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Black group

Active
Private limited companyfounded 20224 yrs activeRue de Venise 21, 6040 Charleroi, BelgiumKBO/BCE: BE 0782.938.468

The file of Black group contains 2 historical bankruptcy publications and 1 administrative flag, as published in the Belgian State Gazette.

Summary

The computed 12-month bankruptcy probability is 8.1% (elevated). The 2024 annual accounts show negative equity (-€15,960) and a net result of -€5,002. Equity is shrinking by ~26% per year across the filed fiscal years. Its solvency ranks better than 26% of 1762 sector peers (fiscal year 2024).

Checked score

Score 2024
Axes · tick = 2023
Profitability50▼-11
Solvency23=
Growth58=
Track record71
Bankruptcy probability, 12 months
8.1% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.56 against 0.41 in 2023; short-term debt: 102% and cash: 48.9% of total assets), and equity is negative.
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Signals

Nine signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-2%
Return on assets
-0.6%
Age of the figures
21 mo
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
222324
2022 to 2024 · latest year -€15,960
neutral · Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Belgian State Gazette
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-04-2026, 256 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
256 d late
2023
485 d late
2022
556 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 432 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck

History

Black group was incorporated on 7 March 2022 as a Private limited company.1 Total assets rose from EUR 507,614 in 2022 to EUR 800,975 in 2024.2 On 18 August 2026 the company was declared bankrupt.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024
  3. 3Belgian State Gazette, 25-08-2026

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Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€5,002▼ 612%
2023 · -€703
Working capital
-€361,457▲ 2.8%
2023 · -€371,984
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result-€14,680-€14,862€19,887▲ 33.8%
Net result-€15,255within the sector's middle half--€703within the sector's middle half▲ 95.4%-€5,002within the sector's middle half▼ 612%
Equity-€10,255below the sector's middle half--€10,957below the sector's middle half▼ 6.9%-€15,960below the sector's middle half▼ 45.7%
Total assets€507,614within the sector's middle half-€623,162within the sector's middle half▲ 22.8%€800,975within the sector's middle half▲ 28.5%
Debt€517,868-€634,119▲ 22.4%€816,934▲ 28.8%
Working capital-€402,549below the sector's middle half--€371,984below the sector's middle half▲ 7.6%-€361,457below the sector's middle half▲ 2.8%
Solvency-2.0%within the sector's middle half--1.8%within the sector's middle half▲ 0.3pp-2.0%within the sector's middle half▼ 0.2pp
Current ratio0.22below the sector's middle half-0.41below the sector's middle half▲ 0.190.56within the sector's middle half▲ 0.14
Return on assets (ROA)-3.0%within the sector's middle half--0.1%within the sector's middle half▲ 2.9pp-0.6%within the sector's middle half▼ 0.5pp
Staff (FTE)21.9above the sector's middle half8within the sector's middle half▼ 63.5%
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000€20,000Operating result 2022: -€14,680-€14,680Net result 2022: -€15,255-€15,255Operating result 2023: €14,862€14,862Net result 2023: -€703-€703Operating result 2024: €19,887€19,887Net result 2024: -€5,002-€5,002202220232024-€20,000-€10,000€0€10,000€20,000Operating result 2022: -€14,680-€14,700Net result 2022: -€15,255-€15,300Operating result 2023: €14,862€14,900Net result 2023: -€703-€703Operating result 2024: €19,887€19,900Net result 2024: -€5,002-€5,000202220232024
The operating result has risen two years in a row; 2024 is 34% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €800,975
Fixed assets €345,497 ▼ 4.3%
Current assets €455,478 ▲ 73.8%
Key figures and ratios
2024 value · change against 2023
EBITDA
€96,475▲
2023 · €78,327
Cash flow
€71,586▲
2023 · €62,762
Quick ratio
0.55▲
2023 · 0.41
Debt to equity
-51.19▲
2023 · -57.87
Interest coverage
3.88▼
2023 · 5.03
Debt ≤ 1 year
€816,934▲
2023 · €634,119
Staff costs
€325,121▲
2023 · €323,492
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,555 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a small loss
4.6% went bankrupt
3.6% stopped otherwise
92% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 8.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,555 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet Code20232024
Assets
Total assets20/58€623,162€800,975▲
Fixed assets21/28€361,027€345,497▼
Intangible fixed assets21€49,500€43,500▼
Tangible fixed assets22/27€269,029€259,500▼
Plant, machinery and equipment23€10,433€8,310▼
Furniture and vehicles24€134,114€138,645▲
Other tangible fixed assets26€124,482€112,546▼
Financial fixed assets28€42,497€42,497=
Current assets29/58€262,135€455,478▲
Stocks and contracts in progress3€3,024€2,494▼
Stocks30/36€3,024€2,494▼
Amounts receivable within one year40/41€40,006€61,414▲
Other amounts receivable41€40,006€61,414▲
Cash at bank and in hand54/58€219,106€391,570▲
Equity and liabilities
Total equity and liabilities10/49€623,162€800,975▲
Equity10/15-€10,957-€15,960▼
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€15,957-€20,960▼
Amounts payable17/49€634,119€816,934▲
Amounts payable within one year42/48€634,119€816,934▲
Trade debts44€366,674€508,471▲
Suppliers440/4€366,674€508,471▲
Taxes, remuneration and social security45€125,446€171,463▲
Taxes450/3€5,257€35,312▲
Remuneration and social security454/9€120,189€136,151▲
Other amounts payable47/48€142,000€137,000▼
Income statement Code20232024
Remuneration, social security and pensions62€323,492€325,121▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63,465€76,588▲
Other operating charges640/8€611€50▼
Gross operating margin9900€402,430€421,646▲
Operating profit (loss)9901€14,862€19,887▲
Financial income75/76B€14-
Recurring financial income75€14-
Financial charges65/66B€15,578€24,889▲
Recurring financial charges65€15,578€24,889▲
Profit (loss) for the period before taxes9903-€703-€5,002▼
Profit (loss) for the period9904-€703-€5,002▼
Profit (loss) for the period to be appropriated9905-€703-€5,002▼
Appropriation of the result
Profit (loss) to be appropriated9906-€15,957-€20,960▼
Profit (loss) brought forward from the previous period14P-€15,255-€15,957▼
Social balance
Average headcount (FTE)9087-8.0

