JS CONCEPT
ActiveSummary
The computed 12-month bankruptcy probability of JS CONCEPT is 2.9% (moderate). The 2024 annual accounts show equity of €5k and a net result of €12k. Equity is growing by ~65.9% per year across the filed fiscal years. Its solvency ranks better than 26% of 9982 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency44▲+44
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
19.4%
Return on assets
43.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
2 d early
2023
330 d late
2022
128 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€5k
2023 · €-7k
2022: €-2k
2023: €-7k
2022 → 2024
Total assets
€28k▲ 93.7%
2023 · €15k
2022: €12k
2023: €15k
2022 → 2024
Net result
€12k
2023 · €-5k
2022: €-4k
2023: €-5k
2022 → 2024
Working capital
€-10k▲ 29.7%
2023 · €-14k
2022: €-4k
2023: €-14k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€-2k-€-7k▼ 295%€5k
Operating result€-4k-€-5k▼ 33.7%€15k
Net result€-4k-€-5k▼ 37.5%€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €15k after a loss of €5k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €28k
Fixed assets
€16k ▲ 172%
Current assets
€12k ▲ 57.3%
Equity and liabilities €28k
Equity
€5k
Debt
€23k
Debt finances 80.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€19k▲
2023 · €-3k
Cash flow
€16k▲
2023 · €-4k
Current ratio
0.56▲
2023 · 0.36
Debt to equity
4.16▲
2023 · -3.12
ROE
225.6%
ROA
43.8%▲
2023 · -35.2%
Interest coverage
283.29▲
2023 · -11.78
Debt ≤ 1 year
€22k▲
2023 · €21k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet
Code20232024
Assets
Total assets20/58€15k€28k▲
Formation expenses20€957-
Fixed assets21/28€6k€16k▲
Intangible fixed assets21-€690
Tangible fixed assets22/27€6k€15k▲
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€5k€13k▲
Current assets29/58€8k€12k▲
Amounts receivable within one year40/41€6k€10k▲
Trade receivables40€4k€10k▲
Other amounts receivable41€3k-
Cash at bank and in hand54/58€1k€755▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€15k€28k▲
Equity10/15€-7k€5k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-9k€3k▲
Amounts payable17/49€21k€23k▲
Amounts payable within one year42/48€21k€22k▲
Financial debts43-€11
Credit institutions430/8-€11
Trade debts44€2k€16k▲
Suppliers440/4€2k€16k▲
Taxes, remuneration and social security45-€6k
Taxes450/3-€6k
Other amounts payable47/48€20k€178▼
Accrued charges and deferred income492/3-€959
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€4k▲
Other operating charges640/8€260€4k▲
Gross operating margin9900€-3k€22k▲
Operating profit (loss)9901€-5k€15k▲
Financial income75/76B€13€64▲
Recurring financial income75€13€64▲
Financial charges65/66B€292€66▼
Recurring financial charges65€292€66▼
Profit (loss) for the period before taxes9903€-5k€15k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-5k€12k▲
Profit (loss) for the period to be appropriated9905€-5k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€3k▲
Profit (loss) brought forward from the previous period14P€-4k€-9k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 330 days late
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
2023
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
06-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 128 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart
Ground area
631 m²
Building footprint
187 m²
Volume, LiDAR
1,279 m³
Parcel 25091B0412/00A000, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091B0412/00A000 | Wallonia | 631 m² | 1 · 187 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 6,824 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2022
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:js.concept@outlook.be