Skip to content

BKONSTRUCT

Active Private limited companyfounded 2022active for 4 yearsVillalaan 9, 1601 Sint-Pieters-LeeuwKBO/BCE: BE 0780.457.347

Overview

Lifetime

4 annual accounts with figures on one time axis
peak €80,345 (2023)
€75,517▲ 6.7%
peak €50,855 (2025)
€50,855▲ 45.5%
peak €162,664 (2025)
€162,664▲ 45.5%
€269,474▲ 226%
Board2 names since 2022
2 directorsBRULE Jean-Philippe and 1 other
Documentsfilings and deeds
25-09-202656 days late
2025micro format
Result from €34,948 to €50,855Equity from €111,809 to €162,664Debts from €82,579 to €269,474Cash from €64,633 to €12,506

Key points

from the 2025 annual accounts

Equity

€162,664 ▲ 45.5%
€112,0002024€163,0002025

Equity rose in 2025 from €111,809 to €162,664.

Filings

4 annual accounts 4 late
AprilJune31 JulyOctober2022202320242025

The 2023 accounts came latest: 194 days after the end of the period.

Position in the sector

€50,855

Higher net result than 87% of companies in construction of buildings. Sector median €8,554 · 9,452 companies.

Checked score

50
Fair
Financially stronger than 52% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.5% across 13,460 companies (NACE 41, micro).

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 7.0% 01-2025: 9.1%▲ +2.1 percentage points vs 12-2024highest value 02-2025: 9.1%● unchanged vs 01-2025highest value 03-2025: 2.8%▼ -6.3 percentage points vs 02-2025 04-2025: 2.8%● unchanged vs 03-2025 05-2025: 2.9%▲ +0.1 percentage points vs 04-2025 06-2025: 2.7%▼ -0.2 percentage points vs 05-2025 07-2025: 2.8%▲ +0.1 percentage points vs 06-2025 08-2025: 3.5%▲ +0.7 percentage points vs 07-2025 09-2025: 3.6%▲ +0.1 percentage points vs 08-2025 10-2025: 4.5%▲ +0.9 percentage points vs 09-2025 11-2025: 2.2%▼ -2.3 percentage points vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.2%● unchanged vs 12-2025 02-2026: 2.2%● unchanged vs 01-2026 03-2026: 2.1%▼ -0.1 percentage points vs 02-2026 04-2026: 2.1%● unchanged vs 03-2026 05-2026: 2.1%● unchanged vs 04-2026lowest value 06-2026: 2.3%▲ +0.2 percentage points vs 05-2026 07-2026: 2.3%● unchanged vs 06-2026 08-2026: 3.0%▲ +0.7 percentage points vs 07-2026 09-2026: 3.4%▲ +0.4 percentage points vs 08-2026 10-2026: 3.3%▼ -0.1 percentage points vs 09-2026 11-2026: 3.3%● unchanged vs 10-2026

Financial strength
Average

63-20equity 37.6% of total assets
21-50short-term debt 62.4% · cash 2.9%
83+8return on assets 11.8%

Score breakdown

raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Last filed accounts filed 56 days late; 3 of the last 3 accounts late
Founded in 2022
Liquidity: current ratio 1.56, cash €12,506, halved
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 45% of them on solvency, 17% on liquidity, 66% on profitability and 78% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as BKONSTRUCT has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of BKONSTRUCT itself is higher: 3.3% within 12 months. It rests on far more data about BKONSTRUCT than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for BKONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €8,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.56 (2.07 in 2024), above the usual 1.5. Short-term debt is 62.4% and cash 2.9% of total assets. However, 62.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Last filed accounts filed 56 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 1.56, cash €12,506, halved
NBB · annual accounts
raises risk · 2025 accounts filed 56 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
56 days late
2024
68 days late
2023
194 days late
2022
67 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 96 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 October (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Board and ownership

  • BRULÉ Jean-Philippe 50 sharesdeed of 18-01-2022
  • KOK Sébastien,Robert,Walter 50 sharesdeed of 18-01-2022
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0780457347
Incorporation Founding capital of €2,000, 100 shares · Founders: BRULÉ Jean-Philippe; KOK Sébastien, Robert, Walter · Appointments: BRULÉ Jean-Philippe (director) and KOK Sébastien, Robert, Walter (director) · published on 18-01-2022 · Gazette deed
First establishment Villalaan 9, Sint-Pieters-Leeuw
All 10 events

