: DI MAURO LIMA Camila Reis (director)Resignation: GOMES DE MELO Leonardo (director) · General meeting of 19-06-20233 points ▸
- General meeting, 19-06-2023
- Director appointment, DI MAURO LIMA Camila Reis
- Director resignation, GOMES DE MELO Leonardo
- The deed holds 1 more point.
- General meeting, 01-06-2023
- Director appointment, GOMES DE MELO Leonardo
- The deed holds 1 more point.
2022
IncorporationFounding capital of €1,000, 1,000 shares · Founder: DA SILVA BONFIM Lucas Alberto · Appointment: DA SILVA BONFIM Lucas Alberto (director) · published on 18-08-20226 points ▸
- Founder, DA SILVA BONFIM Lucas Alberto
- Founding capital, €1,000, 1,000 shares
- 1,000 shares
- Registered office clause, Brusselsesteenweg 292, 3090 Overijse
- Director appointment, DA SILVA BONFIM Lucas Alberto (director (not named in the articles))
- Power of attorney, Charles HUYLEBROUCK
- The deed holds 1 more point.
First establishment Rue Jules Godart 24, Quaregnon
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
BLESSED CONSTRUCT was incorporated on 16 August 2022 as a private limited company by one natural person, with a starting capital of €1,000.12 DA SILVA BONFIM Lucas Alberto is director of the company, appointed by deed of 18-08-2022.2 The company has filed 2 sets of annual accounts, the latest for financial year 2024.3
Company details
Identity
- Enterprise number
- 0789.684.324
- VAT number
- BE 0789.684.324
- Peppol ID
- 0208:0789684324
- Other Peppol ID
- 9925:BE0789684324
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 16-08-2022
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Saturday of June at 15:00deed of 18-08-2022 (in Dutch)
- Peppol
- Reachable since 22-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- BLESSED CONSTRUCT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 18-08-2022 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 18-08-2022 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
43230
Insulation installation
43310
Plastering work
43331
Floor and wall tiling
43341
Painting of buildings
Codes under NACEBEL 2008
41201
General construction of buildings main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Alle aannemingen van een afwerkingsbedrijf in het algemeen, zoals onder andere schilderwerken, spuitwerken, lakwerken, plaatsen van…”deed of 18-08-2022 (in Dutch)
8 activities
- Alle aannemingen van een afwerkingsbedrijf in het algemeen, zoals onder andere schilderwerken, spuitwerken, lakwerken, plaatsen van gordijnen, stores, rolluiken, tussenwanden, etc.
- Oppervlaktebehandeling, het lakken van artikelen en materialen in de meest ruime zin van het woord, het spuiten van constructies en alle mogelijk materialen.
- Het verven, lakken, zandstralen, isoleren en spuiten van materialen, glas en alle andere materialen.
- Behandelen van muren en daken met vochtwerende en waterafstotende producten.
- Onderneming voor voegwerken, isolatiewerken en plaatsen van tussenwanden van gipsplaten
- Alle activiteiten die direct of indirect verband houden met het onderhoud, de renovatie, reparatie, verfraaiing, vernieuwing en de modernisering van alle soorten kunstwerken, onroerende goederen, huizen, appartementen, bedrijven, industriële gebouwen, loodsen, schuren, silo’s en meer in het algemeen alle handelingen die direct of indirect verband houden met publieke en private werken en de bouwsector. De aanleg en het onderhoud van tuinen, parken, sportvelden, zwembaden, wegen, paden, hekken en afsluitingen;
- Alle activiteiten die verband houden met de bouw en alle mogelijke technische verrichtingen met betrekking tot de bouw, renovatie en voltooiing op onroerend gebied: afwerking van gebouwen, schilderen van het binnen-en buitenwerk van gebouwen, installatie van al dan niet verplaatsbare tussenwanden, de bekleding van wanden, plafonds, enz., in metaal of in hout of kunststof, stukadoorswerk, vloerafwerking en behangen, slopen, loodgieterswerk, schrijnwerk, aanbrengen van glas, spiegels, enz., restaureren van bouwwerken, algemene bouwwerken, reinigen van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden, loodgieterswerk en overige bouwinstallatie, elektrische installatie, installatie van elektrische bedrading en toebehoren, gespecialiseerde bouwwerkzaamheden, slopen en bouwrijp maken van terreinen, burgerlijke en utiliteitsbouw, optrekken van de ruwbouw van individuele huizen, plaatsen van plastiek of PVC poorten, deuren, ramen, plinten en rolluiken, het plaatsen van isolatie en thermische isolatie;
- Algemene reiniging van gebouwen, overige reiniging van gebouwen, industriële reiniging, glazenwassen, reiniging en onderhoud van gebouwen, reinigen van ramen en kantoren, kleine herstellingen, kantoren, interimdiensten, onderaanneming.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Brusselsesteenweg 292 registered office 3090 Overijse | ||
| Rue Jules Godart 24 7390 Quaregnon 4299011 Civil engineering | 16-08-2022 | 2.347.304.384 |
Buildings and parcels at the addresses
- Ground area
- 2,036 m²
- Buildings
- 236 m²
- Volume, LiDAR
- 1,149 m³
- Tallest building
- 9.4 m
Buildings to scale, each on its own parcel
Parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23062B0376/02D005 | Flanders | 1,934 m² | 1 · 198 m² | 6.6 m · 1 |
| 53512D1192/00L000 | Wallonia | 102 m² | 1 · 38 m² | 9.4 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0789.684.324