BK FONT
ActiveThe computed 12-month bankruptcy probability of BK FONT is 4.1% (elevated). The annual accounts of BK FONT for fiscal year 2025 show a net loss of 55% of the equity at the start of that year. The 2025 annual accounts show equity of €85k and a net result of €-106k. Equity is shrinking by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 29% of 3657 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-33
Solvency34▼-7
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.11 against 1.35 in 2024; short-term debt: 40.7% and cash: 40.6% of total assets), and 90.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.2%
Return on assets
-11.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-106k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
32 d early
2024
30 d early
2023
6 d early
2022
25 d early
2021
34 d early
2020
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-106k▼ 1,381%
2024 · €-7k
2020: €82k
2021: €42k
2022: €-25k
2023: €2k
2024: €-7k
2020 → 2025
Working capital
€43k▼ 68.9%
2024 · €138k
2020: €72k
2021: €94k
2022: €115k
2023: €132k
2024: €138k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€224k-€199k▼ 11.3%€198k▼ 0.6%€191k▼ 3.6%€85k▼ 55.5%
Operating result€60k-€-15k€20k€7k▼ 63.3%€-92k
Net result€42k-€-25k€2k€-7k€-106k▼ 1,381%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €92k after €7k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €924k
Fixed assets
€505k▼ 22.4%
Current assets
€419k▼ 20.8%
Equity and liabilities €924k
Equity
€85k▼ 55.5%
Debt
€839k▼ 15.1%
The debt ratio rises from 83.8% to 90.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€54k▼
2024 · €156k
Cash flow
€40k▼
2024 · €141k
Solvency
9.2%▼
2024 · 16.2%
Current ratio
1.11▼
2024 · 1.35
Quick ratio
1.06▼
2024 · 1.31
Debt / equity
9.88▲
2024 · 5.18
ROE
-124.7%▼
2024 · -3.7%
ROA
-11.5%▼
2024 · -0.6%
Interest coverage
3.64▼
2024 · 9.59
Debt
€839k▼
2024 · €989k
Debt ≤ 1 year
€376k▼
2024 · €391k
Debt > 1 year
€414k▼
2024 · €558k
Staff costs
€424k▼
2024 · €738k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.18M€924k▼
Fixed assets21/28€651k€505k▼
Intangible fixed assets21€25k€19k▼
Tangible fixed assets22/27€627k€486k▼
Land and buildings22€593k€458k▼
Plant, machinery and equipment23€32k€27k▼
Furniture and vehicles24€1k€625▼
Current assets29/58€529k€419k▼
Stocks and contracts in progress3€18k€22k▲
Stocks30/36€18k€22k▲
Amounts receivable within one year40/41€452€7k▲
Trade receivables40€234€484▲
Other amounts receivable41€218€6k▲
Cash at bank and in hand54/58€495k€376k▼
Deferred charges and accrued income490/1€15k€15k▼
Equity and liabilities
Total equity and liabilities10/49€1.18M€924k▼
Equity10/15€191k€85k▼
Contributions10/11€100k€100k=
Reserves13€91k-
Distributable reserves133€91k-
Profit (loss) carried forward14-€-15k
Amounts payable17/49€989k€839k▼
Amounts payable after more than one year17€558k€414k▼
Financial debts170/4€558k€414k▼
Amounts payable within one year42/48€391k€376k▼
Current portion of amounts payable after more than one year42€156k€156k▲
Trade debts44€131k€147k▲
Suppliers440/4€131k€147k▲
Taxes, remuneration and social security45€71k€44k▼
Taxes450/3€2k€99▼
Remuneration and social security454/9€69k€44k▼
Other amounts payable47/48€34k€29k▼
Accrued charges and deferred income492/3€40k€49k▲
Income statement
Code20242025
Remuneration, social security and pensions62€738k€424k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€149k€146k▼
Other operating charges640/8€12k€13k▲
Gross operating margin9900€906k€490k▼
Operating profit (loss)9901€7k€-92k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€16k€15k▼
Recurring financial charges65€16k€15k▼
Profit (loss) for the period before taxes9903€-7k€-106k▼
Profit (loss) for the period9904€-7k€-106k▼
Profit (loss) for the period to be appropriated9905€-7k€-106k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-106k▼
Transfer from equity791/2€7k€91k▲
Social balance
Average headcount (FTE)908718.79.4▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-106k
Net result drops to €-106k, the lowest in the series.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €200kEq €224k ▲23.3%
2 profitable years in a row build equity to €224k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fontaine-l'Evêque · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Charleroi(F-E) 1296140 Fontaine-l'EvêqueGround area
9.1 ha
Building footprint
415 m²
Parcel 52022B0501/00A002, Wallonia. Linked by address, not a title deed.
1 establishment unit
BK FONT
since 20202.299.172.291
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52022B0501/00A002 | Wallonia | 9.1 ha | 1 · 415 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteFontaine-l'Evêque2.299.172.291
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 7,994 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-2020
Fiscal year end31-12
Abbreviation FR
BKF
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:vamssprl@gmail.com