Comparable companies

same main activity, similar in size and age
Company
BKONSTRUCT Sint-Pieters-Leeuw €432,138 €75,517 37.6% -
WF RENOVATION Linkebeek €413,399 €90,341 67.3% -
FCP FLOORING Zaventem €386,590 €92,119 29.8% -
DACO BUILT Wezembeek-Oppem €380,826 €59,997 52.7% -
Instaleuven Leuven €426,879 €95,136 29.3% -
Ligna Domo Kapellen €436,046 €74,657 3.7% -
Scheerlinck Kristof Oosterzele €416,588 €67,001 39.5% -

These companies have the same main activity as BKONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €381,000 and €436,000, founded between 2021 and 2022.

Official details

Source: KBO
Status
Active since 14-01-2022Normal situation
Activity
General construction of residential buildingsNACE 41001
Establishment unit
2.326.884.2031601 Sint-Pieters-Leeuw, since 14-01-2022
Financial year end
31 December
Peppol
Reachable since 09-01-2026
Company details

Annual accounts 2025

€75,517▲ 6.7%
≈ €390,000estimated
€50,855▲ 45.5%
€162,664▲ 45.5%
€432,138▲ 122%
Filing
Filed on 25-09-2026
Financials

Insights on BKONSTRUCT

BKONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €36,281 in 2022 to €75,517 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 25-09-2026, 56 days late
€75,517
▲ 6.7%
€59,102
▲ 3.3%
€70,061
▲ 1.2%
€61,814
▲ 31.6%
37.6%
▼ 19.9 percentage points
1.56
▼ 0.51

Money flows

no detail for 2025

Balance sheet

balance sheet total €432,138 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

37.6%

Higher than 44% of 9,462 companies in 2025.

1.56

Higher than 46% of 9,210 companies in 2025.

11.8%

Higher than 61% of 9,282 companies in 2025.

BKONSTRUCT Middle half of the sector 80% of the sector Micro accounts in construction of buildings (NACE 41)

Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022
Balance sheet: assets
20/58 432,138194,388119,47696,582
20 --394789
21/28 12,43523,38924,94019,661
22/27 12,43523,38924,94019,661
23 8,57111,9395,2265,751
24 3,86411,45019,71413,909
29/58 419,702170,99994,14276,132
3 107,854---
30/36 107,854---
40/41 299,343103,15836,41940,784
40 280,423102,36028,88440,784
41 18,9197997,535-
54/58 12,50664,63354,51635,348
490/1 -3,2073,207-
Balance sheet: equity and liabilities
10/49 432,138194,388119,47696,582
10/15 162,664111,80976,86129,156
10/11 2,0002,0002,0002,000
14 160,664109,80974,86127,156
17/49 269,47482,57942,61567,426
42/48 269,47482,57942,61567,426
42 2,0665,8366,343-
44 261,84166,65029,47652,600
440/4 261,84166,65029,47652,600
45 6162,978-14,825
450/3 88--11,529
454/9 5282,978-3,296
47/48 4,9517,1166,796-
Income statement
70 -1.2m1.1m-
9900 75,51770,79280,34536,281
60/61 -1.1m997,463-
630 10,95912,0268,7711,246
640/8 5,4561,5644,108348
9901 59,10257,20267,46634,687
75/76B 1,5581523290
75 1,5581523290
65/66B 1,2422,40612531
65 1,24210612531
66B -2,300--
9903 59,41854,94867,67034,656
67/77 8,56320,00019,9657,500
9904 50,85534,94847,70527,156
9905 50,85534,94847,70527,156
Appropriation of the result
9906 160,664109,80974,86127,156
14P 109,80974,86127,156-
Document PDFPDFPDFPDF

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 25-09-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 56 days after the deadline. Filed on 25 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00524030.

