BLACK DIAMOND
ActiveBLACK DIAMOND has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €572. Equity is growing by ~43.6% per year across the filed fiscal years. Its solvency ranks better than 53% of 10310 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-30
Solvency65▼-30
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.23 against 2.84 in 2024; short-term debt: 30.7% of total assets), but 60.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
19 d late
2023
27 d late
2022
28 d late
2021
28 d late
2020
30 d late
2019
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€17k▲ 3.5%
2024 · €16k
2018: €-10k
2019: €-6k
2020: €6k
2021: €7k
2022: €8k
2023: €9k
2024: €16k
2018 → 2025
Total assets
€43k▲ 81.9%
2024 · €23k
2018: €24k
2019: €19k
2020: €20k
2021: €36k
2022: €20k
2023: €26k
2024: €23k
2018 → 2025
Net result
€572▼ 91.9%
2024 · €7k
2018: €1k
2019: €4k
2020: €12k
2021: €900
2022: €995
2023: €1k
2024: €7k
2018 → 2025
Working capital
€16k▲ 25.6%
2024 · €13k
2018: €3k
2019: €6k
2020: €11k
2021: €2k
2022: €8k
2023: €2k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€8k▲ 13.8%€9k▲ 13.5%€16k▲ 76.0%€17k▲ 3.5%
Operating result€1k-€4k▲ 265%€2k▼ 46.0%€11k▲ 456%€3k▼ 75.1%
Net result€900-€995▲ 10.6%€1k▲ 11.7%€7k▲ 539%€572▼ 91.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 75% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€13k▲ 276%
Current assets
€29k▲ 47.2%
Equity and liabilities €43k
Equity
€17k▲ 3.5%
Debt
€26k▲ 265%
The debt ratio rises from 29.9% to 60.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8k▼
2024 · €15k
Cash flow
€6k▼
2024 · €11k
Solvency
39.9%▼
2024 · 70.1%
Current ratio
2.23▼
2024 · 2.84
Quick ratio
2.23▼
2024 · 2.84
Debt / equity
1.51▲
2024 · 0.43
ROE
3.4%▼
2024 · 43.2%
ROA
1.3%▼
2024 · 30.3%
Interest coverage
8.33▼
2024 · 77.47
Debt
€26k▲
2024 · €7k
Debt ≤ 1 year
€13k▲
2024 · €7k
Debt > 1 year
€13k
Income taxes
€1k▼
2024 · €4k
Staff costs
€145
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23k€43k▲
Fixed assets21/28€4k€13k▲
Tangible fixed assets22/27€4k€13k▲
Plant, machinery and equipment23€4k€1k▼
Furniture and vehicles24-€12k
Current assets29/58€20k€29k▲
Amounts receivable within one year40/41€14k€25k▲
Trade receivables40€8k€8k=
Other amounts receivable41€6k€17k▲
Cash at bank and in hand54/58€6k-
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€23k€43k▲
Equity10/15€16k€17k▲
Contributions10/11€16k€16k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€-3k€-2k▲
Amounts payable17/49€7k€26k▲
Amounts payable after more than one year17-€13k
Financial debts170/4-€13k
Amounts payable within one year42/48€7k€13k▲
Current portion of amounts payable after more than one year42-€3k
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€5k▲
Other amounts payable47/48€471-
Income statement
Code20242025
Remuneration, social security and pensions62-€145
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€16k€9k▼
Operating profit (loss)9901€11k€3k▼
Financial income75/76B€7€12▲
Recurring financial income75€7€12▲
Financial charges65/66B€198€954▲
Recurring financial charges65€198€954▲
Profit (loss) for the period before taxes9903€11k€2k▼
Income taxes67/77€4k€1k▼
Profit (loss) for the period9904€7k€572▼
Profit (loss) for the period to be appropriated9905€7k€572▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-2k▲
Profit (loss) brought forward from the previous period14P€-10k€-3k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
2025
31-12
Financial
Weakest financial yearnet €572 ▼91.9%
Net result drops to €572, the lowest in the series.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 19 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 2.84
Current ratio from 1.10 to 2.84; short-term debt falls from €17k to €7k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 2.40
Current ratio from 1.08 to 2.40; short-term debt falls from €22k to €6k.
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 28 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €12k ▲185%
Operating result €12k, net result €12k, both a record.
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 4 days late
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 2 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 16 days late
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herenthout · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Itegemse Steenweg 1502270 HerenthoutGround area
2,272 m²
Building footprint
299 m²
Volume, LiDAR
1,142 m³
Parcel 13012D0545/00G000, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Black Diamond
since 20042.139.526.030
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13012D0545/00G000 | Flanders | 2,272 m² | 1 · 299 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AFRIREGISTER.EU
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Of 12,962 companies in sector 47120 we hold annual accounts for 2,187. 1,370 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-01-2004
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.