b-style
Activeb-style has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €4k. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 51% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+17
Solvency61▲+16
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.24 against 0.99 in 2024; short-term debt: 62.7% and cash: 17.6% of total assets), and 64.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
7 d early
2023
18 d early
2022
5 d early
2021
3 d early
2020
32 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€13k▲ 36.1%
2024 · €10k
2018: €22k
2019: €6k
2020: €10k
2021: €17k
2022: €11k
2023: €12k
2024: €10k
2018 → 2025
Total assets
€38k▼ 21.8%
2024 · €48k
2018: €61k
2019: €44k
2020: €68k
2021: €60k
2022: €71k
2023: €50k
2024: €48k
2018 → 2025
Net result
€4k
2024 · €-2k
2018: €-5k
2019: €-12k
2020: €12k
2021: €27k
2022: €-6k
2023: €1k
2024: €-2k
2018 → 2025
Working capital
€6k
2024 · €-459
2018: €16k
2019: €5k
2020: €7k
2021: €8k
2022: €-7k
2023: €-2k
2024: €-459
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€11k▼ 36.3%€12k▲ 10.7%€10k▼ 15.9%€13k▲ 36.1%
Operating result€33k-€-4k€5k€-8€7k
Net result€27k-€-6k€1k€-2k€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €7k after a loss of €8 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38k
Fixed assets
€8k▼ 32.6%
Current assets
€29k▼ 18.1%
Equity and liabilities €38k
Equity
€13k▲ 36.1%
Debt
€24k▼ 36.7%
The debt ratio falls from 79.5% to 64.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€11k▲
2024 · €5k
Cash flow
€8k▲
2024 · €3k
Solvency
35.6%▲
2024 · 20.5%
Current ratio
1.24▲
2024 · 0.99
Quick ratio
1.08▲
2024 · 0.69
Debt / equity
1.81▼
2024 · 3.88
ROE
26.5%▲
2024 · -18.8%
ROA
9.5%▲
2024 · -3.9%
Interest coverage
9.72▲
2024 · 6.09
Debt
€24k▼
2024 · €38k
Debt ≤ 1 year
€24k▼
2024 · €36k
Income taxes
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€38k▼
Fixed assets21/28€12k€8k▼
Tangible fixed assets22/27€12k€8k▼
Plant, machinery and equipment23€1k€826▼
Furniture and vehicles24€739-
Other tangible fixed assets26€10k€7k▼
Current assets29/58€36k€29k▼
Stocks and contracts in progress3€11k€4k▼
Stocks30/36€11k€4k▼
Amounts receivable within one year40/41€18k€18k▲
Trade receivables40€17k€18k▲
Other amounts receivable41€684€254▼
Cash at bank and in hand54/58€4k€7k▲
Deferred charges and accrued income490/1€3k€819▼
Equity and liabilities
Total equity and liabilities10/49€48k€38k▼
Equity10/15€10k€13k▲
Contributions10/11€6k€6k=
Reserves13€7k€7k▲
Distributable reserves133€7k€7k▲
Profit (loss) carried forward14€-3k-
Amounts payable17/49€38k€24k▼
Amounts payable within one year42/48€36k€24k▼
Current portion of amounts payable after more than one year42€3k-
Trade debts44€11k€13k▲
Suppliers440/4€11k€13k▲
Taxes, remuneration and social security45€10k€11k▲
Taxes450/3€10k€11k▲
Other amounts payable47/48€13k-
Accrued charges and deferred income492/3€2k€648▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k-
Other operating charges640/8€1k€2k▲
Gross operating margin9900€11k€13k▲
Operating profit (loss)9901€-8€7k▲
Financial income75/76B€78€10▼
Recurring financial income75€78€10▼
Financial charges65/66B€864€1k▲
Recurring financial charges65€864€1k▲
Profit (loss) for the period before taxes9903€-794€6k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€-2k€4k▲
Profit (loss) for the period to be appropriated9905€-2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€105▲
Profit (loss) brought forward from the previous period14P€-3k€-3k▲
Transfer from equity791/2€2k-
Transfer to equity691/2-€105
To other reserves6921-€105
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €27k ▲128%
Operating result €33k, net result €27k, both a record.
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Augustijnslei 2632930 BrasschaatGround area
684 m²
Building footprint
140 m²
Volume, LiDAR
780 m³
Parcel 11323F0355/00L005, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
b-style
since 20102.189.602.180
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11323F0355/00L005 | Flanders | 684 m² | 1 · 140 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
XIN LI
BE 0725.603.550
Bastogne · Eq €13k
Féréo
BE 0758.775.867
Stoumont · Eq €13k
MPC CLOTHES
BE 0682.792.205
Zaventem · Eq €13k
Antwerp Home Consulting
BE 0739.770.203
Brasschaat · Eq €13k
SAUNA-LINE
BE 0881.216.888
Kuurne · Eq €14k
Of 12,959 companies in sector 47120 we hold annual accounts for 2,190. 1,303 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2010
Fiscal year end30-09
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.