Financial year Type Filed Reference Document
31-12-2025 micro format 25-09-2026 2026-00524030 PDF
31-12-2024 micro format 07-10-2025 2025-00534114 PDF
31-12-2023 micro format 10-02-2025 2025-00032349 PDF
31-12-2022 micro format 06-10-2023 2023-00475715 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022
70,06169,22776,23735,934
61,81446,97456,47528,403
010,08014,05020,513
-52,12710,11819,167-
150,22888,42051,5268,707
-4.9%6.3%-
37.6%57.5%64.3%30.2%
1.562.072.211.13
1.162.072.211.13
1.660.740.552.31
31.3%31.3%62.1%93.1%
11.8%18.0%39.9%28.1%
56.42over 100over 100over 100
-32 days10 days-
-22 days11 days-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item2025202420232022
Tangible fixed assets-€10,080€14,050€20,513
Financial fixed assets€0---
€10,959€12,026€8,771€1,246

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on BKONSTRUCT

The operating result for 2025 is 3% higher than in 2024. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total rises from 42.5% to 62.4%. Equity and debt are higher.

Board & ownership

Board

2 directors, since incorporation
Director
appointed by deed of 18-01-2022 term without a fixed end
also on the board of 2 other companies
listed in the 2025 annual accounts, filed on 25-09-2026
Director
appointed by deed of 18-01-2022 term without a fixed end
listed in the 2025 annual accounts, filed on 25-09-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Artikel 11. Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”
deed of 18-01-2022

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today
Board
Mandates as a list
  • BRULE Jean-Philippe
    • Director, from 14-01-2022 to date
  • KOK Sébastien,Robert,Walter
    • Director, appointed by deed of 18-01-2022, still in office

See the board, name and registered office on a given date →

Control

This company
BKONSTRUCT
Equity €162,664
Profit €50,855 in 2025

Capital

Contribution
€2,000
Shares
100
Contribution per share
€20
Equity per share
€1,627 in 2025
Source
deed of 18-01-2022

Articles of association

deed of 18-01-2022 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
2 directors
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Voor helft ten laste overdrager en helft ten laste koper(s) naar evenredigheid verworven aantal aandelen, prijs vermeld in oorspronkelijke…”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
“TITRE V. ALGEMENE VERGADERING Artikel 15. Organisatie en bijeenroeping Ieder jaar wordt een gewone algemene vergadering van aandeelhouders…”
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Shareholders

At incorporation deed of 18-01-2022 ↗

Network & group

No group

BKONSTRUCT has no parent and no holdings in its annual accounts.

At the same address

Villalaan 9, 1601 Sint-Pieters-Leeuw · 1 other company
JPB VISION
registered office since 27-09-2023 · founded in 2023 · accounts filed late
total assets €52,011 (2025)
1000.358.228

Earlier ties

SERVICE 4 YOU
via BRULE Jean-Philippe, no longer at SERVICE 4 YOU · Director
founded in 2007
total assets €59,242 (2025)

Board mandates elsewhere

1 board mandate
Board mandates of BKONSTRUCTBKONSTRUCT sits on their board1
Director
Founded in 1984 · 6.6 FTE (2025)

Connections & network

2 connected companies
Depth
This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
JPB VISION
via BRULE Jean-Philippe · Director · deed of 29-09-2023
Founded in 2023 · total assets €52,011 (2025) · accounts filed late
→
FRANCOIS PATRIARCHE ET CO.
via BRULE Jean-Philippe · Director · deed of 23-03-2023
Founded in 1989 · total assets €263,166 (2025)
→

Timeline

Timeline

10 events since 2022

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 56 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0780457347
2025
Highest result from 2022 to 2025 net €50,855 ▲45.5% The net result of €50,855 is the highest of those years.
Equity above €150,000 equity €162,664 ▲45.5% With a profit in every financial year since 2022, equity grows to €162,664.
Annual accounts 2024 filed PDFmicro format · 68 days late
Annual accounts 2023 filed PDFmicro format · 194 days late
2024
Equity above €100,000 equity €111,809 ▲45.5% With a profit in every financial year since 2022, equity grows to €111,809.
2023
Annual accounts 2022 filed PDFmicro format · 67 days late
2022
IncorporationFounding capital of €2,000, 100 shares · Founders: BRULÉ Jean-Philippe; KOK Sébastien, Robert, Walter · Appointments: BRULÉ Jean-Philippe (director) and KOK Sébastien, Robert, Walter (director) · published on 18-01-20228 points ▸

