Rob & Co
ActiveRob & Co has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €33k and a net result of €3k. Equity is growing by ~27.7% per year across the filed fiscal years. Its solvency ranks better than 94% of 26049 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability58▼-16
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 10.06 against 5.49 in 2023; short-term debt: 9.9% and cash: 17.7% of total assets), and 9.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
90.1%
Return on assets
8.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
47 d late
2022
108 d late
2021
10 d late
2020
47 d late
2019
28 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€33k▲ 10.0%
2023 · €30k
2018: €2k
2019: €9k
2020: €11k
2021: €19k
2022: €25k
2023: €30k
2018 → 2024
Total assets
€36k▼ 0.1%
2023 · €37k
2018: €16k
2019: €28k
2020: €14k
2021: €23k
2022: €30k
2023: €37k
2018 → 2024
Net result
€3k▼ 43.9%
2023 · €5k
2018: €369
2019: €7k
2020: €2k
2021: €8k
2022: €5k
2023: €5k
2018 → 2024
Working capital
€33k▲ 10.0%
2023 · €30k
2018: €920
2019: €9k
2020: €11k
2021: €19k
2022: €25k
2023: €30k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€11k-€19k▲ 68.2%€25k▲ 28.2%€30k▲ 21.6%€33k▲ 10.0%
Operating result€3k-€8k▲ 229%€7k▼ 13.0%€7k▼ 0.1%€4k▼ 44.1%
Net result€2k-€8k▲ 213%€5k▼ 30.4%€5k▼ 1.9%€3k▼ 43.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 44% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €36k
Equity
€33k▲ 10.0%
Debt
€4k▼ 45.5%
The debt ratio falls from 18.2% to 9.9%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
90.1%▲
2023 · 81.8%
Current ratio
10.06▲
2023 · 5.49
Quick ratio
5.37▲
2023 · 1.87
Debt / equity
0.11▼
2023 · 0.22
ROE
9.1%▼
2023 · 17.8%
ROA
8.2%▼
2023 · 14.5%
Debt
€4k▼
2023 · €7k
Debt ≤ 1 year
€4k▼
2023 · €7k
Income taxes
€855▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€37k€36k▼
Current assets29/58€37k€36k▼
Stocks and contracts in progress3€24k€17k▼
Stocks30/36€24k€17k▼
Amounts receivable within one year40/41€5k€12k▲
Trade receivables40-€95
Other amounts receivable41€5k€12k▲
Cash at bank and in hand54/58€7k€6k▼
Deferred charges and accrued income490/1€694€1k▲
Equity and liabilities
Total equity and liabilities10/49€37k€36k▼
Equity10/15€30k€33k▲
Contributions10/11€14k€14k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€14k€17k▲
Amounts payable17/49€7k€4k▼
Amounts payable within one year42/48€7k€4k▼
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Income statement
Code20232024
Other operating charges640/8€825€2k▲
Gross operating margin9900€8k€6k▼
Operating profit (loss)9901€7k€4k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€410€242▼
Recurring financial charges65€410€242▼
Profit (loss) for the period before taxes9903€7k€4k▼
Income taxes67/77€2k€855▼
Profit (loss) for the period9904€5k€3k▼
Profit (loss) for the period to be appropriated9905€5k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€17k▲
Profit (loss) brought forward from the previous period14P€9k€14k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
16-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 47 days late
2023
16-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 108 days late
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
31-12
Financial
Highest result since 2018net €8k ▲213%
Operating result €8k, net result €8k, both a record.
16-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 47 days late
2020
31-12
Financial
Liquidity quadruplescurrent ratio 5.68
Current ratio from 1.44 to 5.68; short-term debt falls from €19k to €2k.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
104 m²
Building footprint
114 m²
Volume, LiDAR
1,287 m³
Parcel 11809I2387/00Y000, Flanders · tallest building 16.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
rob & co
since 20032.133.509.555
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11809I2387/00Y000 | Flanders | 104 m² | 1 · 114 m² | 16.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,962 companies in sector 47120 we hold annual accounts for 2,187. 1,468 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-2003
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47191Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.