JPB VISION
ActiveSummary
JPB VISION has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €7k. Its solvency ranks better than 50% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability46▼-54
Solvency81▼-12
Growth52
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity ample (current ratio 2.13 against 2.53 in 2024; short-term debt: 44.1% and cash: 7.2% of total assets), and 44.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-08-2026, 212 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
212 d late
2024
80 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€101k
EBIT margin
50.3%
Net result
€7k▼ 67.6%
2024 · €20k
2024: €20k
2025: €7k▼ -67.6% vs 2024
2024 → 2025
Working capital
€26k▲ 59.7%
2024 · €16k
2024: €16k
2025: €26k▲ +59.7% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€101k-
Equity€22k-€29k▲ 29.5%
2024: €22k
2025: €29k▲ +29.5% vs 2024
Operating result€51k-€60k▲ 18.1%
2024: €51k
2025: €60k▲ +18.1% vs 2024
Net result€20k-€7k▼ 67.6%
2024: €20k
2025: €7k▼ -67.6% vs 2024
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 18% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€3k ▼ 49.1%
Current assets
€49k ▲ 82.0%
Equity and liabilities €52k
Equity
€29k ▲ 29.5%
Debt
€23k ▲ 116%
Debt's share of the balance-sheet total rises from 32.1% to 44.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€63k▲
2024 · €54k
Cash flow
€10k▼
2024 · €24k
Current ratio
2.13▼
2024 · 2.53
Debt to equity
0.79▲
2024 · 0.47
ROE
22.8%▼
2024 · 91.1%
ROA
12.8%▼
2024 · 61.9%
Interest coverage
1.37▼
2024 · 28.92
Debt ≤ 1 year
€23k▲
2024 · €11k
Income taxes
€7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€33k€52k▲
Formation expenses20€829€415▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€5k€3k▼
Financial fixed assets28€102€102=
Current assets29/58€27k€49k▲
Amounts receivable within one year40/41€15k€45k▲
Trade receivables40€12k€32k▲
Other amounts receivable41€2k€13k▲
Cash at bank and in hand54/58€12k€4k▼
Equity and liabilities
Total equity and liabilities10/49€33k€52k▲
Equity10/15€22k€29k▲
Contributions10/11€2k€2k=
Capital10€2k-
Issued capital100€2k-
Profit (loss) carried forward14€20k€27k▲
Amounts payable17/49€11k€23k▲
Amounts payable within one year42/48€11k€23k▲
Trade debts44€1k€6k▲
Suppliers440/4€1k€6k▲
Taxes, remuneration and social security45€9k€17k▲
Taxes450/3€6k€17k▲
Remuneration and social security454/9€3k-
Income statement
Code20242025
Turnover70€101k-
Goods, raw materials, services and sundry goods60/61€47k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€500€538▲
Gross operating margin9900€54k€64k▲
Operating profit (loss)9901€51k€60k▲
Financial income75/76B-€131
Recurring financial income75-€131
Financial charges65/66B€30k€46k▲
Recurring financial charges65€2k€46k▲
Non-recurring financial charges66B€29k-
Profit (loss) for the period before taxes9903€20k€14k▼
Income taxes67/77-€7k
Profit (loss) for the period9904€20k€7k▼
Profit (loss) for the period to be appropriated9905€20k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€27k▲
Profit (loss) brought forward from the previous period14P-€20k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Turnover70 | €101k | - | - |
| Goods, raw materials, services and sundry goods60/61 | €47k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €3k | = |
| Other operating charges640/8 | €500 | €538 | ▲ 7.6% |
| Gross operating margin9900 | €54k | €64k | ▲ 17.0% |
| Operating profit (loss)9901 | €51k | €60k | ▲ 18.1% |
| Financial income75/76B | - | €131 | - |
| Recurring financial income75 | - | €131 | - |
| Financial charges65/66B | €30k | €46k | ▲ 51.7% |
| Recurring financial charges65 | €2k | €46k | ▲ 2,373% |
| Non-recurring financial charges66B | €29k | - | - |
| Profit (loss) for the period before taxes9903 | €20k | €14k | ▼ 31.2% |
| Income taxes67/77 | - | €7k | - |
| Profit (loss) for the period9904 | €20k | €7k | ▼ 67.6% |
| Profit (loss) for the period to be appropriated9905 | €20k | €7k | ▼ 67.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €33k | €52k | ▲ 57.3% |
| Formation expenses20 | €829 | €415 | ▼ 50.0% |
| Fixed assets21/28 | €5k | €3k | ▼ 49.1% |
| Tangible fixed assets22/27 | €5k | €3k | ▼ 50.0% |
| Furniture and vehicles24 | €5k | €3k | ▼ 50.0% |
| Financial fixed assets28 | €102 | €102 | = |
| Current assets29/58 | €27k | €49k | ▲ 82.0% |
| Amounts receivable within one year40/41 | €15k | €45k | ▲ 208% |
| Trade receivables40 | €12k | €32k | ▲ 160% |
| Other amounts receivable41 | €2k | €13k | ▲ 458% |
| Cash at bank and in hand54/58 | €12k | €4k | ▼ 69.4% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €33k | €52k | ▲ 57.3% |
| Equity10/15 | €22k | €29k | ▲ 29.5% |
| Contributions10/11 | €2k | €2k | = |
| Capital10 | €2k | - | - |
| Issued capital100 | €2k | - | - |
| Profit (loss) carried forward14 | €20k | €27k | ▲ 32.4% |
| Amounts payable17/49 | €11k | €23k | ▲ 116% |
| Amounts payable within one year42/48 | €11k | €23k | ▲ 116% |
| Trade debts44 | €1k | €6k | ▲ 392% |
| Suppliers440/4 | €1k | €6k | ▲ 392% |
| Taxes, remuneration and social security45 | €9k | €17k | ▲ 81.6% |
| Taxes450/3 | €6k | €17k | ▲ 179% |
| Remuneration and social security454/9 | €3k | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €20k | €7k | ▼ 67.6% |
| + Depreciation and write-downs630 | €3k | €3k | = |
| Operating cash flow (approximation) | €24k | €10k | ▼ 58.8% |
| Investment in fixed assets (approximation) | - | €-415 | - |
| Change in cash | - | €-8k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 212 days late
2025
21-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 80 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw
Ground area
255 m²
Building footprint
66 m²
Volume, LiDAR
434 m³
Parcel 23069A0354/00P013, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23069A0354/00P013 | Flanders | 255 m² | 1 · 66 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845007F85A93B6D6C30
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 34,244 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-09-2023
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail
jph.brule@icloud.com
Scores and ratios are computed by Checked and are not a credit decision.