Age3 yrs
Real estate3 parcels · 2,857 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of MATTUVU is 2.2% (moderate). The 2024 annual accounts show equity of €73k and a net result of €13k. Its solvency ranks better than 82% of 2547 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Signals
2 signals · with evidenceStrong solvency vs sector
Solvency is in the sector's strongest quartile: better than 82% of 2547 peers (2024). A comfortable equity buffer.
View the sector comparison Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 33 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not confirmed | - |
| 31-12-2024 | 31-07-2025 | 27-06-2025 | 34 d early | 2025-00185937 |
| 31-12-2023 | 31-07-2024 | 31-08-2024 | 31 d late | 2024-00423566 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone2.2%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Multiple establishment units
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (micro schema)
EBIT marginNot published (micro schema)
Net result€13k-74.7%
Working capital€56k+29.6%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 27-06-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 73, Advertising & market research · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 81.1% | 56.2% | |
| Net result | €13k | €19k | |
| Equity | €73k | €43k | |
| Gross operating margin | €24k | €37k | |
| Staff costs | €2k | €14k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€21k
-68.5%
23-24
€13k
-74.7%
23-24
€17k
-68.9%
23-24
€90k
+3.9%
23-24
€73k
+20.1%
23-24
€56k
+29.6%
23-24
1
-
23-24
€2k
-
23-24
Show 11 other metrics
€4k
-70.4%
23-24
€833
+4.1%
23-24
€17k
-34.2%
23-24
€17k
-34.2%
23-24
4.31
+60.8%
23-24
3.72
+47.0%
23-24
81.1%
+15.6%
23-24
0.23
-45.3%
23-24
17.9%
-78.9%
23-24
14.5%
-75.6%
23-24
37.01
-78.4%
23-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €21k |
| Net profit | €13k |
| Cash flow | €17k |
| Staff costs | €2k |
| Income taxes | €4k |
| Dividends | €833 |
| Total assets | €90k |
| Equity | €73k |
| Debt | €17k |
| of which ≤ 1y | €17k |
| of which > 1y | - |
| Working capital | €56k |
| Employees (FTE) | 1.0 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 4.31 |
| Quick ratio | 3.72 |
| Working capital ratio | 62.4% |
| Solvency | 81.1% |
| Debt / equity | 0.23 |
| Long-term debt ratio | - |
| Interest coverage | 37.01 |
| Gross margin | - |
| Net margin | - |
| ROA | 14.5% |
| ROE | 17.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €90k |
| Fixed assets | 21/28 | €17k |
| Intangible fixed assets | 21 | €2k |
| Tangible fixed assets | 22/27 | €15k |
| Current assets | 29/58 | €73k |
| Stocks & contracts in progress | 3 | €10k |
| Amounts receivable within one year | 40/41 | €20k |
| Cash & bank | 54/58 | €41k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €90k |
| Equity | 10/15 | €73k |
| Contributions / capital | 10/11 | €10k |
| Reserves | 13 | €63k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €17k |
| Amounts payable within one year | 42/48 | €17k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €24k |
| Operating result | 9901 | €18k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €577 |
| Result before taxes | 9903 | €17k |
| Income taxes | 67/77 | €4k |
| Net result for the period | 9904 | €13k |
| Result to be appropriated | 9905 | €13k |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed93
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
2 locationsMATTUVU
since 20222.338.094.730
SPLASHE
since 20252.372.538.341
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels3
Ground area2,857 m²
Buildings3
Building footprint697 m²
Volume (LiDAR)5,178 m³
Tallest building13.5 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
2
(66.7%)
Brussels
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25044D0017/00F003 | Wallonia | 1,285 m² | 1 · 163 m² | 8.5 m · 2 fl. |
| 25015A0166/00M000 | Wallonia | 1,131 m² | 1 · 100 m² | 10.0 m · 3 fl. |
| 21016B0072/00E008 | Brussels | 441 m² | 1 · 434 m² | 13.5 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 act All acts · 1
updated 1 year ago
2025
03-04-2025 Articles of association amended, translation of the articles, coordination of the articles and amendment of specific articles
Summary:
L'objet de la société est modifié en apportant à l'article 3 des statuts la modification prévue au point 2°) à l'ordre du jour.Notary:
Simon Deprez · Feluy
Analysis
Financial profile
5 of 5 axes measured86
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
93
Profitability
89
Solvency
100
Growth
52
Stability
94
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 2,264 of the 13,473 companies in this sector. 1,925 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Overige niet-gespecialiseerde detailhandel47120Detailhandel via postorderbedrijven of via internet47910Productie van televisieprogramma's59114Overige fotografische activiteiten74209Overige zakelijke dienstverlening, neg82990Gespecialiseerde beeld-, verlichtings- en geluidstechnieken90393Activiteiten van fitnesscentra93130Overige recreatie- en ontspanningsactiviteiten, neg93299
Primary activity highlighted.
Names & trade names
| Legal nameFR | MATTUVU |
Registered office
Rue du Croiseau 3
1460 Ittre, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.