BLABOR

Active

Private limited companyfounded 20223 yrs activeLeuvensevoetweg 3A, 3370 Boutersem, BelgiumKBO/BCE: BE 0795.112.166

The computed 12-month bankruptcy probability of BLABOR is 1.6% (moderate). The 2025 annual accounts show equity of €72k and a net result of €-25k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 70% of 7017 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

49 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-96

Solvency99▼-1

Growth52=

Track record94

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €3.5k at 30 days acceptable

Liquidity short (current ratio 0.17 against 0.8 in 2024; short-term debt: 26% and cash: 3.2% of total assets), and 26% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

74%

Return on assets

-25.9%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

11 d early

2024

29 d early

2023

8 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

20-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€72k▼ 25.9%

2024 · €97k

2023: €71k 2024: €97k

2023 → 2025

Total assets

€97k▼ 16.4%

2024 · €116k

2023: €115k 2024: €116k

2023 → 2025

Net result

€-25k

2024 · €26k

2023: €71k 2024: €26k

2023 → 2025

Working capital

€-21k▼ 456%

2024 · €-4k

2023: €60k 2024: €-4k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€71k-€97k▲ 36.2%€72k▼ 25.9%

Operating result€91k-€31k▼ 65.7%€-25k

Net result€71k-€26k▼ 63.8%€-25k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €25k after €31k in 2024, the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €97k

95.5%

Fixed assets €93k▼ 7.9%

Current assets €4k▼ 71.6%

Equity and liabilities €97k

74.0%

26.0%

Equity €72k▼ 25.9%

Debt €25k▲ 32.2%

The debt ratio rises from 16.5% to 26.0%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-17k▼

2024 · €37k

Cash flow

€-17k▼

2024 · €31k

Solvency

74.0%▼

2024 · 83.5%

Current ratio

0.17▼

2024 · 0.80

Quick ratio

0.17▼

2024 · 0.80

Debt / equity

0.35▲

2024 · 0.20

ROE

-35.0%▼

2024 · 26.6%

ROA

-25.9%▼

2024 · 22.2%

Interest coverage

-250.34▼

2024 · 547.35

Debt

€25k▲

2024 · €19k

Debt ≤ 1 year

€25k▲

2024 · €19k

Income taxes

€0▼

2024 · €5k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€116k€97k▼

Fixed assets21/28€101k€93k▼

Tangible fixed assets22/27€101k€93k▼

Land and buildings22€93k€88k▼

Furniture and vehicles24€8k€5k▼

Current assets29/58€15k€4k▼

Amounts receivable within one year40/41€382€1k▲

Trade receivables40€252€1k▲

Other amounts receivable41€130€0▼

Cash at bank and in hand54/58€13k€3k▼

Deferred charges and accrued income490/1€2k€45▼

Equity and liabilities

Total equity and liabilities10/49€116k€97k▼

Equity10/15€97k€72k▼

Contributions10/11€100€100=

Reserves13€97k€72k▼

Distributable reserves133€97k€72k▼

Amounts payable17/49€19k€25k▲

Amounts payable within one year42/48€19k€25k▲

Financial debts43€1k€57▼

Credit institutions430/8€1k€57▼

Trade debts44€2k€2k▼

Suppliers440/4€2k€2k▼

Taxes, remuneration and social security45€5k€6k▲

Taxes450/3€5k€6k▲

Other amounts payable47/48€10k€18k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲

Other operating charges640/8€705€499▼

Gross operating margin9900€37k€-17k▼

Operating profit (loss)9901€31k€-25k▼

Financial income75/76B€1€4▲

Recurring financial income75€1€4▲

Financial charges65/66B€67€68▲

Recurring financial charges65€67€68▲

Profit (loss) for the period before taxes9903€31k€-25k▼

Income taxes67/77€5k€0▼

Profit (loss) for the period9904€26k€-25k▼

Profit (loss) for the period to be appropriated9905€26k€-25k▼

Appropriation of the result

Profit (loss) to be appropriated9906€26k€-25k▼

Transfer from equity791/2-€25k

Transfer to equity691/2€26k€0▼

To other reserves6921€26k€0▼

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

Next filing, fiscal year 2026, expected by 31-07-2027

2026

20-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Weakest financial yearnet €-25k ▼198%

Net result drops to €-25k, the lowest in the series.

02-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

23-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Boutersem · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Leuvensevoetweg 3A3370 Boutersem

Ground area

1,042 m²

Building footprint

127 m²

Parcel 24049C0023/00H000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.

1 establishment unit

BLABOR

Leuvensevoetweg 3A, 3370 BoutersemActivities of head offices; management consultancy activities

since 20222.339.015.141

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24049C0023/00H000	Flanders	1,042 m²	1 · 127 m²	0.1 m

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 5,593 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded20-12-2022

Fiscal year end31-12

Activities, NACEBEL

70210Activities of head offices; management consultancy activities

73300Public relations and communication consultancy

62020IT consultancy

62200Computer consultancy and computer facilities management

68201Renting and operating of own or leased residential real estate, excluding social housing

68203Renting and operating of own or leased non-residential real estate, excluding land

70200Business and other management consultancy

70220Business consulting

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.