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Remuneration, social security and pensions62€11,342€323,492€325,121▲ 0.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41,162€63,465€76,588▲ 20.7%
Other operating charges640/8-€611€50▼ 91.8%
Gross operating margin9900€37,824€402,430€421,646▲ 4.8%
Operating profit (loss)9901-€14,680€14,862€19,887▲ 33.8%
Financial income75/76B-€14--
Recurring financial income75-€14--
Financial charges65/66B€574€15,578€24,889▲ 59.8%
Recurring financial charges65€574€15,578€24,889▲ 59.8%
Profit (loss) for the period before taxes9903-€15,255-€703-€5,002▼ 612%
Profit (loss) for the period9904-€15,255-€703-€5,002▼ 612%
Profit (loss) for the period to be appropriated9905-€15,255-€703-€5,002▼ 612%
Line202220232024Change
Assets
Total assets20/58€507,614€623,162€800,975▲ 28.5%
Fixed assets21/28€392,295€361,027€345,497▼ 4.3%
Intangible fixed assets21€55,500€49,500€43,500▼ 12.1%
Tangible fixed assets22/27€295,905€269,029€259,500▼ 3.5%
Plant, machinery and equipment23-€10,433€8,310▼ 20.4%
Furniture and vehicles24€156,334€134,114€138,645▲ 3.4%
Other tangible fixed assets26€139,571€124,482€112,546▼ 9.6%
Financial fixed assets28€40,890€42,497€42,497=
Current assets29/58€115,319€262,135€455,478▲ 73.8%
Stocks and contracts in progress3€14,370€3,024€2,494▼ 17.5%
Stocks30/36€14,370€3,024€2,494▼ 17.5%
Amounts receivable within one year40/41€19,198€40,006€61,414▲ 53.5%
Trade receivables40€1,962---
Other amounts receivable41€17,236€40,006€61,414▲ 53.5%
Cash at bank and in hand54/58€81,752€219,106€391,570▲ 78.7%
Equity and liabilities
Total equity and liabilities10/49€507,614€623,162€800,975▲ 28.5%
Equity10/15-€10,255-€10,957-€15,960▼ 45.7%
Contributions10/11€5,000€5,000€5,000=
Outside capital11€5,000---
Share premium1100/10€5,000---
Profit (loss) carried forward14-€15,255-€15,957-€20,960▼ 31.3%
Amounts payable17/49€517,868€634,119€816,934▲ 28.8%
Amounts payable within one year42/48€517,868€634,119€816,934▲ 28.8%
Trade debts44€299,435€366,674€508,471▲ 38.7%
Suppliers440/4€299,435€366,674€508,471▲ 38.7%
Taxes, remuneration and social security45€9,433€125,446€171,463▲ 36.7%
Taxes450/3€239€5,257€35,312▲ 572%
Remuneration and social security454/9€9,194€120,189€136,151▲ 13.3%
Other amounts payable47/48€209,000€142,000€137,000▼ 3.5%
Line202220232024Change
Profit (loss) for the period9904-€15,255-€703-€5,002▼ 612%
+ Depreciation and write-downs630€41,162€63,465€76,588▲ 20.7%
Operating cash flow (approximation)€25,908€62,762€71,586▲ 14.1%
Investment in fixed assets (approximation)--€32,197-€61,058▼ 89.6%
Change in cash-€137,354€172,465▲ 25.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
22-09
Bankruptcy Bankruptcy reversal
Tribunal de l’entreprise du Hainaut, division Charleroi · event 31-08-2026
25-08
Bankruptcy Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · event 18-08-2026
13-04
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 256 days late
2025
28-11
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 485 days late
06-02
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 556 days late
2024
08-03
KBO administration Address struck
event 19-01-2024
SignalNBB filing
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Venise 216040 Charleroi
Ground area
7.0 ha
Building footprint
4.4 ha
Volume, LiDAR
360,044 m³
Parcel 53402A0191/00H015, Wallonia · tallest building 14.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Black & White Grands Prés
Place des Grands Prés 1, 7000 MonsFull-service restaurants
since 20222.332.197.922
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53402A0191/00H015 Wallonia 7.0 ha 1 · 4.4 ha 14.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator KARL DE RIDDER
RUE DU PARC,49, 6000 CHAR- LEROI- . Date provisoire de cessation de paiement : 18/08/2026
18-08-2026 → 31-08-2026

Recognitions · licences · registrations

Food safety, FASFC

1 site
Mons2.332.197.922
1 permission
Toelating · Eetgelegenheid · since 29-08-2022

Similar companies · same sector, comparable size

Of 21,853 companies in sector 56112 we hold annual accounts for 9,781. 1,431 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0782938468
Also 9925:BE0782938468
Registered 02-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.