Open the deed in the Belgian Official Gazette

First establishment Villalaan 9, Sint-Pieters-Leeuw

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

BKONSTRUCT was incorporated on 14 January 2022 as a private limited company by two natural persons, with a starting capital of €2,000.12 The board currently has 2 members.3 Total assets rose from €96,582 in 2022 to €432,138 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 18-01-2022
  3. 3National Bank, annual accounts 2025
  4. 4National Bank, annual accounts 2022 and 2025

Company details

Identity

Enterprise number
0780.457.347
VAT number
BE 0780.457.347
Peppol ID
0208:0780457347
Other Peppol ID
9925:BE0780457347
Legal form
Private limited company
Status
Active, normal situation
Founded
14-01-2022
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
“TITRE V. ALGEMENE VERGADERING Artikel 15. Organisatie en bijeenroeping Ieder jaar wordt een gewone algemene vergadering van aandeelhouders…”
deed of 18-01-2022 (in Dutch)
Peppol
Reachable since 09-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
BKONSTRUCT in Dutch
Abbreviation
BK in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 18-01-2022 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 18-01-2022 (in Dutch)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
41201 General construction of buildings main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“De bouw van individuele “sleutelklare” woningen; De creatie van "kant-en-klare" appartementen; Algemene coördinatie op de site; Algemene…”
27 activities
  1. De bouw van individuele “sleutelklare” woningen
  2. De creatie van "kant-en-klare" appartementen
  3. Algemene coördinatie op de site
  4. Algemene bouw van kantoorgebouwen
  5. Algemene bouw overige utiliteitsbouw
  6. Aanleg van rioleringsnetwerken
  7. Alle sloopwerkzaamheden
  8. Alle grondwerken: graven,vullen,egaliseren van bouwplaatsen,openen van sleuven,strippen,vernietigen met explosieven
  9. Ontwatering van land- en bosbouwgrond
  10. Opruimen van werkplekken
  11. Alle bouw elektrotechnische installatiewerkzaamheden
  12. De installatie in gebouwen of andere bouwprojecten van: elektrische,gas- en olieverharmingssystemen,ketels,ventilatie- en airconditioningsmaterialen en -leidingen,enz.,evenals sanitaire voorzieningen
  13. Alle isolatiewerkzaamheden
  14. Alle stukadoorswerkzaamheden
  15. Alle timmerwerkzaamheden en in het bijzonder
  16. Het monteren van buiten- en binnen schrijnwerk van hout of metaal: deuren,ramen,trappen,ingerichte keukenkasten,uitrustingen voor winkels,deur- en raamkozijnen,enz,…
  17. Het monteren van kunststof binnen- en buitenschrijnwerk
  18. Alle ruwbouw en dakbedekking van gebouwen
  19. Leggen van vloer- en wandtegels
  20. Schilderen van gebouwen
  21. Alle waterdichtingswerken op daken en dakterrassen
  22. Alle metsel- en voegwerk
  23. Alle werkzaamheden op het gebied van engineering en technisch advies,met uitzondering van landmeetkundige werkzaamheden
  24. Aanleg en onderhoud van tuinen,parken en groenvoorzieningen
  25. Alle renovatiewerken
  26. Evenals de aankoop,verkoop,verhuur,import en export,groot- of detailhandel,van alle materialen,goederen,apparaten en gereedschappen die nodig zijn voor de bouw,het onderhoud en de reparatie van gebouwen
  27. Alle sport gerelateerde activiteiten,waaronder training,coaching,evenals de organisatie van evenementen en stages,en de in-,verkoop,import en export van alle sportartikelen
deed of 18-01-2022 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Villalaan 9 registered office 1601 Sint-Pieters-Leeuw 14-01-2022 2.326.884.203

Buildings and parcels at the address

Ground area
255 m²
Buildings
66 m²
Volume, LiDAR
434 m³
Tallest building
9.2 m
Buildings to scale, each on its own parcel
66 m², 9.2 m 66 m², 9.2 m

Location

registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
23069A0354/00P013255 m² 1 · 66 m² 9.2 m · 2

Contact

E-mail jph.brule@icloud.com

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0780.457.347